Still not quite understand how BigPay is related to BT

what he meant could be
cardA balance due RM2000
use cardB to reload to bp RM2000 (this will have another days to pay before due), take out and pay cardA

something like BT maybe instead of BT from A to B... (with charges)

This post has been edited by vez: Aug 8 2019, 11:19 AM

Nope, normal line.

Server having issues?

...............

Lol BP should just charge higher withdrawal fees so that it won't be beneficial for people to top up and withdraw. At the same time good for people who actually spend using the card.

i agree haha

they cannot simply charge too high. the fee must be comparable with the fees by other similar services.

they still need to justify to bnm as bnm is very very sensitive to these "fees" imposed to users.

hi sifu, how many cards u want to consolidate XD

I think its not related to bigpay. Its just comparison between bigpay vs bt

Bigpay: roll the money as long as u want without the worry of paying interest /high interest. Just rm6 per cashout or if u know a trick not to pay rm6, then u can basically prolonged your hutang theoritically lifetime.

Bt: u got interest one time charges/or 0% but u got dateline to pay per month and usually last 1 year.

lesson learnt from my previous trip to Las Vegas:
1. after i took LYFT taxi(additional charges incurred USD1.09), requested customer service to check this transaction and they mentioned no problem, if want to check need to call LYFT(in LYFT apps no such transaction)...forget it...CS always lame...)

2. BP is a card that good to have but don't keep high balance inside, might as well use credit card if the amount too high.

3. BP is a card that help me to away from getting small change/coins at oversea (because money exchange does not accept small change/coins).

This post has been edited by terry5695: Aug 8 2019, 02:50 PM

so what is the status now? i top up fcb to bp and spend in Bangkok more worth lo?
get full cash back and zero bank charge and good conversion XE rates

no one is 100% sure that top up to BP still entitle for CB in August. So it's better and safer to spend with FCB up to 1k then only u top up and spend with BP

Have you earned cash back as well?

How to avoid paying RM 6?

avoid cashout

Was thinking of applying for Bigpay due to overseas trip. But isn't it dangerous to have a few $k in bigpay as I read of sjz and others Bigpay fraud? Do others really keep a few $k in bigpay when they travel overseas?

Can reload into BP at overseas and utilize the fund immediately, though you might have to do this multiple times.

Use the card freeze feature.

I top up and keep 10k in a few cards so far no problem. Have to have faith in the system. Last time the older generation also refuse to do online banking / online shopping scared money get stolen, but in the end also have to move forward with the times.

All these anecdotal stories of fraud/whatnot, they happen 1 out of tens or hundreds of thousands of users. Like restaurant reviews, only the ones that kena bad experience will make noise, the other 99% don't bother posting good reviews.
Even normal credit card also got fraud case.

If you're worried, like others have suggested, you could top up piecemeal, e.g. top up 1k, when balance low, top up another 1k, etc

This post has been edited by mr_tuzki: Aug 9 2019, 02:57 AM