QUOTE(solsekuin44 @ Aug 11 2009, 09:33 PM)

I applied for Public Bank VISA Electron debit card. Since Public Bank Day2Day VISA requires you a saving account.
Don't want to open another new saving.
Yes. You will need to open a savings account with Public Bank in order to apply for Public Bank Day2Day VISA debit card.
But in my opinion,
Public Bank Day2Day VISA debit card is better because of the lower annual fee at
RM12/pa compared to
Public Bank VISA Electron at RM24/pa. Besides, they will issue the Public Bank Day2Day VISA debit card to you right away.
Basically you are maintaining an account with Public Bank too with the Public Bank VISA Electron. Just an account without passbook. There will be a monthly statement though.
Please take note that you must keep
AT LEAST RM25 in your Public Bank VISA Electron account at all time whereas for the Public Bank Day2Day VISA debit card, you need to maintain only RM1.
QUOTE(solsekuin44 @ Aug 11 2009, 09:33 PM)
Yours is Public Bank VISA Electron or Public Bank Day2Day VISA?
I used to have Public Bank VISA Electron. That was when i'm not qualified to hold a credit card. I just canceled it in January this year.
I am now holding a Public Bank Day2Day VISA debit card. Just changed to it from my regular ATM card (the blue one with red Public Bank logo on top -
click the link below to view) to this card last week. I am going to report a loss on this Public Bank Day2Day VISA debit card next year and will request for the regular ATM card. The annual fee for the regular ATM card is cheaper at RM8/pa. Besides, i have no use of this Public Bank Day2Day VISA debit card. I applied for it just to add into my debit card/credit card collection
Public Bank ATM CardQUOTE(solsekuin44 @ Aug 11 2009, 09:43 PM)
nanakopy is right. So, as you can see, PBVE is better since it is not linked to your saving account. I want to use this debit card purely for spending. If I mix it up with saving, habisla..
Then you just need not to deposit too much money into your Public Bank savings account. Only deposit money into it when you need to use it. The minimum deposit to maintain for Public Bank savings account is only RM1
QUOTE(wkf @ Aug 11 2009, 09:34 PM)
hi. i'm going to apply the maybank debit card. is it true that no annual fee charged & collect the card on the spot immediately after application. if not, how long it take for the card collection.
Maybank cherry VISA debit card will be issued to you right away. You are now given two options.
Option 1- no annual fee
- free 4 ATM withdrawals in a month
- RM0.50/withdrawal will be charged from the 5th withdrawal and so on
Option 2- RM8/pa
- unlimited withdrawal