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Credit Cards UOB Credit Cards v9, Ex citi read post 2

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Human Nature
post Sep 13 2025, 04:21 PM

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QUOTE(ahbenchai @ Sep 13 2025, 11:49 AM)
Requested waiver on cc annual fee twice and was rejected 😔
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Which card?
ahbenchai
post Sep 13 2025, 05:49 PM

what do you mean you people?
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QUOTE(wjleong15 @ Sep 13 2025, 12:22 PM)
Cancel and wait retention offer?
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already cancelled, was waiting for retention offer, but they really proceed and closed my case with the cancellation hahaha
MGM
post Sep 13 2025, 06:04 PM

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QUOTE(ahbenchai @ Sep 13 2025, 05:49 PM)
already cancelled, was waiting for retention offer, but they really proceed and closed my case with the cancellation hahaha
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How they closed your case?
ericlaiys
post Sep 13 2025, 08:11 PM

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QUOTE(ahbenchai @ Sep 13 2025, 05:49 PM)
already cancelled, was waiting for retention offer, but they really proceed and closed my case with the cancellation hahaha
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yes. same case as my hsbc. retention team dont even call. immediate card blocked and no longer can access app. after 2 week, eccris remove my hsbc card.

therefore dont expect retention team will call and counter offer. nowaday bank dont bother
wjleong15
post Sep 13 2025, 08:49 PM

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QUOTE(ahbenchai @ Sep 13 2025, 05:49 PM)
already cancelled, was waiting for retention offer, but they really proceed and closed my case with the cancellation hahaha
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QUOTE(ericlaiys @ Sep 13 2025, 08:11 PM)
yes. same case as my hsbc. retention team dont even call. immediate card blocked and no longer can access app. after 2 week, eccris remove my hsbc card.

therefore dont expect retention team will call and counter offer. nowaday bank dont bother
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zero usage?
ahbenchai
post Sep 13 2025, 09:13 PM

what do you mean you people?
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QUOTE(Human Nature @ Sep 13 2025, 04:21 PM)
Which card?
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UOB world

QUOTE(wjleong15 @ Sep 13 2025, 08:49 PM)
zero usage?
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minor usage, below the required waiver amount, last year still waived for me, this year cannot
jutamind
post Sep 15 2025, 10:19 PM

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Has anyone received cashback for this campaign especially for Month 3 of the campaign?

https://www.uob.com.my/personal/promotions/...ampaign-q2.page
mamamia
post Sep 16 2025, 05:54 PM

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QUOTE(ahbenchai @ Sep 13 2025, 09:13 PM)
UOB world
minor usage, below the required waiver amount, last year still waived for me, this year cannot
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u have any other UOB card?
ahbenchai
post Sep 16 2025, 08:00 PM

what do you mean you people?
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QUOTE(mamamia @ Sep 16 2025, 05:54 PM)
u have any other UOB card?
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no.. tat was my one and only
tifosi
post Sep 17 2025, 10:35 AM

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Gonna be a tough next year. I've 4 UOB and wish to keep all of em laugh.gif

One Classic, 15k spend
One Platinum, 20k spend
UOB PME, 50k spend
UOB VI, 50k spend

sweat.gif
cybpsych
post Sep 17 2025, 11:21 AM

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QUOTE(tifosi @ Sep 17 2025, 10:35 AM)
Gonna be a tough next year. I've 4 UOB and wish to keep all of em laugh.gif

One Classic, 15k spend
One Platinum, 20k spend
UOB PME, 50k spend
UOB VI, 50k spend

sweat.gif
*
annual spend vs benefits (cb/points/lounge/etc)

see whether annual cumulative 135k+ spending across 4 cards is achievable or not lor

actually, the alternative is still better: cut the cards and spend as minimal as possible. card benefits are negligible, actually
tifosi
post Sep 17 2025, 11:29 AM

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QUOTE(cybpsych @ Sep 17 2025, 11:21 AM)
annual spend vs benefits (cb/points/lounge/etc)

see whether annual cumulative 135k+ spending across 4 cards is achievable or not lor

actually, the alternative is still better: cut the cards and spend as minimal as possible. card benefits are negligible, actually
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One Classic & Plat no prob of achieving (RM 100 cashback a month is decent).

PME I might probably be able to hit 30k ish or so (foreign spend & govt transactions), but I guess VI will have to go.
Human Nature
post Sep 17 2025, 02:15 PM

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QUOTE(tifosi @ Sep 17 2025, 10:35 AM)
Gonna be a tough next year. I've 4 UOB and wish to keep all of em laugh.gif

One Classic, 15k spend
One Platinum, 20k spend
UOB PME, 50k spend
UOB VI, 50k spend

sweat.gif
*
Are those cards really beneficial?
coolguy99
post Sep 17 2025, 03:40 PM

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QUOTE(tifosi @ Sep 17 2025, 10:35 AM)
Gonna be a tough next year. I've 4 UOB and wish to keep all of em laugh.gif

One Classic, 15k spend
One Platinum, 20k spend
UOB PME, 50k spend
UOB VI, 50k spend

sweat.gif
*
I only keep the PME out of the 4 that you have. Just cancelled the VI recently.
tifosi
post Sep 17 2025, 04:21 PM

Friend is someone to share last Cookie with!
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QUOTE(Human Nature @ Sep 17 2025, 02:15 PM)
Are those cards really beneficial?
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For me yes. 1,2 as my cashback card, 3 for my overseas spend and my airport ride home.

I can let go of the VI no prob. Just use it for dragon pass.
songokujames
post Sep 19 2025, 08:47 AM

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QUOTE(ClarenceT @ Sep 12 2025, 10:56 AM)
All the while Spayglobal aka SarawakPay is owned and shake reward is funded by Sarawak Government. So MCC9399 ya.
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After I call the cs, and ask them to check back, I get back 10% cb today.
williamyl
post Sep 19 2025, 09:20 AM

Getting Started
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QUOTE(tifosi @ Sep 17 2025, 10:35 AM)
Gonna be a tough next year. I've 4 UOB and wish to keep all of em laugh.gif

One Classic, 15k spend
One Platinum, 20k spend
UOB PME, 50k spend
UOB VI, 50k spend

sweat.gif
*
if you know pair with Boost bank that is free interest you can earn every month.
aurora97
post Sep 19 2025, 09:41 AM

八方來財
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QUOTE(williamyl @ Sep 19 2025, 09:20 AM)
if you know pair with Boost bank that is free interest you can earn every month.
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Really, do tell! sweat.gif

My current lineup is:

World
PME
Zenith

Which pairing with Boost Bank will get free interest?
MGM
post Sep 19 2025, 11:09 AM

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QUOTE(williamyl @ Sep 19 2025, 09:20 AM)
if you know pair with Boost bank that is free interest you can earn every month.
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Please elabotate, dont understand thanks.
guy3288
post Sep 19 2025, 03:51 PM

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QUOTE(Human Nature @ Sep 17 2025, 02:15 PM)
Are those cards really beneficial?
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nothing to lose
everything to gain, CB is bonus benefit

QUOTE(williamyl @ Sep 19 2025, 09:20 AM)
if you know pair with Boost bank that is free interest you can earn every month.
*
ya i was very surprised thought it was an overlook thing
but has gone so long unplugged
i have taken millions to circulate between rice, atlas ,boost and now ryt. thumbsup.gif



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