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Credit Cards UOB Credit Cards v9, Ex citi read post 2

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MGM
post Feb 21 2018, 07:35 AM

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QUOTE(fruitie @ Feb 20 2018, 03:45 PM)
Looks like this is not a too bad card but unfortunately it has no AF waiver criteria. hmm.gif
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QUOTE(fruitie @ Feb 20 2018, 06:36 PM)
At least YOLO has, so no need to argue and beg them. laugh.gif

I only have one AmEx, so gotta save for something better. sad.gif
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IIRC, when I appiled for Vox in 2016 it came along with the Prefered Platinum then in 2017 I changed Vox to Yolo. I was charged AF for YOLO last Oct and I called for waiver successfully. But my Prefered Platinum was never charged AF since 2016, I thought it is free for life.
MGM
post Feb 21 2018, 05:11 PM

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Anyone paid tnb, telecom n utility bills via UOBpayonline and got CB for them?
MGM
post Feb 21 2018, 10:41 PM

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QUOTE(cybpsych @ Feb 21 2018, 08:59 PM)
interesting answer.

swipe count not necessarily must be early.

but eligible swipe amount is confirmed fcfs and cb pool finish by 22nd.

I think you're the only one getting cb for swipes before 5th biggrin.gif
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My last eligible transaction for swipe amount was 27Jan.
MGM
post Feb 21 2018, 11:05 PM

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QUOTE(klsooo @ Feb 21 2018, 06:00 PM)
1st to 6th jan - transaction amount total RM100 ( 3 transaction)
22nd jan - 5 x rm1 transaction.

Still manage to get 5% for transaction from 1st to 6 jan.
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What about 22nd jan - 5 x rm1 transaction, should be eligible for 5% CB cos my last eligible trans was 27Jan?

This post has been edited by MGM: Feb 21 2018, 11:05 PM
MGM
post Feb 22 2018, 08:51 AM

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QUOTE(sj0217 @ Feb 21 2018, 10:43 PM)
Nice sharing this.  thumbup.gif

First day of the month for transaction, number of swipe count can be later on as long as within a month.
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QUOTE(klsooo @ Feb 22 2018, 08:19 AM)
22nd jan - 5x rm1 jompay manage to get 5%

Now only know swipe count can be later. I thought is once meet swipe count, transaction only eligible for cb.

Thanks for pointing out this. Helps alot.
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Since U also get the CB for 22Jan transactions, it doesnt mean swipe count can be later right?

I did 4 transaction on 23Jan, and another 4 on 27Jan, and got CB for all transaction.
MGM
post Feb 22 2018, 09:25 AM

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QUOTE(darkterror15 @ Feb 22 2018, 09:15 AM)
I still don't know yet. Since fruite doesnt receive her CB when she swiped early in the month. It might suggest that it is counted from after the previous month statement date. Plus, even I finish swipe 15 times, it is already 13 jan and I still get full CB. Probably dont need to swipe so rush and buying/paying something that you actually don't need it.
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1st month less participation, once the method to max the CB is known, many silent readers will join in. Not many CC as generous giving out 8% CB and trans can be done fully online.
MGM
post Feb 22 2018, 09:57 AM

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QUOTE(fruitie @ Feb 22 2018, 09:42 AM)
In conclusion, if you spent just exclusively before 5th Jan, you will not get cash back.

If you spent before 5th and combined with minimum swipes after 5th, you will get cash back even for transactions incurred before 5th Jan.

Who else in first situation? Looks like we need to complain. Damn it, if I know I will drag some payments to 5th.
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Yes u shoudnt have rushed into it, cos 1st CB always less participation and easy to get. I was trying out some transactions amounting less than rm1 late January and wasn't expecting any CB.
MGM
post Feb 22 2018, 10:30 AM

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QUOTE(lolento @ Feb 22 2018, 10:02 AM)
13 x Transaction for TNB Bill thru myTNB Mobile Apps
2 x Transaction for TNB Bill thru UOB PayOnline
1 x Transaction for TM & Streamyx Bill thru https://unifi.com.my/

ALL above 16x Online Transactions get 8% CB... rclxms.gif  rclxms.gif  rclxms.gif
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Great, I will use YOLO to pay for TNB and others that can't get 6%(card feature)+5%(promo) from PBB VS.
MGM
post Mar 8 2018, 06:31 PM

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QUOTE(cybpsych @ Mar 8 2018, 06:24 PM)
again!  mad.gif  uob is tightening the repetitive swipe rules!
Revision of UOB YOLO Card Terms & Conditions (Effective 1 April 2018)

Terms and Conditions: ENG | BM

// 14. For the avoidance of doubt, any transaction which falls below RM10 charged consecutively to the Card at the same participating merchant within the same day will be considered as one (1) transaction for the purpose of calculating the Total Number of Transactions. //
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Simple, just do >RM10
MGM
post Mar 8 2018, 07:01 PM

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QUOTE(saitong09 @ Mar 8 2018, 06:47 PM)
UOB keep changing the tnc  bangwall.gif
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If it is worthwhile we will keep adapting.
MGM
post Mar 13 2018, 11:40 PM

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QUOTE(kevin5059 @ Mar 13 2018, 11:35 PM)
It look like the new Yolo card term and con will affect many ppl. After screen through the T&C, it look like we will have to at least swipe 7x RM10 and 1x RM1 to qualify the 8x swipe.
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WhiCH part of T&C stated RM1 qualifies?
MGM
post Mar 19 2018, 04:08 AM

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QUOTE(kaiserreich @ Mar 18 2018, 11:31 AM)
Mcc for big pay falls under yop up transaction
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What about bigpay's payment gateway, in local timezone or others?
MGM
post Mar 20 2018, 04:24 PM

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QUOTE(fruitie @ Mar 20 2018, 03:41 PM)
OK, got my RM 50 cash back. biggrin.gif

For 8% with at least 16 swipes. Last transaction was on 12th Feb.
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QUOTE(fly126 @ Mar 20 2018, 03:45 PM)
RM0.00 UOB Cards: Enjoy RM5 cash back when you spend min 3 transactions with selected online merchants. Till 15Jul18. Visit http://uob.my/syc for more info. T&C apply.
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Not easy to get both, 1 starts 1st day n the other mid of the month.
But seems like even after mid Feb still can get the 5%/8% CB.

This post has been edited by MGM: Mar 20 2018, 07:15 PM
MGM
post Mar 24 2018, 05:10 PM

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QUOTE(kaiserreich @ Mar 24 2018, 03:59 PM)
Called CS for MCC Code.

Also, just checked CB for February. Confirm no cashback when topping up BIGPAY for UOB YOLO card.
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TQ for the heads up, was planning to do this, btw what is the MCC code?
MGM
post Mar 26 2018, 12:07 PM

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https://www1.uob.com.my/sites/personal/prom...c-campaign.page

If we participate in the above by swiping say 3xrm10 @fave/Lazada on 16April, will these transactions be considered for the 8x/16x swipes card promo?
MGM
post Mar 26 2018, 12:56 PM

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QUOTE(lwc629 @ Mar 26 2018, 12:40 PM)
dont see any reason why it's not. provided that 8x/16x quota is still available.
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Then good, can try, if got it then considered as bonus totaling 8+16% CB.
MGM
post Mar 28 2018, 10:23 AM

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QUOTE(peri peri @ Mar 28 2018, 09:57 AM)
the UOB Yolo really hard to use, somemore first come first serve,

to comply the min 8x swipe, anything below rm10 with same merchant only count as once.

yesterday changed TNC again.
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If u r talking about this T&C https://www1.uob.com.my/assets/pdf/tnc/YoloCard-tnc-eng.pdf
which will come into effect on 1April2018, it was shown earlier than yesterday.

This post has been edited by MGM: Mar 28 2018, 10:24 AM
MGM
post Mar 30 2018, 03:31 AM

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QUOTE(Chinus @ Mar 29 2018, 11:36 PM)
T&C
For the avoidance of doubt, any transaction which falls below RM10 charged consecutively to the Card at the same participating merchant within the same day will be considered as one (1) transaction for the purpose of calculating the Total Number of Transactions.

1. 01/04/18 Swipe Maxis RM10, Astro RM10, Unifi RM10 =  consider 3 transactions

2. 01/04/18 Swipe Maxis RM10 x 3 times = 1 swipe = consider 1 transaction

3. 01/04/18 Swipe Maxis RM8, Astro RM5, Unifi RM1 = consider 0 transaction

Correct me if i'm wrong @@
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2. considered 3 transactions since all swipes not below rm10.
3. considered 3 transactions since not d same merchants.
MGM
post Apr 1 2018, 04:58 AM

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Wa u people did it so early, I suppose these payment sites not using payment gateway of diff time zone.

This post has been edited by MGM: Apr 1 2018, 05:26 AM
MGM
post Apr 2 2018, 08:03 PM

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QUOTE(JuneResources @ Apr 2 2018, 07:57 PM)
Hi guy, wanna to ask you regarding this RM5 CASH BACK WITH EVERY 3X ONLINE SPEND campaign by using Yolo card (with normal campaign cash back).

If you don't know this RM5 CASH BACK WITH EVERY 3X ONLINE SPEND campaign, please refer to this  link

As we know, yolo card has been revised effective 1 April min spend RM10 or above to enjoy the normal campaign cash back. The normal campaign cash back is only referring the Yolo itself cash back with 5% and 8% one. (Please get clear of this and do not confused/mixed together with RM5 CASH BACK WITH EVERY 3X ONLINE SPEND campaign)

Now wanna to ask you all guy to brainstorming with scenario as below:-

I purchase RM10/ each item from Shopee online by using YOLO card. And I purchase 3 times RM10/each item from shopee online with the same day/time. Besides, you already swipe 8 times for other transactions (not shopee) by using YOLO card (so you can enjoy min cashback 5%)

So For Shoppe, what cash back should I earn?

a)  RM5 cashback with Every 3X online spend campaign only. But I cannot enjoy the normal cashback campaign (Yolo card itself) already.

b) RM5 cashback with Every 3X online spend campaign is not eligible because your YOLO card itself has normal cashback campaign still running.

c) You can enjoy cash back for Both transactions including RM5 cashback with Every 3X online spend campaign as well as your YOLO normal cashback campaign (total 8 transactions + 3 transactions from Shopee).
So what is your answer? brows.gif
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C

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