Can I still get the sign up gift offer by ringgitplus when apply for uob credit card? I got citibank credit card before and has been cancel this year.

So citiback credit card and UOB credit card are consider the same right now?

How to differentiate online spend and ewallet?

1. Is pay directly using credit card in shopee and lazada consider online spend?
2. Top up to lazada wallet or shopeepay consider ewallet spend? Or just online spend also?
3. Bigpay, Boost, Grab Tng all consider eligible ewallet for CB?
4. Amazon, Aliexpress, Taobao, wechatpay is online spend?

I just apply for UOB credit card through Ringgitplus yesterday and found out their sign up gift T&C dint mention any citibank. And just now the agent call me and told me that citibank is citibank, uob is uob and I am eligible for sign up gift as long as I dint hold any UOB card. Let see I would get any sign up gift later as I just cancel my citibank card few month ago. LMAO


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also not getting 10% cashback this month for UOB one platinium. Call cs and they said one of my transaction which is Spay global is excluded from minimum spend which made my monthly minimum retail spend less than RM1500. Spay (saraway pay) is excluded from minimum spend? Is FPX transaction excluded also from minimum spend?

OMG, din realise that ewallet also belong to govt now... How about fpx transaction?

This post has been edited by songokujames: Sep 12 2025, 10:51 AM

Alright, how about the FPx transaction? is FPX belong to Transactions via Personal Internet Banking (“PIB”)?

The Minimum Retail Spend will be computed based on the posting date in the Statement Month
for any retail spend and payments made with UOB ONE Card only. The following transactions
shall be excluded from the Minimum Retail Spend computation:
(a) Alimony and child support.
(b) Bail or bond payments.
© Balance Transfer.
(d) Cash withdrawals.
(e) Charity bodies.
(f) Easi-Payment Plan purchases.
(g) Flexi Credit Plans.
(h) Government transactions.
(i) Instalment Payment Plan (IPP) purchases.
(j) Payment of annual card membership fees, interest payments, late payment fees,
charges for cash withdrawals and any other form of service/miscellaneous fees using
the UOB ONE Card.
(k) Premium for credit shield.
(l) Refunded, disputed, unauthorized or fraudulent retail transactions.
(m) Transactions via Jompay.
(n) Transactions via Personal Internet Banking (“PIB”).

After I call the cs, and ask them to check back, I get back 10% cb today.