This is mine. I will test it next month to see if how is the settlement process.

[quote=Fantasia,Jul 21 2025, 11:32 PM]
Besides credit card, I was also given the option of paying using Grab wallet That said, I just found out that GrabPay also eligible for cashback according to TnC. I will test it

I use Uob to top up RM100 grabwallet for the 10% cashback( Rm101 with 1% fee). I use grabpaylater for grabfood and usually my monthly bill is rm200 ish. I use hlb CC to link to auto top up, I rmb this is required to link a CC to use grabpaylater. On the 7th of every month, it will auto deduct the rm100 in wallet and the remaining amount auto top up from Hlb CC. No action required.

[quote=kyleen,Jul 22 2025, 08:49 AM]
[quote=Fantasia,Jul 21 2025, 11:32 PM]
Besides credit card, I was also given the option of paying using Grab wallet That said, I just found out that GrabPay also eligible for cashback according to TnC. I will test it

I use Uob to top up RM100 grabwallet for the 10% cashback( Rm101 with 1% fee). I use grabpaylater for grabfood and usually my monthly bill is rm200 ish. I use hlb CC to link to auto top up, I rmb this is required to link a CC to use grabpaylater. On the 7th of every month, it will auto deduct the rm100 in wallet and the remaining amount auto top up from Hlb CC. No action required.

[/quote]

How come my linked cards doesn't show up at that payment page like yours? Is there any setting that I should do?

Auto topup from hlb cc got 1% fee?

Here is my settings




This post has been edited by kyleen: Jul 22 2025, 10:27 AM

As for the top up 1% fee question, it is a bit strange for my case. I was using hlb sutera and there is always 1% fee, when I switch to hlb vi, there is no 1% fee, and this ONLY happens for grabpaylater auto top up deduction. Manual top up there is 1% fee. Maybe i got lucky, but I'm not switching again just to test out why this card is an exception.




This post has been edited by kyleen: Jul 22 2025, 10:28 AM

My "Set Postpaid..." was off, ok that might be it.

my setting is same buy i alway topup (1%) n pay before due date . wait for next month n try.

Lol can't even switch on "set Postpaid as default....", no explanation.

UOB One Card Min Annum Spend for Annual Fee Waiver Effective from 01 January 2026

Received response from UOB CS

We wish to share with you as per ONE card cash rebate terms & conditions, there are exclusion of transactions made which will not be counted in the cash rebate earning as below:

1) Any transaction made/posted on same date of your statement is not counted in the cash rebate and will not be counted in accumulated RM 800.00 spending.

2) Any payment/transaction for Instalment Plan are not entitle for any cash rebate and will not be counted in accumulated RM 800.00 spending.

We wish to advise that your that statement date is 13th monthly and spending at GRABPAY and CCK LOCAL captured on 13 July 2025 itself, as well as payment/transaction for your BTIPP INSTALLMENT as per clause 9(i) below are not entitle for any cash rebate:

Thus ,your spending that lead to less than RM 800.00 accumulated spending.

If - 83.33 my BTIPP, still use 88x.00.

But both CCK Local and GRABPay i use at 12th



This post has been edited by Wolgie: Jul 24 2025, 02:56 PM

You don't know transactions posted on/after statement date are not counted?

it count for next month, so no need to spend much next month. i walk all along here.

it's not WHEN you use it, but when it get POSTED!

read the t&cs carefully and thoroughly before bulldoze your spending and later cry here for not getting cb.

I am going china soon and since credit card might not accept widely in china, I planned to install alipay and link the prvi elite card to it. May I know whether I will entitle 10x points while spend oversea with this?

Yes.

Yes. Make sure u call CS as most ccard will get blocked when use with alipay / weixin pay after several transaction.
I did call cs so i got best experience when use at china early this month. it work great & awarded 10x

This post has been edited by ericlaiys: Jul 24 2025, 10:14 PM

wechat pay is better, i got few times, like buying airport bus, enter to some attraction, it need to scan wechat register n pay thru wechat. better to set up both.

It is have 3% fee for alipay if link using malaysia card to pay exceed 200 RMB?

ask for split smaller charge . dont exceed when use alipay for every transaction.

Yes. WeChat Pay also charges 3% if RMB 200 and above. I have both Alipay and WeChat Pay set up and no issues, all my linked cards are not blocked, never call banks.