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Credit Cards UOB Credit Cards v9, Ex citi read post 2

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skty
post Jul 14 2025, 06:05 PM

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QUOTE(cybpsych @ Jul 14 2025, 04:38 PM)
to be safe, dont

easy to tell. how & where do you pay the USA Visa application fee?

got the URL/link?
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https://www.usvisascheduling.com/

but after I checked, they only accept mastercard. rolleyes.gif
ChiaW3n
post Jul 14 2025, 08:59 PM

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QUOTE(lovelyuser @ Jul 10 2025, 11:19 AM)
Currently holding VISA Infinite (min 120k annual income requirement), applying for PRVI Miles Elite (min 100k annual income requirement).

I can predict their reply: diff department, diff credit access mechanism bla bla bla

Let me try submit Borang B then try apply the card with new Borang B
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Borang B then they are come back to ask for more document I.e full set of SSM I lazy to layan ady just stay with premiermiles elite jer
Bonjitettei
post Jul 14 2025, 10:26 PM

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I want to apply to increase credit limit on my One card.

When i received the new card, they gave me RM69k credit limit. Then i called to reduce it to 10k.

After 2 months of usage, I request to increase my limit to 30k, but they rejected.

Anyone know whether it is possible to appeal?
ericlaiys
post Jul 14 2025, 10:29 PM

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QUOTE(Bonjitettei @ Jul 14 2025, 10:26 PM)
I want to apply to increase credit limit on my One card.

When i received the new card, they gave me RM69k credit limit. Then i called to reduce it to 10k.

After 2 months of usage, I request to increase my limit to 30k, but they rejected.

Anyone know whether it is possible to appeal?
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wait 6 month before apply again. u do too short period.
1024kbps
post Jul 14 2025, 10:31 PM

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QUOTE(Bonjitettei @ Jul 14 2025, 10:26 PM)
I want to apply to increase credit limit on my One card.

When i received the new card, they gave me RM69k credit limit. Then i called to reduce it to 10k.

After 2 months of usage, I request to increase my limit to 30k, but they rejected.

Anyone know whether it is possible to appeal?
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Wait for 6 months, then request for increase.
if you always max out your cl every months, they will have your spending pattern, then will adjust accordingly.
2 months is too short.

My Amex is 5K SGD initially, i have 2 card and after few months with them my CL reach 30-40%
they request me to submit 3 months payslip with guaranteed cl increase to 10K.
langstrasse
post Jul 15 2025, 01:46 AM

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QUOTE(gilabola @ Jul 14 2025, 10:28 AM)
UOB seems to have changed airport lounge access for Visa Infinite ans Prvilige Elite cars. No more access to lounges in KLIA2 and no more access for supplementary card holder
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Yup got the message today.

https://www.uob.com.my/personal/announcement.page

Im wondering if its time to start shopping for other cards as usually card benefits get reduced over time
contestchris
post Jul 15 2025, 08:52 AM

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Almost all credit cards are simultaneously downgrading benefits this time. Anything causing it?
iXora.ix
post Jul 15 2025, 10:11 AM

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QUOTE(contestchris @ Jul 15 2025, 08:52 AM)
Almost all credit cards are simultaneously downgrading benefits this time. Anything causing it?
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Some said due to 2014 Payment Card Reform Framework to focused on interchange fees, cost-effectiveness of payment cards, and promoting competition among payment card providers.

also bank cannot earn from AF, interest charge for 0%, e wallet qr payment national wide use and so on
aurora97
post Jul 15 2025, 11:20 AM

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QUOTE(iXora.ix @ Jul 15 2025, 10:11 AM)
Some said due to 2014 Payment Card Reform Framework to focused on interchange fees, cost-effectiveness of payment cards, and promoting competition among payment card providers.

also bank cannot earn from AF, interest charge for 0%, e wallet qr payment national wide use and so on
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The Payment Card Reform Framework is issued in 2014. All its provisions came into effect on 1 July 2015. Why only 2025, which is 10 years later? We are seeing huge shifts now for most credit cards.

I don't know the correlation; maybe it does have some impact, but I would reckon rising SST and the cost of living would have a more significant impact.
jiaen0509
post Jul 15 2025, 11:33 AM

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Just call to cancel the UOB card and PRVI Miles Elite sup card after benefits revision. Different card, different date of SST/Annual Fee.
Everytime have to call and ask for waiver/rebate . Give up
Yaowarat
post Jul 15 2025, 01:06 PM

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the PME Grab ride home RM80 , condition of using the cards 3 times oversea , does online purchase from foreign website 3 times eligible for the spend ?
ryansxs
post Jul 15 2025, 02:29 PM

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QUOTE(Yaowarat @ Jul 15 2025, 01:06 PM)
the PME Grab ride home RM80 , condition of using the cards 3 times oversea , does online purchase from foreign website 3 times eligible for the spend ?
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I doubt. You need to do a transaction overseas physically. (as to last time, they used to check the CC slip)
Kiffer
post Jul 15 2025, 04:23 PM

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QUOTE(fuzzy @ Jul 14 2025, 02:03 PM)
user posted image
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Yeah i saw this yesterday and I'm quite irritated by it. One of the reasons i stayed with my PRV MILES card was cos i travel 3 - 4 times a year, my company books Air Asia so i use the lounge at Terminal 2. I called them up to confirm this, and they said yes. Thankfully still can use for my trip next week.

Might think about transferring to another bank after this.
ericlaiys
post Jul 15 2025, 04:32 PM

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QUOTE(Yaowarat @ Jul 15 2025, 01:06 PM)
the PME Grab ride home RM80 , condition of using the cards 3 times oversea , does online purchase from foreign website 3 times eligible for the spend ?
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nope. must oversea
Wolgie
post Jul 16 2025, 02:09 PM

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UOB One Card
Good day, do i miss somethings?
Close balance RM964.60
Grab use 101x2 = get 0.40?
Grocery 18 = get 0.04?
Petrol 47.40+44.60 = get 0.18?
Dinning 165 = get 0.55?
to get 10%, not over RM800 only?
poweredbydiscuz
post Jul 16 2025, 02:13 PM

 
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QUOTE(Wolgie @ Jul 16 2025, 02:09 PM)
UOB One Card
Good day, do i miss somethings?
Close balance RM964.60
Grab use 101x2 = get 0.40?
Grocery 18 = get 0.04?
Petrol 47.40+44.60 = get 0.18?
Dinning 165 = get  0.55?
to get 10%, not over RM800 only?
*
Perhaps some of the transactions are excluded from the minimum retail spend.
cclim2011
post Jul 16 2025, 02:17 PM

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QUOTE(Wolgie @ Jul 16 2025, 02:09 PM)
UOB One Card
Good day, do i miss somethings?
Close balance RM964.60
Grab use 101x2 = get 0.40?
Grocery 18 = get 0.04?
Petrol 47.40+44.60 = get 0.18?
Dinning 165 = get  0.55?
to get 10%, not over RM800 only?
*
any government?
cybpsych
post Jul 16 2025, 02:29 PM

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QUOTE(Wolgie @ Jul 16 2025, 02:09 PM)
UOB One Card
Good day, do i miss somethings?
Close balance RM964.60
Grab use 101x2 = get 0.40?
Grocery 18 = get 0.04?
Petrol 47.40+44.60 = get 0.18?
Dinning 165 = get  0.55?
to get 10%, not over RM800 only?
*
1. check transaction posting?

2. Grocery where?

3. why didnt you share how much cb you gotten?
nexus2238
post Jul 16 2025, 04:13 PM

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QUOTE(Wolgie @ Jul 16 2025, 02:09 PM)
UOB One Card
Good day, do i miss somethings?
Close balance RM964.60
Grab use 101x2 = get 0.40?
Grocery 18 = get 0.04?
Petrol 47.40+44.60 = get 0.18?
Dinning 165 = get  0.55?
to get 10%, not over RM800 only?
*
I presume your cc is UOB One Classic, not UOB One Platinum (which min retail spend is RM1500).
Does RM964.60 include anything in the following list?

user posted image
Wolgie
post Jul 16 2025, 06:23 PM

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QUOTE(poweredbydiscuz @ Jul 16 2025, 02:13 PM)
Perhaps some of the transactions are excluded from the minimum retail spend.
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Got one bt is 83.33, if my 964 deducted 833, still over 800


QUOTE(cclim2011 @ Jul 16 2025, 02:17 PM)
any government?
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no

QUOTE(cybpsych @ Jul 16 2025, 02:29 PM)
1. check transaction posting?


2. Grocery where?

3. why didnt you share how much cb you gotten?
Get ??? That is what I get. Example reload grab 200, but not get 10%
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QUOTE(nexus2238 @ Jul 16 2025, 04:13 PM)
I presume your cc is UOB One Classic, not UOB One Platinum (which min retail spend is RM1500).
Does RM964.60 include anything in the following list?

user posted image
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Is reload grab wallet consider mins spend?
Only this I can think of it. Because my first time reload 2x time. All other spend is normal transaction at shop, mcd, and petrol. Very simple.


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