I have been approach by my Diamond Water supplier to invest in this program. Search the forum here but found no link to this investment. Want to see the forumers here got invest in this kind of scheme or not. Guarantee return of a min. RM6k+ investment of 15% wor....


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wow 15% guarantee return , sign me up

sounds too good to be true don't you think ?

This post has been edited by lifebalance: Jan 23 2018, 02:48 PM

Bro,

But they provide black & white wo...

Of course, the loophole is worst case no sales they return back your money with 5% interest...

So better than FD....

the subscription fees of RM 2650 is non refundable right

who is financing them if they're making losses then and still have to pay you a guaranteed return ?

what if they close shop 1 day along with ur investment ?

Yes

thanks for the reply....so the worst case is the 5% on cost of the number of units purchased + this RM 2650

Suppose to be funded by NEP Group of Companies, the owner of Diamond Water. They have office in Msia, Spore, HK & China. They are trying to diversify their business and their target are corporate.

How secure is this investment yet to be known since I got no review online.

Therefore check with the forumers here...

goggled and found some promo in the forumes that started few years back
https://www.google.com/search?q=arissto+cof...iw=1164&bih=826

looks like there are some in Cari forum too.....
mudah.my did have some too....

just hope that posted in those sites are not trying to push the sales of the machines to recoup the RM 2825 (RM 2650 + RM 175)

good luck in your intended endeavors.....

i have better use on for this 2650 + 3495 (699x5)

Yep, the downside is upfront pay so much and I need to check whether if no sales they will refund all the money + 5% interest or deduct the RM2,650.

How they are targeting the corporate is they will give away the coffee machine that was suppose to be selling at RM1,580 (promotion now is RM699 for home users) in return for a min. purchase of RM98 of coffee products.

And, yes, high investment = higher gain but is this a scam?

Dunno....

they target the corporates by giving free machines...sure they will hv the terms stating that the capsules must be bought from them right? So i think it won"t bring any advantage to their downlines.
I don't thing it is a direct scam....for it is stated in the contract....no sales ...contract can terminated...

This post has been edited by MUM: Jan 23 2018, 04:26 PM

The famous diamond water filter is it?

Hi Wong,
Do u signed up for the investment? I noticed that the coffee machine unit price and the subscription fee is going to increse.

Yes bro, I did. Hope I made a good investment. The sales guy told me because business is good or it could be a marketing tactic

The agreement states I am getting dividend in 3 months or money back guarantee and some interest, so I got nothing to lose (I hope)...

if something sounds too good to be true, normally isnt
wish you all the best

Everytime I see "guaranteed", I rarely give another look

No institutions in M'sia are allowed to solicit for monies and pay interest/dividends in M'sia from/to members of the public respectively unless with BNM approval.



This post has been edited by pearl_white: Mar 6 2018, 10:53 AM

rm2650 is nothing? it sounds like a money game or scam.

The "certificate" has no company name, address, etc is not a legally binding piece of paper and is as good as a flyer.

This post has been edited by icemanfx: Mar 6 2018, 03:12 PM

Unfortunately there are still people who thinks there will be "free lunch" in this world.

TS, make sure your agreement is STAMP if without stamping the document it's not going to be valid in court.

And good luck.

Multi billion company can't even guaranteed their dividends, but somehow some unknown Company able to guaranteed certain % of dividend for their customers.

But at least you did some homework but trying to get info in this forum.

All the best in your investment

So bro how is the investment going so far? Mind to share?

Need to know further too. The subscription of 2k+ is already hinting something fishy here..

same here , get approach by one of the seller. Was hoping to get more info regrading this.

Hi,all the Atissto investor had received their bonus after 3 mths they signed up.I had invested and received my bonus last months,if you wish to know more,I don't mind to share with you😊contact me@ 012-6802329

u is this guy? promote fx united last time?
https://news.cari.com.my/forum.php?mod=view...ead&tid=3780637

I'm invested a small amount in FX united 2 years ago.
Just sharing info that I hv.Actually I'm not enroll anyone in FX.

I invested a small amount in FX.That time just wish to share some info abt It.I never approach someone to join in.

How much did you make since 2 years ago? Four time your investment?

the subscription fees can sell after 1 year. After 1 year,We can sell at market price will be more than the price when we purchase

Subscription fees could appreciate?

what is Atissto ?

why would the others by from you at a higher price when they can buy direct from the office?

you get wrong my meaning, is like investment
example: January 2018 you purchase at the price of RM2650 and the coffee machine is RM699 per unit, then May 2019 company informed that the price increases to RM2800 and the coffee machine is RM799 per unit. if let said you now wan sell off the investment plan, then u will sales out as the market price(RM2800+RM799++)

This post has been edited by coffee8855: Jul 5 2018, 07:25 PM

and again why would they buy from you at 2800 when they can buy direct from the office at the same price?

Every investor will get an agent. If up to you whether you want your friend to be your agent or someone you know or you wan company assign agent for you.
if you are interested in this plan, you may call the company or pm me for more detail. Thanks

so this old post of mine is still correct then?

if an existing member wanted to exit this scheme, and managed to transferred his subscription fees (for example 2650) to the new owner (for example 2800), then he will earned 150 + recouped his 2650 from it, but will he not ceased to be an agent?, if yes, then how would the "friend" be a good agent?

just like a golf membership contract...once you sell off the membership, not a member of the club anymore.....??

This post has been edited by yklooi: Jul 6 2018, 06:55 AM

scam la, period.

It's even fishier when 2 new members suddenly pop in to say good things about this.

Yyes. is like investment/share

Subscription is not limited in number, coffee beans/powder is not unique, demand is unlikely popular, subscription price rise is unilateral. It is a scam or mlm by any other means.

This post has been edited by icemanfx: Jul 8 2018, 04:23 PM

how frequent company increase the fee?

+1

tested the coffee, not too bad, and at a rental price of RM1 per month with a min RM21.6 per month for the capsules, i get myself a set at home.

now, the investment part kicks in only after that.

i was told that the the "Subscription (some call it licence)" the company will issue is 20,000 units, and max per person per name can subscribe to 10 of them and one can only invest in a maximum of 30 coffee machines, something not right here because:

a. 1 subscription you can house any number of machines up to 30 being the max under one name. then why do you need 10 subscriptions/licences?

b. was also told that every subscription you refer you can get RM800, so if you take it yourself, your subscriptions/licences will be effective RM2000 instead of RM2800 (current price now).

c. if you manage to refer/sell/take up 6 subscriptions/ licences (in addition to the one you already have), you will get yourself RM4800 + a trip to Australia for free (flight + accomodation + food for 1 pax) as reward.

d. the guaranteed return they offer:

scenario A
Subscription 1 - RM2800
Coffee Machine - RM3750 (RM750 x 5 units)
promised return = 15% pa on RM3750
Return is at least RM562.50 per annum and is distributable on quarterly basis

scenario B
Subscription 1 - RM2800
Coffee Machine - RM7500 (RM750 x 10 units)
promised return = 20% pa on RM7500
Return is at least RM1500 per annum and is distributable on quarterly basis

under all scenarios, if the company is unable to place out your invested machine, will refund to you that portion + 5%, say 5 machines RM3750 + RM187.50

but i think you lose out RM2800 for the subscription fee, which they say you can sell/transfer/assign after 1 year right?

Remark: the subscription/licence and machine investment price per unit will go up, it was RM2650 and RM699 respectively last time. and you can quit your investment too.

this is a bit too good to be true, no?

ckwong111, understand that you have invested, it's been about 7 months on now. how's the return to you? you should get your money twice already right?

I smell something....not right

But usually early adopters could gain something, so that they can "spread the words"
Unless the scheme fail to gain critical mass

tested the coffee, not too bad, and at a rental price of RM1 per month with a min RM21.6 per month for the capsules, i get myself a set at home.

can non member rent RM1 coffee machine at home?

but this is not a money game though. how? they didnt take money from new investors to pay to older investors. the investors are given commissions from the no. of capsules sold.

not sure. but my colleague just rented one and put in the office, so i tumpang order capsule to drink together too.

Can u help to check?
21.6 can get how many capsules?

i invested 5 units and received money last month....

the company sell coffee capsule and as commission, 6.5% payout to investor/coffee machine owner....

read the terms you will noticed there is no mentioned of guaranteed returns upon expiry of 12 months except the Co gives u the right to transfer to a third party. This means u r stuck with the arissto machines you invested and no way out.

i think this mean u are not allow to sell ur ipartner license with 12months u become ipartner. after 12 months you only can sell ur ipartner license to another person with the company consent. it not mean no more commission after 12 months.

To those who have invested, may I check with you on the followings?

1) When the company gave the payout every 3 mth, did they give a breakdown of how each of your coffee machine performed? That is, how many capsules were consumed/sold thru machine 1, 2, 3 etc for the past 3 mth?

2) Based on the last 2 payout, does your yearly return work out to be EXACTLY 15% or 20% (depending on your contract), no more no less?

3) Did you encounter situation where the company cannot find customer for your machine? Did they refund you based on the agreement?

Thank you!

This post has been edited by byang: Aug 21 2018, 11:03 AM

1 box is 10 capsules.

wah, do you have to register a new account just to post in this thread.

i think skl097 answered to your query. it wasn't talking about the return, it was merely saying you need to hold those machines for at least 12 months before you can transfer/sell to the others.

want to know this too

is worth to sign up for the RM1 rental coffee machine, not worth to signup to be a ipartner.

there is a few item u miss out.

1- The machine warranty is only 5yrs. after that ,each machine u have to pay rm30+- for annual maintenance fee.
2- This most likely to be a one way ticket, you buy and own the machine, after 5yrs nobody want to buy a non warranty unit with standard price. U have to trade off your 2nd hand unit only u can get back your money.
3- The license until now still very sufficient ,everyone still get new license
4- 2nd hand coffee machine no value due to no warranty and have to pay maintenance fees.
5- This is not Money game cos they dont have up down line, only 1 time incentive for active member, sales.

If you want to invest the Plan is like this.
1. you have to wait 5yrs to get your money return[they borrow your money 5yrs and pay u back slowly]20% each yr.
2. then after they return 100% your money , they reduce your payment to 15% cos u have to pay back maintenance fees after 5yrs.
3. profit start after the 6th yrs .

the cycle is complete and will work, just slow.

1. they did not breakdown each machine performed. only show how many corporate plan and home plan. also today how much capsule sold and the profit you will received only.

2. if exclude the license fee, my return is 17.5%

3. no encounter this situation.

agreed on the above... is slow and the company use money use investor money to expanse the biz quickly... the main profit of the company is sell of capsule... they only distribute 6.5% of the sale of capsule to investor.

Thanks for your sharing. Does it mean that you can see the capsule sales for each day when you login? If you include the license fee, does your return work out to be 15% yearly or may be just slightly more?

no breakdown. no detail. only total sales amount. cant see capsule sales for each day. you can will receive ur profit statement every quarter.

the return exclude is 17.5% mean include license fee then the return will be lower. all depend on how many machine u invest. i invested 10 machine around 10k(include license fee) so mean around 7-8years i can get back all amount i invested.

just an update based on my case and workout all the return include license fee for different unit machine invested.

assume 5 units machine can collect RM175 per quarter and RM700 per year, exclude license fee is 17.5% if include license fee is as below:

the return if invested:

5 units (Cost of investment RM6,730) include license fee is 10.4%

10 units (Cost of investment RM10,480) include license fee is 13.4%

15 units (Cost of investment RM14,230) include license fee is 14.8%

20 units (Cost of investment RM17,230) include license fee is 15.6%

25 units (Cost of investment RM21,730) include license fee is 16.1%

30 units (Cost of investment RM25,480) include license fee is 16.5%

How long can the machine last? Likely to breakdown and need to write off before you could fully recover your investment.

I never saw that coming....

actually inside the term had mention that the company will provide free service and warranty for 5 years forall the machine u invested. so mean in this 5 years u are worry free.

i think few days ago got 1 brother mention that after 5 year, RM30 each machine for annual maintenance fee. mean that after 5 years, ur return will be lower due to need to pay for service for the machine.

hope above can answer ur concern.

Warranty and maintenance is two different things. sure china made machine could last longer than 5 years?

the company will cover warranty and service in 5 years. both for warranty and service.

does the investors has to buy new machines if after 5 years the machines became unusable/cannot be repaired?

Not worth la the pay back period is so long...

How much is price of capsules? Delivery foc?

This post has been edited by icemanfx: Aug 27 2018, 08:17 AM

while waiting for responses,...I got this from their online site...
the prices and delivery charges info are there too...
https://arissto.com/my/buy-now/

as i understand, investor no need to buy new machine... after 5 years the company will charge for the maintenance fee for each machine and the company will ensure the machine is workable as the company is sell the capsule. if the machine not work then their capsule biz will be affected.

this investment not limit to 5 years only. if u wish to know more, i can intro my referral to u. he can explain more to u. i

yes... this is investment is slow.... at least it is not money game.....

Is it stated in the contract that replacement machine will be given free?

yes, the sale of the capsule will be affected, but so is the income of new investors...if the replacement of the machines are given free...it will "dilute" their income
and also the income of that company.

Thanks for the referral suggestion...will have to really weight in after clearing all the doubts.

https://www.dolce-gusto.com.my/machines
https://www.dolce-gusto.com.my/drinks

Why would people buy more expensive capsule? could people use your machine with other cheaper capsule?

I think most probably not.....I once observed a Nescafe coffee machine....the hole of the tray to insert the capsule are custom made to the capsule size.

skl097....any idea?

as i know wont mention about this part. i understand from my referrer that after 5 years we need to pay RM30+ each machine to cover of the breakdown/service of the machine. that's why said ask my referrer to explain to you so you can clearer of this part. haha....


u can check the T&C below:

Ipartner T&C:
https://arissto.com/my/ipartner-terms-conditions/

Ipartner presentation slide (old price):
http://arissto.com/my/wp-content/uploads/a...rtunity_eng.pdf

i also no idea how the machine and capsule made.... haha.... as i know coffee taste is different. arissto taste quite nice. i think coffee lover will pick the taste rather than the price of the capsule as the capsule price no much difference with other brand.

besides that, for customer to rent the machine only cost RM1 per month. it is better than spend few hundred to buy coffee machine.

if u are customer, i think rent for RM1 and all warranty and service covered. i think will prefer to rent right?


u read thru this slide then will understand the biz model of the investment:

http://arissto.com/my/wp-content/uploads/a...rtunity_eng.pdf

when it is not in the contract.....then maybe that is why your referrer did not tell you?
if the selling point is good..must mention it..right?

YES,...good for the customer that must consume a limited number of capsule per month?
NO, not good for the earlier investors that are still holding on to the unused machines?

but again, maybe thru these "RENT for a Ringgit" campaign, those unused machines can have a chance to be utilized?

Looks like you are not the only investor that are getting payout which will eventually worked out be a little bit better than the promised return. With no breakdown and other details, I am afraid it is not possible to ascertain if your machines actually performed better (or worse). If this continues and you decide to quit the programme when it reaches 1 yr because it is taking too long to get back the amount you invested, how much are you able to get back?

thought water diamond no longer exist

while waiting for his responses....
on this..."decide to quit the programme when it reaches 1 yr because it is taking too long to get back the amount you invested, how much are you able to get back?"...i think the 1st known losses will be the subscription fees of RM 28XX.00........because that is not refundable....

so at the end is it a con investment project?

Not sure what is your definition of con investment project....
But i would say....it is not a con investment ...just that there are much better investment out there...

the contract is very simple. all the term and condition from the link i share b4....

as understand from my referrer, after invest, then no need to worry about where is ur machine, how if ur machine breakdown. cos the company will take care about the machine to ensure its capsule biz can still growing up.

no need to worry if ur machine no customer, because if ur machine cant rent out within 90days, then company will compensate 5% of the machine price and fully refund all ur money. this clause show in the contract.

if all machine rent out, then u can enjoy the commission from sales of capsule....

the company will find the customer to rent out the machine.... so is worry free...

if ur return lower than the promise, then u can request the company to replace any of the customers to meet ur min return. this is show inside the contract.

from the contract...

The iPartner shall be entitled to:
1. Purchase up to 30 units of ARISSTO Coffee Machines (‘the Coffee Machines’) at a special dealer offer price of RM799.00 per unit (“Dealer Offer Price”) from the Company [“the said Entitlement”].
The said Entitlement shall be valid for a period of one (1) year only from the date herein stated.
.........

Under the Arissto Coffee Plan, the iPartner shall solely at the option of the iPartner be further entitled to:
1. Loan any or up to 30 units of the Coffee Machines to the Company Customers. The Company undertakes to the iPartner that each of the Company Customers will purchase a minimum of 60 Arissto Coffee Capsules per month (“Minimum Purchase Target”).

the entitlement is for 1 year....
the loan of machines to company customer is ONLY entitled to 1 year....after that is you makan sendiri?

also the warranty is subjected to ......
"Free maintenance and warranty for a period of 5 years for the 30 units of Coffee Machines subject to the other terms and conditions of the manufacturer’s warranty....."
which may excludes many non free replacement spare parts....just like some handphone batteries is only 3 months as in the fine print.


This post has been edited by MUM: Aug 27 2018, 11:13 PM

the entitlement valid for a period 1 year is mean you entitled 1 year to buy the machine at the price RM799. once u subscribe as ipartner (paid for license fee RM2,980) so you entitle to purchase the machine at price RM799 in 1 year time.... not mean entitlement of the commission only for 1 year. so no need makan sendiri....

i do not know what is the other terms and conditions. maybe u can check with the company directly what is other terms and conditions then can sharing here.

since you are an investor of ipartner....isn't it more advantage and convenient for you to get clarification from the company on some of the queiries posted?

sorry bro.... as u said i'm already investor... i got no point to ask about all this term and condition... just ensure the term written down is meet and have good return then i'm satisfy dy..... haha... once invested, just enjoy the fruit only....

all the best to you....

yes,..just ensure the written term are met......
if everything goes according to written which if also perceived to be true and as intended,....(without extra fine print and misintrepretations)
i estimated can get at least 10.6% pa for the 1st 5 yrs, then abt 8.3% pa forever after that 5 yrs for an investment of RM 6550

btw,..how long have you invested in it?

This post has been edited by MUM: Aug 28 2018, 12:01 AM

just around 4-5 months... already receive 1 time return.... around 13% include license fee.. so

good for you....

and again....
if everything goes according to written which if also perceived to be true and as intended,....(without extra fine print and misintrepretations)
i estimated can get at least 10.6% pa for the 1st 5 yrs, then abt 8.3% pa forever after that 5 yrs for an investment of RM 6550

based
on 60 capsules of the Minimum Purchase target (entitled) per machine per month
on abt RM30 per box of 10 capsules
on Free maintenance and warranty for a period of 5 years, thereafter Maintenenace fees of RM30 per machine per annum (1 to 1 replacement)
on 6.5% commision to be given to you based on the Company Customer tier rate......thus

60 capsules = 6 boxes per machine
5 machines = 30 boxes
30 boxes X RM30 = 900 X 6.5% = RM58.5 per month X 12 = RM 702 pa....

total invested if RM 6550, thus abt 10.7% pa........Minimum SURE can get if according to contract "plan".....for the 1st 5 yrs....

After the 5th year onward
RM702 - RM150 (maintenance contract @RM30 x 5) = RM552, thus about 8.3%pa Minimum SURE can get if according to contract "plan".....after the 5th year....till FOREVER.




This post has been edited by MUM: Aug 28 2018, 09:56 AM