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Credit Cards AmBank Credit Card V3, Free for life card, PPL access with T&C

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wjleong15
post Dec 4 2019, 11:07 AM

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Is WMC still give better exchange rate than other cards now? (not compare to BP)
hippotas688 P
post Dec 4 2019, 08:34 PM

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My card application has just approved, and I just realise that the AmBank Islamic CARz Card-i is not in the list for the RM200 cashback campaign, my bad, RM200 gone, feel bad man... 🙂
adam1190
post Dec 4 2019, 09:00 PM

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QUOTE(hippotas688 @ Dec 4 2019, 08:34 PM)
My card application has just approved, and I just realise that the AmBank Islamic CARz Card-i is not in the list for the RM200 cashback campaign, my bad, RM200 gone, feel bad man... 🙂
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Ambank islamic carz is under the campaign la..
hippotas688 P
post Dec 5 2019, 06:41 PM

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QUOTE(jianwei90 @ Dec 4 2019, 09:00 PM)
Ambank islamic carz is under the campaign la..
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Oh, i downloaded again their tnc and found out they have amended it. Thanks for the pointing out, if not i may just lose the cashback. ☺️

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eddievh
post Dec 5 2019, 10:56 PM

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QUOTE(hippotas688 @ Dec 5 2019, 06:41 PM)
Oh, i downloaded again their tnc and found out they have amended it. Thanks for the pointing out, if not i may just lose the cashback. ☺️

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Platinum carz or gold?
Sumofwhich
post Dec 6 2019, 01:44 AM

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Should be entitled for both platinum or gold carz.
Luckily it's amended and listed there, I also applied for the same islamic card, fingers crossed for approval.
hft
post Dec 6 2019, 01:49 AM

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How much credit limit they give? The formula.
prescott2006
post Dec 6 2019, 11:41 AM

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Hi, which islamic card is worth to get?
jefftan4888
post Dec 6 2019, 03:03 PM

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QUOTE(jefftan4888 @ Nov 9 2019, 01:00 PM)
I called CS to clarify some of my doubts. If you have a similar situation, I want to share some good news.

My application was before the campaign start date, i.e., 8/10/19. Due to my activation date was 9/10/19, I am still eligible for the campaign cashback. Before this, the CS said that I was ineligible for the campaign cashback. Hence, the reason for receiving the above SMS.

So for my record purpose, I have to spend RM2,000 within 60 days of activation, i.e., 9/10/19-7/12/19, to get the campaign cashback RM200.  biggrin.gif

The bad news is I am not eligible for another RM200 campaign cashback if I apply for another Islamic card.  sad.gif

However, I can still apply for a supplementary card via online banking and eligible for RM75 campaign cashback.  tongue.gif
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AmBank will only pay RM200 + SST Rebate RM25 in Mar-May 2020 sweat.gif
SUSTham
post Dec 8 2019, 08:05 PM

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For those of you holding Ambank credit card, how are
your interest charges ?


Since that announcement in early August 2019 that they
were revising the way they calculate interest starting from
October 2019, my interest charges have increased more
than 50 percent since my November statement.


I was thinking of switching to Hong Leong or Public Bank's cards,
but it seems they and several other banks have increased their
interest charges as well.

They are likely to be following this Bank Negara directive -

Unpaid Credit Cards Balances Wlll Soon Incur Interest on Finance Charges Too



The Ambank announcement in August is attached.



This post has been edited by Tham: Dec 8 2019, 08:15 PM
Sumofwhich
post Dec 8 2019, 08:17 PM

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QUOTE(Tham @ Dec 8 2019, 08:05 PM)
For those of you holding Ambank credit card, how are
your interest charges ?
Since that announcement in early August 2019 that they
were revising the way they calculate interest starting from
October 2019, my interest charges have increased more
than 50 percent since my November statement.
I was thinking of switching to Hong Leong or Public Bank's cards,
but it seems they and several other banks have increased their
interest charges as well.

They are likely to be following this Bank Negara directive -

Unpaid Credit Cards Balances Wlll Soon Incur Interest on Finance Charges Too
The Ambank announcement in August is attached.
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no idea about interest charges but suggest you to do balance transfer to a 0% charges bank credit card like Aeon. Pay off all outstanding charges and pay back an installment amount over 6 months or 12 months if you find other banks that offer 0% BT to new cardholders
klsooo
post Dec 13 2019, 06:15 AM

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received 100 cashback.. thanks ambank
MGM
post Dec 13 2019, 07:14 AM

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QUOTE(klsooo @ Dec 13 2019, 06:15 AM)
received 100 cashback.. thanks ambank
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Which campaign?
klsooo
post Dec 13 2019, 07:39 AM

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QUOTE(MGM @ Dec 13 2019, 08:14 AM)
Which campaign?
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spend 500 on dining grocery petrol

https://www.ambank.com.my/eng/deals-page/RM...ashbackCampaign
MGM
post Dec 13 2019, 08:05 AM

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QUOTE(klsooo @ Dec 13 2019, 07:39 AM)
Thanks, may I know your winning is for which month's spending?
klsooo
post Dec 13 2019, 08:13 AM

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QUOTE(MGM @ Dec 13 2019, 09:05 AM)
Thanks, may I know your winning is for which month's spending?
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I spent on 17 Aug
MGM
post Dec 13 2019, 08:31 AM

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QUOTE(klsooo @ Dec 13 2019, 08:13 AM)
I spent on 17 Aug
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Good, at least I still got chance since I spent on 16Sept.
ronnie
post Dec 13 2019, 11:19 PM

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Ambank could not "give" rebate to offset Card Service Tax for my TRUE Visa... sad sad.gif
tan_aniki
post Dec 13 2019, 11:32 PM

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QUOTE(ronnie @ Dec 13 2019, 11:19 PM)
Ambank could not "give" rebate to offset Card Service Tax for my TRUE Visa... sad sad.gif
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ambank, mbb, rhb all impossible
cucikaki
post Dec 14 2019, 12:58 AM

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QUOTE(tan_aniki @ Dec 13 2019, 11:32 PM)
ambank, mbb, rhb all impossible
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rhb can. just use the secure mail and request for sst rebate. they will ask u to spend 3 times using PIN of any amount within 3 or 7 days, then they will give rebate within 3 months. i successfully requested for the 2nd year.

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