For me I just use KDI save.. Too lazy to jump through hoops. Was an ex OCBC 360 user when interest was 4.5%p.a

Disagree. RHB Smart account u pay 6 bills also entitled to the bonus rate of 15%. Whereas ocbc 360 you need to spend minimum of RM500 to hit one of the bonus rates criteria

Which is easy. Just top-up your ewallet like TnG and then withdraw it. No need to actually spend the RM500.

This post has been edited by Ramjade: Jan 26 2023, 11:30 AM

Oh ya, you win OCBC 360 is much easier with your way, easier to get ban by TnG also

Is that the reason why you stick with KDI only now?

No. Cause too low interest rate.for too much work If and when they give 4.5%p.a interest, I will reopen and do it if MMF not givingbme the same returns. I use to do it on bigpay though. Pay RM0.50/withdrawal back to bank account and earn more interest gain from OCBC 360. The time when TnG not even in the market yet.

Yes as long as it on par with bonds or MGS it is only good for 360 otherwise not worth chasing the extra 50bps 🤦‍♀️

yes, they need my phone bill and epf statement.

mean even if i complete the task end jan i can get all bonus interest calculate starting from 1st jan?

Yes...

PS: and interest is calculated on your average daily balance..

ah... i left rhb and scb aside for nearly a year dy for hlb and now they are the better ones?

This post has been edited by cclim2011: Feb 4 2023, 05:45 PM

Damn those days……. Going atm to cash out and masuk mmf….

may i know the bonus interest is credited on every end month? cause i open this acc mid Jan, 31/1 only received the normal interest of RM0.54.

OCBC? Bonus interest credited on 2nd Feb.

[quote=gooroojee,Feb 6 2023, 01:36 PM]
OCBC? Bonus interest credited on 2nd Feb.

[/quote
not OCBC, its RHB smart acc

oh at first i was looking to open ocb360, because their credit card is good
not for rhb because their credit card is not suitable for my usage
but now it seems interesting here

so for the 6 bills, if i only got 1 Umobile bill, i can pay 6 times to get the rate? any certain date period i need to follow?
just double check, i am confused haha too many products in the market
after deposit rm2000 every month, then i take it out or transfer to other bank later, will it affect?

I thought it is always the 1st because I received mine then

So correct pay 6 times of RM1 also possible. Must do it during the month itself. No specific date.

After deposit RM2000, can take out or transfer out. no issues.

https://www.uob.com.my/personal/save/saving...ount/index.html

UOB One Account have increased their Interest Rates.

Read properly it is their new tiering system and only for new customers for the 1st 6 months 🤦‍♀️

Actual rates are lower than OPR without the bonus so called and even with bonus it is still lower than SCB and RHB 🤦‍♀️

I see thank you!!
Will consider to open this account