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 Conditional High Yield Savings Account

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joice11
post Jan 7 2023, 06:43 PM

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QUOTE(contestchris @ Jan 7 2023, 03:55 PM)
The Campaign is open to all new and existing RHB Smart Account/-i customers (both residents and non-
residents) of Consumer Banking Segment only (“Eligible Participant(s)”). The participating account
under this Campaign is the RHB Smart Account/-i (“Eligible Account”).
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what does" Consumer Banking Segment only" mean?
i have shell credit card with RHB, can i just apply online?
any fee charges?
joice11
post Jan 18 2023, 12:13 PM

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QUOTE(lovelyuser @ Jan 17 2023, 05:14 PM)
I don't even apply a debit card when open RHB Smart account, I tell the cs I don't need one
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so your smart account is 0 fee? same as basic saving acc?
joice11
post Jan 20 2023, 09:33 PM

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just open rhb smart acc, today try deposit and pay 1 bill, but the progress cart of additional interest is not updated on the sport?
joice11
post Jan 25 2023, 06:35 PM

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For rhb smart acc the additional interest is paid only after we fulfill all the task or upon each individu task? mean if i deposit rm2k on 1/1 for +1.8% but only complete pay 6 bill 15/1 for + 1%, i will get additional 1.8% start from 1/1 and additional 1% start from 15/1? or additional 2.8% from 15/1? anyone know how it actually calcurate?
joice11
post Jan 26 2023, 03:43 PM

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QUOTE(MMMoney @ Jan 25 2023, 11:25 PM)
Did you provide any documents to open the smart acct?
Went to RHB branch today, the lady officer told me I need to bring the latest payslip and mobile phone bill  doh.gif
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yes, they need my phone bill and epf statement.
joice11
post Jan 26 2023, 03:47 PM

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QUOTE(contestchris @ Jan 25 2023, 11:44 PM)
Calculation of all bonus interest will be for the full month regardless when you complete the task
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mean even if i complete the task end jan i can get all bonus interest calculate starting from 1st jan?
joice11
post Feb 6 2023, 01:30 PM

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QUOTE(gooroojee @ Jan 26 2023, 03:50 PM)
Yes...

PS: and interest is calculated on your average daily balance..
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may i know the bonus interest is credited on every end month? cause i open this acc mid Jan, 31/1 only received the normal interest of RM0.54.
joice11
post Feb 6 2023, 03:30 PM

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[quote=gooroojee,Feb 6 2023, 01:36 PM]
OCBC? Bonus interest credited on 2nd Feb.
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[/quote
not OCBC, its RHB smart acc
joice11
post Feb 8 2023, 12:03 PM

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may i know when the bonus interest for RHB smart acc is credited ? on every end month? cause i open this acc mid Jan, fulfill all the tasks, but on 31/1 only received the normal interest of RM0.54. And until today no update on the bonus interest.
joice11
post Feb 18 2023, 02:33 PM

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QUOTE(MGM @ Feb 18 2023, 08:43 AM)
If u got your statement in Excel:
add a column to calculate the number of days from 1st of month to transaction date.
2nd column multiple 1st column with daily interest.
Sum up 2nd column.
CMIIAW
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is it calculate from 1/1-31/1 or 15/1-14/2?
i try to calculate mine buy cant get the exact figure
joice11
post Feb 19 2023, 11:14 AM

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i calcurate mine if follow the break down given, the diffrent as below

bank credit own calculate
bonus 1 RM50.46 RM52.55
bonus 2 Rm14.01 RM21.89
bonus 3 Rm14.01 Rm21.89

different of 17.86
quit confruss as i refer to e statement the bonus 2 and 3 state as 0.5 only??

This post has been edited by joice11: Feb 19 2023, 11:22 AM
joice11
post Jan 2 2024, 02:49 PM

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QUOTE(contestchris @ Jan 1 2024, 11:32 PM)
Any idea what's the RHB Smart Account rates now? As I recall, the 3.35% rates were promo rates until 31 Dec 2023.
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2.85% only
joice11
post Jan 3 2024, 05:29 PM

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QUOTE(mamamia @ Jan 2 2024, 05:31 PM)
announced?
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QUOTE(contestchris @ Jan 3 2024, 12:36 PM)
user posted image

I'm still seeing the same criteria.
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https://www.rhbgroup.com/personal/deposits/...ount/index.html
joice11
post Feb 17 2024, 03:14 PM

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QUOTE(contestchris @ Feb 17 2024, 02:48 AM)
Anybody got some Reflex autocredit in their RHB Smart Account? What's this about?
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yes, 12 sen, dont know what is that

 

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