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Credit Cards Public Bank Credit Cards V2, PB Visa Sig 6% & Quantum 5% Cash Back

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CP88
post Jan 21 2018, 02:41 AM

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QUOTE(ClarenceT @ Jan 20 2018, 07:24 PM)
You can over declare your income in the next return, if you want.
I believe PB will revise the income requirements for premium cards (VI, VS, WM) soon, as other card issuers are doing it.
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Revise min requirement lower or higher? confused.gif
newbiz2008
post Jan 21 2018, 05:06 AM

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Bro, how pbb quantum rebate calculate? Is it base on transaction or posting date?
BeastX
post Jan 21 2018, 05:42 AM

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QUOTE(newbiz2008 @ Jan 21 2018, 05:06 AM)
Bro, how pbb quantum rebate calculate? Is it base on transaction or posting date?
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Transaction
newbiz2008
post Jan 21 2018, 06:03 AM

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QUOTE(BeastX @ Jan 21 2018, 05:42 AM)
Transaction
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Thanks
MGM
post Jan 21 2018, 06:53 AM

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QUOTE(newbiz2008 @ Jan 21 2018, 05:06 AM)
Bro, how pbb quantum rebate calculate? Is it base on transaction or posting date?
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QUOTE(BeastX @ Jan 21 2018, 05:42 AM)
Transaction
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Posting date.
BeastX
post Jan 21 2018, 07:33 AM

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QUOTE(newbiz2008 @ Jan 21 2018, 05:06 AM)
Bro, how pbb quantum rebate calculate? Is it base on transaction or posting date?
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QUOTE(newbiz2008 @ Jan 21 2018, 06:03 AM)
Thanks
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QUOTE(MGM @ Jan 21 2018, 06:53 AM)
Posting date.
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To be precise.... the standard RM30 CB... is based on the transactions making into the monthly statement (in this case posting date)

period based CB promo (weekly/monthly) is based on transaction date
ClarenceT
post Jan 21 2018, 08:24 AM

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QUOTE(CP88 @ Jan 21 2018, 02:41 AM)
Revise min requirement lower or higher?  confused.gif
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Most of local banks had slashed their Income requirements recently. I don't feel the VS is a premium card anymore!
Maybank VS: RM48k/RM70k
CIMB VS: RM60k
RHB VS: RM80k
Ambank: RM80k


ClarenceT
post Jan 21 2018, 08:39 AM

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QUOTE(kart @ Jan 20 2018, 09:33 PM)
Do you think that I can increase my credit limit to RM 35000, even though I never spend more than RM 1200 per month? This is assuming that my salary has increased to RM 9k per month.
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Credit limit is not a requirement.
Obviously annual income of RM100k is the most basic requirement, so the best evidence is the tax return.
Of course it is up to the bank to decide to approve or reject.
For new applicants, go to the branch to apply, the branch manager and the officers are having monthly targets to meet, sometime they may write a recommendation to their card centre.
PB was not really aggressive to market credit cards till recently.
szaku89
post Jan 21 2018, 09:12 AM

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QUOTE(ClarenceT @ Jan 21 2018, 08:24 AM)
Most of local banks had slashed their Income requirements recently. I don't feel the VS is a premium card anymore!
Maybank VS: RM48k/RM70k
CIMB VS: RM60k
RHB VS: RM80k
Ambank: RM80k
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Haha, what to do, they have to hit target, but not that many ppl earn that much, have to lower down the income requirement.
TSDarReNz
post Jan 21 2018, 09:17 AM

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QUOTE(kennykoo66 @ Jan 20 2018, 11:24 AM)
Quantum MC, CB granted:

Dining: CHAIS CUISINE HOLDINGS KULAI MYS (GUOMA STEAMBOAT JBCC BRANCH)
Does karaoke consider as Entertainment??
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GuoMa updated cool2.gif
drbone
post Jan 21 2018, 02:28 PM

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QUOTE(vinn @ Jan 21 2018, 12:35 AM)
How much need to be pledged for quantum cards?
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RM20K
lonewaterx
post Jan 21 2018, 03:02 PM

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Choo Choo chicken at taipan also qualifies for rebate with quantum cc
sam240
post Jan 21 2018, 04:02 PM

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Have questions regarding below which capture from the 1st post:

Visa Signature & Quantum MasterCard
Online Transaction
• MBPP portal
--> Can pay thru MBPP website? I tried to search on website to register an account, but cannot find. How to access MBPP portal?

• TIME portal
--> Can with UOB PayOnline can get CB, right?

• UOB PayOnline (TNB, TM, SYABAS, DBKL, MPPP, MBSA, Celcom)
--> MBPP can find in here, so am I entitle to get CB?



No Cash Back Merchants
• Lazada App
--> If use PC can get CB but not apps? hmm.gif Really?
vinn
post Jan 21 2018, 04:26 PM

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QUOTE(drbone @ Jan 21 2018, 02:28 PM)
RM20K
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Wow, I rather use it for investment. Quite surprise to see quantum cards need 20k while pbb vs is 30k
TSDarReNz
post Jan 21 2018, 07:05 PM

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QUOTE(sam240 @ Jan 21 2018, 04:02 PM)
Have questions regarding below which capture from the 1st post:

Visa Signature & Quantum MasterCard
Online Transaction
• MBPP portal
--> Can pay thru MBPP website? I tried to search on website to register an account, but cannot find. How to access MBPP portal?

• TIME portal
--> Can with UOB PayOnline can get CB, right?

• UOB PayOnline (TNB, TM, SYABAS, DBKL, MPPP, MBSA, Celcom)
--> MBPP can find in here, so am I entitle to get CB?
No Cash Back Merchants
• Lazada App
--> If use PC can get CB but not apps?  hmm.gif  Really?
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http://www.mbpp.gov.my/en/user/register

most likely with UOB PayOnline you can get cash back

Lazada App is 50/50 so if you don't get it, just follow up with CS
dannychen
post Jan 21 2018, 10:44 PM

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minimum income requirements for PBB cards reduced.

source
chiahau
post Jan 22 2018, 01:06 AM

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QUOTE(dannychen @ Jan 21 2018, 10:44 PM)
minimum income requirements for PBB cards reduced.

source
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Finally, a chance for the VS to be approved laugh.gif
fruitie
post Jan 22 2018, 01:17 AM

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QUOTE(chiahau @ Jan 22 2018, 01:06 AM)
Finally, a chance for the VS to be approved laugh.gif
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I guess it doesn't help for my case if they have been rejecting my Quantum, don't mention about my VS application which rejected with no consideration even fulfill salary requirement (100k p.a.), maybe after I pay off the entire PTPTN loan they may approve me. laugh.gif

Anyway, I will still apply every 6 months until I'm being approved by them. laugh.gif

This post has been edited by fruitie: Jan 22 2018, 01:18 AM
donhue
post Jan 22 2018, 02:33 AM

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Is it possible for husband and wife to hold 4 VS cards if they both meet the minimum income? I.e. each hold a principal and supp for the other?
LostAndFound
post Jan 22 2018, 06:30 AM

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QUOTE(donhue @ Jan 22 2018, 02:33 AM)
Is it possible for husband and wife to hold 4 VS cards if they both meet the minimum income? I.e. each hold a principal and supp for the other?
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A few threads back someone said can. I haven't try.

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