Ya.. or only charge your credit card the day before you check in.
Not charge immediately upon your booking.
For airbnb which is charge immediately, confirm eligible for the 5% rebate for Quantum Master.

wow so husband n wife got 2 x 2 pbquantum cards so max cashback 60 x 2 = 120

Hi all, just to share about my experience after spending the required amount RM250 and trying to redeem gift from RinggitPlus. This is my first time using RinggitPlus so I sent an email enquiry to RinggitPlus on how to redeem my gift since I already spent the required RM250. RinggitPlus revert that once I fullfilled the requirement, Public Bank should have send RinggitPlus a unique code as a confirmation that I fullfilled the requirement that I can then use to redeem the gift. If I have not receive the unique code, I'll need to contact Public Bank to verify my eligibility and get the unique code. So I contacted Public Bank and to my surprise, my spending was not qualified for the campaign. They rejected my Lazada transactions as according to them it is under exclusion clause. Lazada is registered under "Direct Marketing" and is not qualified transactions. They asked to further spend on retail transactions since I'm still within the 45 days. I was very mad but I swipe again anyway since it is a purchase that I need to buy at physical shops. I also informed RinggitPlus on Public Bank's reply of my rejected transactions. RinggitPlus replied that they will check directly with Public Bank for me and true to their words, they called me the next day and mentioned that my touch and go card gift is ready and will be shipped within next 21 days.

So, spending on Lazada is not count.. Aiks..
Or does it mean any spending online is not eligible?
Only spending on retail..?

Petrol no cashback.. 

Got the email 2 days after i swipe the rm250 at physical shops.
The discussion was on new customer signing up public bank cc via RinggitPlus with tng gift.

a) grocery - try MBB IKHWAN - there's one which gives 5% rebate on grocery (but on weekends only)

b) Online - not sure, best to apply more PBB VS supp I guess

Got the code on 20 Nov. Yesterday got email for the tracking number. Should get the card today as tracking said out of delivery but gdex fk up. Hopefully not kena songlap

Finally got my free RM200 TouchnGo card from R+ as a new to bank customer after almost 1 month from the code to claim gift...     

Surprisingly the envelop only contain the TnG card and no cover letter etc... 1st time receive gift with no words from the other side...     

But RM200 free...      :thumbsup:  THANK YOU Public bank n R+...

Don't over-do it. Otherwise PB will change the cashback calculation based on calender month instead of statement month, then you all cannot enjoy more than 1 cashback!

Must choose separate statements (preferably different statement dates) to get separate and additional cashback.
Eg 1 principal + 2 supplementary VS, each having his/her own statement, each entitled for max RM38 monthly cashback, so total max cashback is 3X RM38 (VS).

Most of local banks had slashed their Income requirements recently. I don't feel the VS is a premium card anymore!
Maybank VS: RM48k/RM70k
CIMB VS: RM60k
RHB VS: RM80k
Ambank: RM80k

recently dropped to 80k....

Actually the maximum is RM2000 with 3 cards...

30+30+38+50+50 ... with RM100(x20)... effective CB 9.9%...

Max percentage 30+30+38+90 with RM1833... effective CB 10.26%