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Credit Cards Public Bank Credit Cards V2, PB Visa Sig 6% & Quantum 5% Cash Back

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ClarenceT
post Sep 19 2017, 02:09 PM

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QUOTE(kevyeoh @ Sep 19 2017, 01:39 PM)
how long do you need to wait to confirm winning the lazada voucher? do they sms or send email to you?
thanks.
rclxms.gif  rclxms.gif  rclxms.gif  congrats for getting the lazada voucher...
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Game over. Last day 14/9/2017. So don't bother the old game -lah.
ClarenceT
post Sep 25 2017, 07:04 PM

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Also curious why I got RM20 only. Completed 10 transactions on Monday.
11street, Shoppe, or Payonline (Telekom)?
it is likely 11street transaction is no longer counted!
ClarenceT
post Sep 27 2017, 06:06 AM

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QUOTE(HappyGuy @ Sep 26 2017, 11:00 PM)
I didnt get any cashback for week 4 too. Should I clarify with customer service?
Any transaction which is not eligible?
Dates are transaction date and all above rm50.

22 AUG PAYONLINE-TELEKOM KL(HD)
22 AUG PAYONLINE-TELEKOM KL(HD)
22 AUG PAYONLINE-TELEKOM KL(HD)
22 AUG PAYONLINE-TELEKOM KL(HD)
21 AUG Shopee Malaysia SINGAPORE
21 AUG Shopee Malaysia SINGAPORE
21 AUG Shopee Malaysia SINGAPORE
21 AUG Shopee Malaysia SINGAPORE
22 AUG PAYONLINE-TELEKOM KL(HD)
21 AUG Lazada KUALA LUMPUR MY
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Lazada should be direct marketing and disqualified. your 6th tx at 22/8 and you should be too late to get RM20.
ClarenceT
post Sep 27 2017, 09:45 AM

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QUOTE(otai_g @ Sep 27 2017, 09:40 AM)
anyone PB credit card agent here?

I need your help.
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You can always call 0321768000 or talk to customer service officer at their branches for assistance.
ClarenceT
post Sep 30 2017, 09:15 AM

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QUOTE(kevyeoh @ Sep 30 2017, 08:48 AM)
The previous swipe cb campaign... pay online for telekom is accepted....can anyone confirm now pay online telekom/unifi not counted dee?
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UOB might have changed the MCC for Payonline-Telekom or PB have exercised their rights to disqualify Payonline-Telekom transactions.

From what I monitored :
W3: RM50 CB. Pay at MyTM/TMONLINE(EC). No transaction at Payonline.
W4: RM20 CB. 2 transactions at Payonline-Telekom.
W5: RM50 CB. Pay at MyTM/TMONLINE(EC). No transaction at Payonline.
Unfortunately MyTM had been replaced by unifi.com.my as you cannot initial payment if your outstanding balance is negative.
May try it at TM Kiosk but only 5 transactions allowed in a month and it is not an online transaction.

The game is more challenging now. thumbup.gif

ClarenceT
post Sep 30 2017, 09:43 AM

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QUOTE(rapple @ Sep 30 2017, 09:36 AM)
I have 7 x TM UobPay payment on Week 3 and 3 x MaxisPay - still get rm50 cash back for that week.

Have to wait week 7 cash back to see whether i'll get the full rm50 or not since I have another 3x TM UOBpay that week.

15 AUG 14 AUG TELEKOM MALAYSIA BHD KL(HD) MYS 50.00 DR
15 AUG 14 AUG TELEKOM MALAYSIA BHD KL(HD) MYS 50.00 DR
15 AUG 14 AUG TELEKOM MALAYSIA BHD KL(HD) MYS 50.00 DR
15 AUG 14 AUG TELEKOM MALAYSIA BHD KL(HD) MYS 64.10 DR
15 AUG 14 AUG TELEKOM MALAYSIA BHD KL(HD) MYS 50.00 DR
15 AUG 14 AUG TELEKOM MALAYSIA BHD KL(HD) MYS 50.00 DR
15 AUG 14 AUG TELEKOM MALAYSIA BHD KL(HD) MYS 50.00 DR
16 AUG 14 AUG MAXIS PAY - WEB PETALING JAYA MYS56.90 DR
16 AUG 14 AUG MAXIS PAY - WEB PETALING JAYA MYS50.00 DR
16 AUG 14 AUG MAXIS PAY - WEB PETALING JAYA MYS50.00 DR
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Pay Unifi at payonline.com.my?

I got different description (for normal telephony / streamyx).
PAYONLINE-TELEKOM KL(HD) MY
ClarenceT
post Sep 30 2017, 09:49 AM

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QUOTE(rapple @ Sep 30 2017, 09:45 AM)
Not Unifi bill.

Just streamyx bill only.

Not sure why yours is different.

Even my week 7 transaction description it’s exaclty the same as my Week 3 transaction for TM UOBpay

12 SEP 11 SEP TELEKOM MALAYSIA BHD KL(HD) MYS 50.00 DR
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You used mobile (phone/tablet) to pay? I used computer.
ClarenceT
post Sep 30 2017, 10:04 AM

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QUOTE(HappyGuy @ Sep 26 2017, 11:00 PM)
I didnt get any cashback for week 4 too. Should I clarify with customer service?
Any transaction which is not eligible?
Dates are transaction date and all above rm50.

22 AUG PAYONLINE-TELEKOM KL(HD)
22 AUG PAYONLINE-TELEKOM KL(HD)
22 AUG PAYONLINE-TELEKOM KL(HD)
22 AUG PAYONLINE-TELEKOM KL(HD)
21 AUG Shopee Malaysia SINGAPORE
21 AUG Shopee Malaysia SINGAPORE
21 AUG Shopee Malaysia SINGAPORE
21 AUG Shopee Malaysia SINGAPORE
22 AUG PAYONLINE-TELEKOM KL(HD)
21 AUG Lazada KUALA LUMPUR MY
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Same description as mine!
ClarenceT
post Sep 30 2017, 10:06 AM

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QUOTE(rapple @ Sep 30 2017, 09:51 AM)
Dekstop la.. phone too difficult to make so many payment because of the OTP.

Week 8 TM UobPay Transaction
19 SEP 18 SEP TELEKOM MALAYSIA BHD KL(HD) MYS 50.00 DR
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Sorry another question.
You were not using Visa Signature (4386-68xx-xxxx-xxxx)?
ClarenceT
post Sep 30 2017, 10:54 AM

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QUOTE(rapple @ Sep 30 2017, 10:26 AM)
No, I'm not using VS. Just quantum cards.
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Haha I am guessing...
UOB Payonline uses different platform to process Visa and Mastercard payments.
So those using mastercard got RM50 cashback. ["TELEKOM MALAYSIA"]
Those using Visa may not qualify. ["PAYONLINE-TELEKOM"] - To be verified.
ClarenceT
post Oct 10 2017, 04:30 PM

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QUOTE(ben3003 @ Oct 10 2017, 02:24 PM)
why i keep apply pb visa signature keep kena rejected? My annual income is more than the requirement, and i submitted whatever documents they need, but still always not approved, any Public bank people here can help me apply?
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Get a branch manager to write a recommendation letter.
ClarenceT
post Oct 12 2017, 09:53 AM

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It is very likely Shopee SG's Cybersource is based in London (not the one at New York or San Francisco), Time zone is either British Summer Time (7 hours behind) or Greenwich Mean Time (8 hours behind). London's timezone will be adjusted from BST (7hrs) to GMT (8hrs) on 30/10/2017 (to 24/3/2018, then back to BST). Cybersource London may always use GMT (8hrs) to avoid confusion. Avoid using Shopee SG before 8am.

Sunday 29/10/2017 KL 7am - London 12am (at BST)
KL 10am - London 2am -> 1am (switching from BST to GMT)
Monday 30/10/2017 KL 8am - London 12am (at GMT)


This post has been edited by ClarenceT: Oct 12 2017, 10:03 AM
ClarenceT
post Oct 13 2017, 09:23 AM

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Frankly speaking, Principal cardholder shall receive 1 single bill only including transactions from the supplementary cardholders. If the principal doesn't pay, then the supplementary cardholder shall be liable for his/her transactions.

If separate bills, no way the principal will find out the transactions from supplementary cardholders and the principal may exercise his/her rights to terminate the supplementary cards when necessary. If the supplementary doesn't pay, then principal is liable but it is too late to rectify.

ClarenceT
post Oct 13 2017, 09:57 AM

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QUOTE(herc @ Oct 13 2017, 09:30 AM)
u can always opt for combined statement if u unable to manage. Ppl here ask for separated statement are for the 'loophole'  biggrin.gif
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Haha I also found and used the "loophole", but the procedure may be not right to all parties.
We shall appreciate and not feel offended and angry.

ClarenceT
post Oct 13 2017, 11:41 AM

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QUOTE(spreeeee @ Oct 13 2017, 11:16 AM)
pbb visa signature.. looks like both principal and supplementary can access.. question on tnc:

5. Access Privilege counts for principal and supplementary cardmembers are combined.

https://www.pbebank.com/pdf/Cards/tc_klia.aspx

meaning shared access? if granted 3x, means if both principal and supp went in, then left only 1x ?
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Don't know if PB/PPL allows both of principal and supplementary use the privilege together on the same day.
I was informed by PPL staff I could use the privilege ONCE only a day regardless of locations.
ClarenceT
post Oct 14 2017, 10:31 AM

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QUOTE(reapermax @ Oct 14 2017, 10:18 AM)
That CS suggest me to walk in to branch as they cannot change for me, I know public bank is very strict in personal details. So I have to walk in after I come back to Malaysia.
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I think you can notify CS by sending a fax. But due to security reason, the change of number will be effective only 1 month later. (I was told by CS in March 2017)

ClarenceT
post Oct 19 2017, 01:52 PM

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QUOTE(rapple @ Oct 19 2017, 01:09 PM)
Make 7x payment to TELEKOM through UOBPAY on 16th Oct and now PBE shows I made 14x payment to TELEKOM. Wow.

Check TM Portal there's no extra payment made to them.

Already call up PB and said need to fill up to form for them to do the checking. Wth~!
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I made 2x in morning, 2x at noon, 2x at evening to Payonline-Telekom on 16/10.
I got 8x transaction charged (4x posted on 17/10, 4x posted on 18/10) to statement (18/10)!
I checked again the summary at Payonline, OTPs received, then I complained to PB.
vmad.gif mad.gif ranting.gif

This post has been edited by ClarenceT: Oct 19 2017, 01:52 PM
ClarenceT
post Oct 20 2017, 08:21 AM

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QUOTE(rapple @ Oct 20 2017, 06:40 AM)
wtf.. another 7 transaction posted on the 19th..  vmad.gif
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I get another 4 transactions posted yesterday. I assume someone discovered the errors and wanted to CR (reverse) the transactions but end up DR. sweat.gif
ClarenceT
post Oct 20 2017, 08:44 AM

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QUOTE(virgoguy @ Oct 20 2017, 08:35 AM)
I call PBB CS they said is not their problem. It's the merchant system problem that charge to them
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PBB authorized and we also authorized (PIN/OTP) 1 transaction but ended up charged 3 times. PBB failed to filter out redundant transactions (verifying approval code etc). So PBB's system is not perfect.
ClarenceT
post Oct 20 2017, 10:02 AM

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QUOTE(vin_ann @ Oct 20 2017, 09:27 AM)
just now anyone having problem on received OTP SMS code?

was try to pay my Time board band bill.... SMS delayed until after I submit OTP code, page expired

tried again, also delayed I proceed to key in code and submit, and its successful.
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quite common, especially on Monday.

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