QUOTE(dannychen @ Jan 21 2018, 10:44 PM)
Existing VS customers can now get VI to get 3X PPL access!Credit Cards Public Bank Credit Cards V2, PB Visa Sig 6% & Quantum 5% Cash Back
Credit Cards Public Bank Credit Cards V2, PB Visa Sig 6% & Quantum 5% Cash Back
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Jan 22 2018, 08:31 AM
Show posts by this member only | IPv6 | Post
#2541
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All Stars
14,921 posts Joined: May 2015 |
QUOTE(dannychen @ Jan 21 2018, 10:44 PM) Existing VS customers can now get VI to get 3X PPL access! |
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Jan 22 2018, 08:44 AM
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Senior Member
1,361 posts Joined: May 2006 |
good news!!!!
Now i can opt to apply for VS~! |
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Jan 22 2018, 08:56 AM
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All Stars
65,272 posts Joined: Jan 2003 |
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Jan 22 2018, 09:28 AM
Show posts by this member only | IPv6 | Post
#2544
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All Stars
14,082 posts Joined: Aug 2009 From: Malaysia |
QUOTE(fruitie @ Jan 22 2018, 01:17 AM) I guess it doesn't help for my case if they have been rejecting my Quantum, don't mention about my VS application which rejected with no consideration even fulfill salary requirement (100k p.a.), maybe after I pay off the entire PTPTN loan they may approve me. Yeah same. I’ve been applying every 6 months too Anyway, I will still apply every 6 months until I'm being approved by them. Every 6 month I’ll get the same rejection message. |
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Jan 22 2018, 09:31 AM
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Senior Member
2,141 posts Joined: Sep 2008 From: Muddy Banks |
QUOTE(fruitie @ Jan 22 2018, 01:17 AM) I guess it doesn't help for my case if they have been rejecting my Quantum, don't mention about my VS application which rejected with no consideration even fulfill salary requirement (100k p.a.), maybe after I pay off the entire PTPTN loan they may approve me. I also got PTPTN loan and they still approve my application. My PTPTN loan amount can almost buy a low spec Honda Jazz somemore. Anyway, I will still apply every 6 months until I'm being approved by them. You got other commitments issit? |
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Jan 22 2018, 09:40 AM
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Senior Member
774 posts Joined: Nov 2008 |
QUOTE(fruitie @ Jan 22 2018, 01:17 AM) I guess it doesn't help for my case if they have been rejecting my Quantum, don't mention about my VS application which rejected with no consideration even fulfill salary requirement (100k p.a.), maybe after I pay off the entire PTPTN loan they may approve me. Could it be the number of cards you already have?Anyway, I will still apply every 6 months until I'm being approved by them. I am guessing that if existing customer applying for another card, should not be an issue? Had been longing for the PBB VI, since I already have the VS since during it launch. |
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Jan 22 2018, 10:05 AM
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Junior Member
261 posts Joined: Jul 2015 |
Wish to ask for Balance Transfer of Public Quantum card.
The credit limit is combine for Quantum VISA and MASTER or separated. |
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Jan 22 2018, 10:09 AM
Show posts by this member only | IPv6 | Post
#2548
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Senior Member
2,318 posts Joined: Dec 2012 |
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Jan 22 2018, 11:00 AM
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Staff
72,791 posts Joined: Sep 2005 From: KUL |
QUOTE(chiahau @ Jan 22 2018, 09:28 AM) High five here. I guess they see our applications until vomit blood. QUOTE(V12Kompressor @ Jan 22 2018, 09:31 AM) I also got PTPTN loan and they still approve my application. My PTPTN loan amount can almost buy a low spec Honda Jazz somemore. My current outstanding is RM 57k but I have been paying consistently and CCRIS is all cleared. I'm not sure, they have been rejecting me since 2014. You got other commitments issit? Only hire purchase loan which is only RM 580 per month. No more other commitments. QUOTE(deeplyheartbroken @ Jan 22 2018, 09:40 AM) Could it be the number of cards you already have? I started applying with very minimal cards in 2014 until today (obviously more cards), still rejected. I am guessing that if existing customer applying for another card, should not be an issue? Had been longing for the PBB VI, since I already have the VS since during it launch. |
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Jan 22 2018, 11:00 AM
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Senior Member
645 posts Joined: Apr 2007 |
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Jan 22 2018, 11:08 AM
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Senior Member
2,141 posts Joined: Sep 2008 From: Muddy Banks |
QUOTE(fruitie @ Jan 22 2018, 11:00 AM) My current outstanding is RM 57k but I have been paying consistently and CCRIS is all cleared. I'm not sure, they have been rejecting me since 2014. But your hire purchase also ending soon around Sept/October this year kan? Only hire purchase loan which is only RM 580 per month. Maybe coz they saw ur salary high but almost zero commitment and therefore flag you off as high risk. I also kena that before from a few banks. |
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Jan 22 2018, 11:11 AM
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Staff
72,791 posts Joined: Sep 2005 From: KUL |
QUOTE(V12Kompressor @ Jan 22 2018, 11:08 AM) But your hire purchase also ending soon around Sept/October this year kan? Hmm nope. My hire purchase is due in 2020. Anyway, I plan to sell off the car soon, so it will be out from my record in these few months. Maybe coz they saw ur salary high but almost zero commitment and therefore flag you off as high risk. I also kena that before from a few banks. Not high salary la, average only. |
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Jan 22 2018, 11:34 AM
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Senior Member
1,962 posts Joined: Nov 2011 |
is payment at 7-11 under grocery MCC category?
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Jan 22 2018, 11:35 AM
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All Stars
65,272 posts Joined: Jan 2003 |
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Jan 22 2018, 12:25 PM
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Senior Member
691 posts Joined: Jul 2011 |
My issue for the pb quantum few posts back, the available balance on pbebank i think is not correct. If looking on availablr balance for mastercard and visa it looks like i got 6k CL each card, but yesterday i swipe my card and got declined. It really is 6k combined limit as per letter during receiving of the card.
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Jan 22 2018, 01:08 PM
Show posts by this member only | IPv6 | Post
#2556
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Senior Member
2,318 posts Joined: Dec 2012 |
QUOTE(akib_mullen @ Jan 22 2018, 12:25 PM) My issue for the pb quantum few posts back, the available balance on pbebank i think is not correct. If looking on availablr balance for mastercard and visa it looks like i got 6k CL each card, but yesterday i swipe my card and got declined. It really is 6k combined limit as per letter during receiving of the card. Ya. Dont follow the master available credit limit.It did not included the visa authorised charged. I always follow Visa one. I think Visa one is correct. |
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Jan 22 2018, 02:18 PM
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Senior Member
773 posts Joined: Oct 2008 |
I submitted my application online, how do I submit the documents required?
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Jan 22 2018, 02:37 PM
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Senior Member
2,141 posts Joined: Sep 2008 From: Muddy Banks |
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Jan 22 2018, 03:09 PM
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Senior Member
691 posts Joined: Jul 2011 |
QUOTE(SzeMeng76 @ Jan 22 2018, 01:08 PM) Ya. Dont follow the master available credit limit. I think mine both also incorrect, because i got only 1.2k available balance, my master show around 4k+ and visa around 2k+It did not included the visa authorised charged. I always follow Visa one. I think Visa one is correct. Anyway, I think if want to know the exact credit limit, need to refer to the letter that we got when we receive the card. Online is not reliable. Unless you got credit limit increase, then it is different case. |
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Jan 22 2018, 03:15 PM
Show posts by this member only | IPv6 | Post
#2560
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Senior Member
2,318 posts Joined: Dec 2012 |
QUOTE(akib_mullen @ Jan 22 2018, 03:09 PM) I think mine both also incorrect, because i got only 1.2k available balance, my master show around 4k+ and visa around 2k+ The total limit is correct.Anyway, I think if want to know the exact credit limit, need to refer to the letter that we got when we receive the card. Online is not reliable. Unless you got credit limit increase, then it is different case. eg Visa show 6k , master show 6k. But that is not separate. Means you both card combined have 6k.. My total limit is correct with my letter. |
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