Some sellers sell bill payment services on shopee. Payment made to shopee, hence what he said is true.

Mine just came by SMS. Nice surprise. And month 2 results just published (but the SMS comes much faster than they publish, of course).

Oh one time win whole campaign only? Oh well, free is still free. No need to monitor for month 3 liao =)

This post has been edited by LostAndFound: Sep 19 2017, 04:32 PM

In my experience Tuesday quite safe. Both last promo and this promo I have overlapped till tuesday some weeks, never failed to get.

Was wondering why I didn't get week 4, then checked back and realized I didn't do any transactions that week =). I think with current 10xRM50 won't be able to hit every week.

Unlikely that Tuesday is too late...

I got Week 5 RM50 for 5x swipe at Jaya Grocer, 1x swipe at Lazada, 3x swipe at Shopee (last swipe was Wednesday morning 30th August but system capture as 29th August Tuesday) and 1x swipe Unifi at Payonline on Wednesday morning 30th August. Different week but 'trend' should be about there. My conclusion is Wednesday morning still got chance (not as good as Monday of course).

EDIT: Now that I check, actually the Payonline shows as transacted on 31st August for me in PBB system. I did the swipe on 30th though....

This post has been edited by LostAndFound: Sep 27 2017, 10:32 AM

Transaction date shows 31st, posting date shows 2nd Sep. I know I did the purchase on payonline on the 30th though.....

You can cancel the card, then the auto debit no longer applies.

I think if you report card missing (and pay the fine) your replacement card no longer valid for old auto debit (this one not sure, have to check).

Money is always better than item... Can you imagine using that phone? Not usable one. Even if you want to sell it will anyone buy it? So it's not actually worth 200.

OTOH 200 TNG is definitely worth exactly 200 as long as you do use TNG (Klang valley resident will certainly use this). Also can be sold on for close to full value if you don't.

You can report for us whether it qualifies when this week's cashback gets credited.

My gut feeling is that it won't qualify.

My last transaction was on 30th August also, and got full RM50. Just saw the week 6 full RM50 amount came in as well, this week I finished by Tuesday.

So even up till Thursday is still available. May I ask what time?

How do you know the mobile number is wrong? My wife got her quantum visa/master, can't register OTP. But the registered number there is correct as she did receive the sms on 'congrats, approved'....

Please do your maths properly yah. RM30k fixed in their FD (earning roughly 3%) reduces your liquidity significantly. Promo FDs at roughly 4% annually will give you 25 ringgit more per month for that 30k. So you're 'paying' 25 ringgit every month for your card. Better check if that's worth it.

For those of us with multiple supps, not a problem as we may not maximize the 833 anyway, depending on the month.

And in fact if you swiped morning of 30th November very very high chance to get posted by 31st anyway.

But no problem, my statement date is 24 =p

By definition these contests are very low probability. Calibrate your spending based on guaranteed rewards (cashback, promos), consider these competitions as nice bonuses when win something. For example the 10x RM50 swipe can give you RM50 a month guaranteed if you plan your spending, which is already half the value of the Lazada voucher which is not guaranteed.

I got Lazada voucher in the first cycle, spending about the price of a Note 8 (over many many transactions, mostly exactly 50 ringgit). Probably higher competition in later cycles.

For the phone.... good luck la. Your few k cannot fight with just those fellas who buy Gucci today, Prada tomorrow. Or even better downpayment for house, swipe for Unit Trust investment....

High quality OP man....

I've definitely swiped the same visa signature 5x consecutively before at same merchant...

If you got more cards becomes harder. Especially when you also have to keep track which card already max out benefits this month. E.g. Visa Sig already spent 833 in categories...

Hmm, does anyone know if jompay payments counts for the 'Get Rewarded with PB Cash Back' promo? Or is it excluded as 'payments made using pbebank.com'?

This post has been edited by LostAndFound: Nov 21 2017, 10:12 AM

Have you hit your credit limit? Never seen that message before....

RM200 is effectively cash (if you use public transport or toll like most of us) because it means you actually save 200 ringgit of your own money which you would have to use anyway. Luggage bag.... useful meh? If you don't get it does that mean you would HAVE to spend equivalent value buying such a bag?

Rather have cash equivalents anytime.