QUOTE(blibala @ Dec 16 2025, 02:21 AM)
the second CB for my 15/12 bill is in. But this time they calculate wrongly. The transaction from 15/11/to 19/11 are missing..
yep, was going to post it too. cb credited into my 1st statement (thus reducing statement balance immediately).
updates after checking:
1) cb credited correctly, except some few cents difference due to rounding mechanism (tbd). i tried round/roundup/rounddown/trunc to 2 decimal PER transaction basis, i couldnt total up to 48.84 exactly.
per txn, without any rounding mechanism, total all 5% cb = 48.8375.
even through total spending 976.75 x 5% = 48.8375

2) good news! contactless + PIN for txn amount >RM250 is ELIGIBLE for cashback

i paid RM300 for tng pin from petrol station
3) my spending categories are: 7E, CUmart, petrol station (counter), ikea, aeon departmental and groceries, nando's, photo services, kkv, lotus's.
4) didnt try some sensitive categories like: utilities, insurance, charity, goverment, pos malaysia (any channels). perhaps others can share their experience.
5) txn to be posted into statement, then counted for cb. i-muamalat web portal (didnt try app) doesnt show posting date, only estatement show both txn+posting dates together
This post has been edited by cybpsych: Today, 08:22 AM