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Credit Cards Credit Card v20, Post/Ask general questions here, Please read post 1-3 before posting, tq

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crislim
post Dec 14 2025, 03:32 PM

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wondering if post office contactless spending entitle for cashback using the EON VI? any MCC exclusion? couldn't find this card T&Cs on their website.
cybpsych
post Dec 14 2025, 07:49 PM

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QUOTE(crislim @ Dec 14 2025, 03:32 PM)
wondering if post office contactless spending entitle for cashback using the EON VI? any MCC exclusion? couldn't find this card T&Cs on their website.
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imo, to be safe, just avoid the usual excluded places, like govt services.

just do payment at usual retail stores.

we need more ppl to share their spending places where they gotten cb (excluding personal info/location). biggrin.gif


p/s: i chatted with their online CS, they said really no exclusion (pengecualian). just capped rm50.

This post has been edited by cybpsych: Dec 14 2025, 08:41 PM
Duckies
post Yesterday, 09:51 PM

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From: Rubber Duck Pond


Eh, Bank Islam Visa Platimum and Bank Islam Visa Infinite...do they share the same cashback or separate? Anyone knows?
blibala
post Today, 02:21 AM

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QUOTE(cybpsych @ Dec 12 2025, 02:13 PM)
i guess this is the "outstanding" cb dued in previous statement (15/11)

hopefully this is fixed for upcoming 15/12 (my 1st bill)  thumbup.gif  sweat.gif
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QUOTE(nexus2238 @ Dec 13 2025, 09:22 AM)
Finally received cb from Muamalat EON Visa Infinite  cool2.gif

contactless trans 7th Nov to 15th Nov - RM291
service tax - RM25
statement balance on 15th Nov - RM316

contactless trans 16th Nov to 30th Nov - RM503.10
contactless trans 1st Dec to 12th Dec - RM138.35

cashback in Muamalat app 12th Dec - RM14.55 = RM291 * 5%

So it seems cashback is based on statement cycle, cashback from Nov appear in Dec statement, so forth.
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the second CB for my 15/12 bill is in. But this time they calculate wrongly. The transaction from 15/11/to 19/11 are missing..
cybpsych
post Today, 07:55 AM

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QUOTE(blibala @ Dec 16 2025, 02:21 AM)
the second CB for my 15/12 bill is in. But this time they calculate wrongly. The transaction from 15/11/to 19/11 are missing..
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yep, was going to post it too. cb credited into my 1st statement (thus reducing statement balance immediately).

updates after checking:

1) cb credited correctly, except some few cents difference due to rounding mechanism (tbd). i tried round/roundup/rounddown/trunc to 2 decimal PER transaction basis, i couldnt total up to 48.84 exactly.

per txn, without any rounding mechanism, total all 5% cb = 48.8375.

even through total spending 976.75 x 5% = 48.8375

user posted image

2) good news! contactless + PIN for txn amount >RM250 is ELIGIBLE for cashback rclxms.gif i paid RM300 for tng pin from petrol station brows.gif

3) my spending categories are: 7E, CUmart, petrol station (counter), ikea, aeon departmental and groceries, nando's, photo services, kkv, lotus's.

4) didnt try some sensitive categories like: utilities, insurance, charity, goverment, pos malaysia (any channels). perhaps others can share their experience.

5) txn to be posted into statement, then counted for cb. i-muamalat web portal (didnt try app) doesnt show posting date, only estatement show both txn+posting dates together doh.gif

This post has been edited by cybpsych: Today, 08:22 AM
virgoguy
post Today, 08:36 AM

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QUOTE(cybpsych @ Dec 16 2025, 07:55 AM)
yep, was going to post it too. cb credited into my 1st statement (thus reducing statement balance immediately).

updates after checking:

1) cb credited correctly, except some few cents difference due to rounding mechanism (tbd). i tried round/roundup/rounddown/trunc to 2 decimal PER transaction basis, i couldnt total up to 48.84 exactly.

per txn, without any rounding mechanism, total all 5% cb = 48.8375.

even through total spending 976.75 x 5% = 48.8375

user posted image

2) good news! contactless + PIN for txn amount >RM250 is ELIGIBLE for cashback  rclxms.gif i paid RM300 for tng pin from petrol station  brows.gif

3) my spending categories are: 7E, CUmart, petrol station (counter), ikea, aeon departmental and groceries, nando's, photo services, kkv, lotus's.

4) didnt try some sensitive categories like: utilities, insurance, charity, goverment, pos malaysia (any channels). perhaps others can share their experience.

5) txn to be posted into statement, then counted for cb. i-muamalat web portal (didnt try app) doesnt show posting date, only estatement show both txn+posting dates together  doh.gif
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Gotten my first cb on time as well. contactless + PIN counted. my transaction mostly retail shop, supermarket, cafe and restaurant
virgoguy
post Today, 08:53 AM

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seem like Bank Muamalat cc statement and cb are on time while Bank islam, I yet to receive the statement (been told statement date is 15th of the month) and the cb also not yet reflected in the app also

 

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