Edit: double post

This post has been edited by Kyan0411: Jul 15 2020, 05:24 PM

anyone knows why bank cannot disclose why they reject my CL increase request?
I've contacted their representative but they state they cannot disclose the reason...
Always cleared my statement on time...
Provided prove of income increase...
Don't have high commitment...

Any other reasons that might cause CL increase rejection?

I want to increase CL to increase my buying power...

Thinking of changing to other bank that can provide higher CL...

Banks will not disclose, same goes to when banks reject application. Maybe they wanna avoid people forging documents just to make it through?

Not sure if this is the correct place but does anyone knows any bank credit card offering 0% balance transfer at the moment?

there's a Balance Transfer topic mah >> https://forum.lowyat.net/topic/3918057

im looking to switch my fcb to affin vs for the 3% cb...
wanna check, as long as using paywave, all kind of transaction will entitle 3% right?
no min spend , no first come first serve every month for cb ... right?
anything to know before i apply?
lazy to go for line by line TnC.............................. dont shoot me haha

Enjoy 3% cash back on all contactless transactions*, capped at RM80 per month
*excluding government services and charity transactions

https://www.affinonline.com/tap_for_cash_back

Do take notes that more than RM 250 with pin transaction after pay wave is consider pin transaction, not entitle.

no min spend. just few exclusion.

if you always do physical retail contactless spending, this is a good alternative card.

luckily i am asking here, this is what TnC didnt emphasize ....
RM250 need pin ! means >rm250 no cashback aiyo ...
only good for small amount retail spending hmmmmm
what else card good for cb to replace FCB ?
already have quantum rm30, pb vs rm38, fcb rm50, m2c rm50, JOP rm28

This post has been edited by whycanot323: Jul 17 2020, 08:59 AM

https://www.sc.com/my/credit-cards/liverpool-fc-cashback/

Any credit card provide cash back for jompay transaction?

What’s the benefits between Visa Infinite / World Mastercard

The actual card benefits vary depending on the bank's crrdit card features.

The common benefits of visa infinite or world mastercard, i do not observe any real benefits. Although my view could be limited

Just a quick check for those who using Affin Credit Cards. Is your statement date changed automatically??

I'm currently using two cards: -
- Affinbank BHPetrol 'Touch & Fuel' MasterCard Contactless
- AFFINBANK Visa Signature

Based on last month, my statement date was 13th for BHP Card, 14th for VS card.
Today is 19th and yet I still waiting for statement, tried to check through online banking but no statement was generated.

Therefore, I called CS for verification and CS mentioned Affinbank now consolidate and change statement date for cards (depend types of cards)
Visa Signature Card = 22nd statement date
other cards = 14th statement date

Okay and then I asked what is the reason bank changed statement date without notify customer?? And she can't answer my question.

thanks for the heads-up!

no this explains why my VS' statement @ 14 July never generated. I thought because i had zero txn, no statement is generated

just called CS, change of statement date effective 1 July

Ahhhh... i have spend some of my transactions in my Visa Signature earlier without enjoying 50 days free interest now

just received SMS notification:

// RM0 AFFIN Cards: Effective July 2020, your Credit Card statement cycle will be changed. Please refer yr payment due date on yr monthly card statement. //

Thanks for sharing.
Just received too at 4:06PM

Just get the latest Affin credit card statement, both cards are now in the same statement date.

I was called to request same statement date last month and Customer Service said cant make it due to different type of cards and now both cards same statement