I dont think so, for example Maybank CC stated transaction in government bodies not entitled

If have to pay at jpj counter?

owh that is new to me. I have more than 5 cards before and all if not mistaken give me points everytime i use the card.

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Then use ocbc cashflo. 0.5%. cos titanium only 0.1% if swipe.

For refunds, right... does it go to paying the statement balance? like CC statement date is 18/6, amount 1k. got refund on 20/6, amount 600. so balance to pay is 400 or still 1k?

Hi. anyone using CIMB CC here?
I wanna ask about the outstanding balance in Cimbclicks app... if its green color, its that means its extra money, or amount that I need to pay?

Im confuse abit. are CIMB click using red for negative,& green for positive? On saving, its color green.



& my current limit shown this? am I on debt or on extra money? I think I paid extra



This post has been edited by Ulysses: Jun 23 2020, 06:21 PM

-64.85 meaning you have credit adjustment; could be from rebate or refund.

I see... probably I overpaid the bill.. plus few rebate since this is cash rebate CC

Hi, you mean this?
Is the transaction in government bodies included in retail spending? If yes then it would be a great news for me.


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https://www.ocbc.com.my/assets/pdf/Cards/ca...oMaster_tnc.pdf

Is anyone using OCBC 365 credit card? Is the cashback on retail spending includes government service?

For refunds, right... does it go to paying the statement balance? like CC statement date is 18/6, amount 1k. got refund on 20/6, amount 600. so balance to pay is 400 or still 1k?

400 should be your account balance. Pay account balance will do.

Hi all,

I've started noticing that banks are giving free credit card sign up bonus with little to no strings attached, eg: Citibank RM 500 Touch n Go reload for new credit card applicants.

In theory we can apply for these credit cards, get the bonus, then cancel the credit card before renewal to avoid paying the annual fee.

However, will this behavior, also known as credit card churning, impact our credit score or any future business prospects with the bank?
Also, will other banks be able to view this history from our credit report and therefore make it difficult for any future applications with other banks?

Hope for sifus kind advise, thanks.

as far as i know, no impact on credit score. there have been people doing in this forum, but i believe they dont always do it every single year. Keep in mind, it's a lot of effort also

in fact 2019, the month i cancelled stan chart 2nd time (since started working several years back) and the month i applied 3rd time, is 8 months apart. but so far, i have only done it with Stan Chart only.

How long it takes for a terminated card to be removed from CCRIS?

Where to apply rhb credit card with promotion? Tried apply through rhb website, but did not get responce. Through ringgit plus, alot of question to be asked through whatsapp message. Last time apply through ringgitplus is easier.

What promotion is RHB having?

Not sure on it, just would like to apply for rhb visa signature card.