im looking to switch my fcb to affin vs for the 3% cb...
wanna check, as long as using paywave, all kind of transaction will entitle 3% right?
no min spend , no first come first serve every month for cb ... right?
anything to know before i apply?
lazy to go for line by line TnC.............................. dont shoot me haha

what credit cards you guys use for cashback and combo top up to ewallet?

You have PBB quantum visa already? 5% cb paywave, min RM30. Capped at RM600 cb

Any good sign up campaign for credit card?

Customs, not BNM

https://mysst.customs.gov.my/assets/documen...arge%20Card.pdf

Seems like OCBC revised their OCBC CashFlo Mastercard CC, with lesser benefits, effective 21st April 2023.

Previously there's 0.5% cashback on all retail purchases and other IPP benefits.

Current Features

0% interest on Auto-IPP
❑ 3 months Auto-IPP for retail spending of
RM500 to RM1,000
❑ 6 months Auto-IPP for retail spending
above RM1,000
❑ 12 months Auto-IPP for Great Eastern
Life/ General Insurance with premium of RM2,200 and above

New Features
0% interest on Auto-IPP
❑ 3 months Auto-IPP for retail spending of
RM500 to RM1,000
❑ 6 months Auto-IPP for retail spending
above RM1,000
I've been holding on to this card since I have GE Insurance and can split my annual premiums into monthly payments with 0% interest. Do you guys have any other CC recommendations that is on par with the CashFlo in terms of IPP?

For mine, they reluctant to give since 2 years ago