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Credit Cards Credit Card v20, Post/Ask general questions here, Please read post 1-3 before posting, tq

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GrumpyNooby
post Aug 5 2020, 06:53 PM

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QUOTE(Kyan0411 @ Aug 5 2020, 06:51 PM)
Correction: Cashback capped ar rm30, min spending rm600 🤗
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Should be contactless transaction of min RM 30 to be eligible for cash back; capped at RM 30 for a total eligible spending of RM 600.
datolee32
post Aug 5 2020, 06:53 PM

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QUOTE(Human Nature @ Aug 5 2020, 03:59 PM)
You have PBB quantum visa already? 5% cb paywave, min RM30. Capped at RM600 cb
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Yes, even you key in pin after paywave entry more than RM 250, still consider paywave, not like Affin Visa Signature.
Human Nature
post Aug 5 2020, 06:53 PM

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QUOTE(Kyan0411 @ Aug 5 2020, 06:51 PM)
Correction: Cashback capped ar rm30, min spending rm600 🤗
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Good catch, don't know what i was thinking!
donhay
post Aug 6 2020, 01:57 PM

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QUOTE(Human Nature @ Aug 5 2020, 03:59 PM)
You have PBB quantum visa already? 5% cb paywave, min RM30 spending. Capped at RM30 cb
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I do not have PBB Quantum Visa. The Affin Visa Signature is good for me to substitute Maybank FCB Visa, during my use in weekdays, during weekends I use Maybank 2 cards Amex.

Thank You
Human Nature
post Aug 6 2020, 02:30 PM

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QUOTE(donhay @ Aug 6 2020, 01:57 PM)
I do not have PBB Quantum Visa. The Affin Visa Signature is good for me to substitute Maybank FCB Visa, during my use in weekdays, during weekends I use Maybank 2 cards Amex.

Thank You
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Well okay 👌🏻
heliozguard
post Aug 6 2020, 06:18 PM

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Anybody ever won those flash deal in compare hero?
CoronaV
post Aug 9 2020, 10:08 PM

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Does all local banks in Malaysia like ambank,cimb,public bank,maybank,alliance bank,standard chartered bank,UOB bank,aeon credit have grace period after the due date? Are they the same standard for 3 days?
ClarenceT
post Aug 10 2020, 06:55 AM

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QUOTE(CoronaV @ Aug 9 2020, 10:08 PM)
Does all local banks in Malaysia like ambank,cimb,public bank,maybank,alliance bank,standard chartered bank,UOB bank,aeon credit have grace period after the due date? Are they the same standard for 3 days?
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Grace period is for late payment penalty only.
Once you don't pay statement balance by the due date, you already give up interest-free benefit.
sv_vicky
post Aug 12 2020, 05:35 PM

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Hi, can I ask if PBB quantum has cb for bill payments like digi?
GrumpyNooby
post Aug 12 2020, 05:36 PM

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QUOTE(sv_vicky @ Aug 12 2020, 05:35 PM)
Hi, can I ask if PBB quantum has cb for bill payments like digi?
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Yes, for PB Quantum Mastercard for OCS.
ClarenceT
post Aug 12 2020, 05:46 PM

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QUOTE(sv_vicky @ Aug 12 2020, 05:35 PM)
Hi, can I ask if PBB quantum has cb for bill payments like digi?
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Yes, for PB Quantum Visa using paywave at physical outlets.
sv_vicky
post Aug 12 2020, 06:09 PM

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QUOTE(GrumpyNooby @ Aug 12 2020, 05:36 PM)
Yes, for PB Quantum Mastercard for OCS.
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Thank you boss.. So it works for autobilling as well?
GrumpyNooby
post Aug 12 2020, 06:17 PM

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QUOTE(sv_vicky @ Aug 12 2020, 06:09 PM)
Thank you boss.. So it works for autobilling as well?
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Auto-billing or direct debit is not online.
sv_vicky
post Aug 12 2020, 07:07 PM

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QUOTE(GrumpyNooby @ Aug 12 2020, 06:17 PM)
Auto-billing or direct debit is not online.
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I see.. Thank you!
rooivalk
post Aug 13 2020, 06:01 PM

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Anyone have an opinion on which is the easiest/fastest way to apply for the credit card?

Any particular website (e.g. ringgitplus, imoney, etc.) preferred?

Thanks.
GrumpyNooby
post Aug 13 2020, 06:03 PM

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QUOTE(rooivalk @ Aug 13 2020, 06:01 PM)
Anyone have an opinion on which is the easiest/fastest way to apply for the credit card?

Any particular website (e.g. ringgitplus, imoney, etc.) preferred?

Thanks.
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Those sites are just agents like you saw at shopping malls.
Approval is ultimately at the respective bank card centre team.
UncleShid
post Aug 13 2020, 09:34 PM

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Hi, would like to ask about yalls opinion about credit card application.

I tried to apply my first cc which is Maybank Sopi card one with Maybank but rejected. I have car loan with mbb also, everymonth never miss payment. Monthly income 4k and already work for 22 years. loan only car, no other loan.

why ah meibenk reject my application?

Thank you for your reply~
TSalexwsk
post Aug 13 2020, 09:51 PM

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QUOTE(UncleShid @ Aug 13 2020, 09:34 PM)
Hi, would like to ask about yalls opinion about credit card application.

I tried to apply my first cc which is Maybank Sopi card one with Maybank but rejected. I have car loan with mbb also, everymonth never miss payment. Monthly income 4k and already work for 22 years. loan only car, no other loan.

why ah meibenk reject my application?

Thank you for your reply~
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how did you apply? if through maybank2u website, you may want to appeal or walk into a branch to reapply
your salary goes in mbb?
UncleShid
post Aug 13 2020, 09:55 PM

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QUOTE(alexwsk @ Aug 13 2020, 09:51 PM)
how did you apply? if through maybank2u website, you may want to appeal or walk into a branch to reapply
your salary goes in mbb?
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i apply via email one, salary not in meibank but they didn't ask for bank statement. i call cs, cs said no use to reapply because need to wait 6 month before can apply new one. i ask why reject also dowan to answer. hahaha
GrumpyNooby
post Aug 13 2020, 09:56 PM

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QUOTE(UncleShid @ Aug 13 2020, 09:55 PM)
i apply via email one, salary not in meibank but they didn't ask for bank statement. i call cs, cs said no use to reapply because need to wait 6 month before can apply new one. i ask why reject also dowan to answer. hahaha
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Buy a CTOS Score report. It may tell you some answer.
My guess could be high debt servicing ratio but I might be wrong.

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