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Credit Cards CIMB Bank Credit Cards V6, Cash Rebate Platinum, keep or cut ?

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saitong09
post Nov 1 2017, 06:55 PM

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QUOTE(LightningZERO @ Nov 1 2017, 02:29 PM)
If I have extra balance in my credit card and I cancel it, can I request it to be refunded to my CIMB bank account? Or I need to spend it?
*
Maybe you call CS to check, let us know the outcome smile.gif

QUOTE(JuneResources @ Nov 1 2017, 02:53 PM)
Better way is to spend it.
If refund to your Cimb saving account, I think got charges. Try to read your T&C based on your CC.
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Same bank got charge? sweat.gif
muscaa
post Nov 1 2017, 07:27 PM

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QUOTE(drbone @ Nov 1 2017, 06:34 PM)
Most of us here were offered RM 30, RM 15 immediately and the remainder after spending RM 200.
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yes but I proceed to cancel too blush.gif
JuneResources
post Nov 1 2017, 08:18 PM

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QUOTE(saitong09 @ Nov 1 2017, 06:55 PM)
Maybe you call CS to check, let us know the outcome smile.gif
Same bank got charge? sweat.gif
*
If I'm not wrong, you only can transfer to the same bank.. Example CIMB Credit card additional amount can transfer to CIMB saving account, but cannot other bank such as Maybank. Of course, same bank will have service charge (suggested you check for their T&C if I'm wrong) because credit card is for your spending, cannot thinking like Debit Card.

However if you have 2 CIMB credit card. I guess you can transfer the additional amount to another CIMB credit card. Example CIMB Cash rebate credit card can transfer to CIMB tesco credit card. (If I'm not wrong, you must call to CS to request for transfer because there is no options to transfer between 2 credit card via internet banking).

I see some of the fees & charges for cash advance fee. I'm not sure you paid additional amount (called overpaid) can taken out by cash consider as "cash advance" or not. If YES, then the statement already mentioned "The cash advance fee is 5% of the amount advanced or a minimum of RM 15.90, whichever is higher. This is imposed for each cash advance transaction."

So better call CS to verify before perform it.
lilsunflower
post Nov 1 2017, 10:43 PM

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I had credits on 3 cancelled supplementary cards. Called and had them transferred to my principal account easily.
cybpsych
post Nov 2 2017, 07:17 AM

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Cash Rebate Platinum Credit Card - Unlimited Rebates Campaign [ CIMB | T&Cs (EN) | T&Cs (BM) ]
1 November to 31 December 2017

Terms and Conditions:
This Campaign is open to all CIMB Cash Rebate Platinum credit cardholders only.
The spend requirement for this Campaign will be based on the cumulative spending transactions using CIMB Cash Rebate Platinum Credit Card and performed in Foreign Currency transactions via retail and/or online channel.
Subject to the terms and conditions herein, the Eligible Participants who have fulfilled the requirement referred to in “Qualifying Criteria”, shall be eligible for Cash Rebate of 2% on the total amount of Eligible Transaction(s) (“Cash Rebate”).
The Cash Rebate fulfillment will be carried out and credited into the Eligible Participants’ CIMB Cash Rebate Platinum credit card account within six (6) to eight (8) weeks after the end of the Campaign Period.
*Valid from 1 November until 31 December 2017 only. From 1 january 2018 onward, monthly capping will be RM30.

wjleong15
post Nov 2 2017, 07:58 AM

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QUOTE(drbone @ Nov 1 2017, 06:34 PM)
Most of us here were offered RM 30, RM 15 immediately and the remainder after spending RM 200.
*
just called to cancel and got this offer
choose to accept
after calculate
200 spending get 15 is 7.5% rebate
seems attractive
after get all rebate will still proceed to cancel
brows.gif
ikanbilis
post Nov 2 2017, 10:14 AM

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QUOTE(wjleong15 @ Nov 2 2017, 07:58 AM)
just called to cancel and got this offer
choose to accept
after calculate
200 spending get 15 is 7.5% rebate
seems attractive
after get all rebate will still proceed to cancel
brows.gif
*
Same here. Just called to accept the RM30 retention offer. Last month already accepted the RM30 offer for the retention of CIMB Visa Signature. tongue.gif
cfc
post Nov 2 2017, 10:28 AM

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i called in to cancel supp card but was not being offer anything wo
haha
laymank
post Nov 2 2017, 10:33 AM

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QUOTE(cfc @ Nov 2 2017, 10:28 AM)
i called in to cancel supp card but was not being offer anything wo
haha
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because principal still active mah.
ziniowong
post Nov 2 2017, 10:44 AM

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QUOTE(cybpsych @ Nov 2 2017, 07:17 AM)
user posted image

Cash Rebate Platinum Credit Card - Unlimited Rebates Campaign [ CIMB | T&Cs (EN) | T&Cs (BM) ]
1 November to 31 December 2017

Terms and Conditions:
This Campaign is open to all CIMB Cash Rebate Platinum credit cardholders only.
The spend requirement for this Campaign will be based on the cumulative spending transactions using CIMB Cash Rebate Platinum Credit Card and performed in Foreign Currency transactions via retail and/or online channel.
Subject to the terms and conditions herein, the Eligible Participants who have fulfilled the requirement referred to in “Qualifying Criteria”, shall be eligible for Cash Rebate of 2% on the total amount of Eligible Transaction(s) (“Cash Rebate”).
The Cash Rebate fulfillment will be carried out and credited into the Eligible Participants’ CIMB Cash Rebate Platinum credit card account within six (6) to eight (8) weeks after the end of the Campaign Period.
*Valid from 1 November until 31 December 2017 only. From 1 january 2018 onward, monthly capping will be RM30.

*
wording used is confusing...any minimum spend requirement?
SzeMeng76
post Nov 2 2017, 11:24 AM

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QUOTE(ziniowong @ Nov 2 2017, 10:44 AM)
wording used is confusing...any minimum spend requirement?
*
I think this is just the normal Cash Rebate not so called campaign.
Only 2% for foreign transaction (while this is latest feature of this card).
Just now having promo that the cash rebate is unlimited.
While after campaign ended, will be capped at RM 30.

wjleong15
post Nov 2 2017, 12:38 PM

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QUOTE(ikanbilis @ Nov 2 2017, 10:14 AM)
Same here. Just called to accept the RM30 retention offer. Last month already accepted the RM30 offer for the retention of CIMB Visa Signature. tongue.gif
*
walao eh
good loh
you earn dao leh
thumbup.gif
yuekuan
post Nov 2 2017, 02:58 PM

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Same here. Call up for cancellation and there's a RM 15 + RM 15 offer.
zaoldyeck
post Nov 2 2017, 08:08 PM

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Called up for termination, I have excess balance in my cc request transfer to cimb savings. Cs said they will transfer to my maybank acc because last time i paid up via maybank transfer
thlo87
post Nov 2 2017, 08:18 PM

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QUOTE(ziniowong @ Nov 2 2017, 10:44 AM)
wording used is confusing...any minimum spend requirement?
*
Please bear in mind there is a 1% cross border charge
Gamerjim
post Nov 2 2017, 09:24 PM

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QUOTE(zaoldyeck @ Nov 2 2017, 08:08 PM)
Called up for termination, I have excess balance in my cc request transfer to cimb savings. Cs said they will transfer to my maybank acc because last time i paid up via maybank transfer
*
Any charge for the transfer?
ashyxt
post Nov 2 2017, 09:37 PM

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5% online rebate left 0.2%?

sad.gif
cybpsych
post Nov 3 2017, 07:23 AM

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QUOTE(ashyxt @ Nov 2 2017, 09:37 PM)
5% online rebate left 0.2%?

sad.gif
*
is that a question or a rant? laugh.gif
skywardsword
post Nov 3 2017, 08:24 AM

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wah sei the website still say 5% online purchase CB.

Can complain like that?
ziniowong
post Nov 3 2017, 08:45 AM

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QUOTE(thlo87 @ Nov 2 2017, 08:18 PM)
Please bear in mind there is a 1% cross border charge
*
thanks for reminder

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