anyone know CIMB cc if rejected need wait how long to reapply? 6 months?
(not sure why rejected, since I got house loan with them, but PBB approved me)
Credit Cards CIMB Bank Credit Cards V6, Cash Rebate Platinum, keep or cut ?
Credit Cards CIMB Bank Credit Cards V6, Cash Rebate Platinum, keep or cut ?
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Apr 25 2017, 04:28 PM
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#1
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anyone know CIMB cc if rejected need wait how long to reapply? 6 months?
(not sure why rejected, since I got house loan with them, but PBB approved me) |
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Apr 26 2017, 12:23 AM
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#2
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Jul 3 2017, 10:48 PM
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#3
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Jul 24 2017, 07:36 PM
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#4
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2nd time apply CIMB CR then approved (after 6 months)
but the credit limit too many for me. its 4x my salary. and looks like CIMB CR no need so much credit limit for it also (as they never offer any 0% balance transfer though) Need to wait how long for me to apply credit limit decrease after approved? 6 months? |
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Jul 24 2017, 10:54 PM
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#5
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Jul 27 2017, 08:56 AM
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#6
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QUOTE(eeeglow24 @ Jul 27 2017, 08:53 AM) I have just called and CS said that my transaction falls under POSMODE00 instead of POSMODE81 as other retail and I was given 0.5% for these transactions. And that 15% bonus cash rebate will be rebated on my next statement by CIMB. According to her that 0.5% is given by Lazada as a merchant and another bonus 15% will be given in my next statement by CIMB which is around 25th August. omg even the prepaid card get affected.I manage to get the MCC code, it 5694 according to her. I was quite shock as usually the cash rebate will appear on latest transactions but this prepaid card is abnormal. She just tell me to monitor my recent transaction however. According to her, as long as it appears in the acc as LAZADA KUALA LUMPUR MY, CIMB will grant the 15 bonus cash rebate. Not entirely sure when though. How do I email CRU/BNM? Care to share? Means after the 15% promo ended, this card will be no use already, got AF somemore |
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Jul 31 2017, 11:40 AM
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#7
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Aug 1 2017, 12:23 AM
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#8
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QUOTE(deanitro @ Aug 1 2017, 12:16 AM) my bills is rm700 then entitle cash back of rm10, The cash back will offset ur next month expenses. Unless u are not continue using that card.so total is 690. but if still need to pay rm700, then how i actually earn the cashback? seems like i only earn it on the paper. |
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Aug 1 2017, 04:17 PM
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#9
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QUOTE(Ryonegma @ Aug 1 2017, 01:27 PM) Hi, I just received my CIMB Cash Rebate Platinum MasterCard (with Tesco Platinum MasterCard included), so basically they gave me two cards. Maybe. I got 4x salary of limit. U can apply credit limit increase after 6 months.By the way, this is my first credit card. My question is why do I have total combined limit at RM5000? Shouldn't the limit 2 or 3 times the salary? 5k is my one month gross salary, so the total combined limit of the card should be 10k or 15k, right? Do you think they put 5k limit because this is my first credit card? |
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Aug 2 2017, 12:27 PM
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#10
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Aug 4 2017, 05:59 PM
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#11
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QUOTE(bodohseyh @ Aug 4 2017, 05:38 PM) Hi I just got my first credit card which is CIMB cash rebate Hi is there TnC stated that the retail excluded Petrol/Online/Dining?So I've fulfilled the 1) First CIMB credit card 2) Apply through cimbclicks. So now only the last part which is to spend RM500 between 60 days after card approval for retail (excluding petrol, online purchase, dining) May I know what is really categorised as retail? Is it those physical shops like Tesco, or shopping malls , furniture or any place that sells stuffs? Thank you! Cannot find. I also just got the cards last month, and just fulfilled the 500 purchase. But my transaction included petrol/online/dining. If excluded that I not yet reach RM 500 though. |
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Aug 4 2017, 06:17 PM
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#12
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QUOTE(bodohseyh @ Aug 4 2017, 06:09 PM) Well this is what the customer service told me before I read the TnC and asked here. Maybe he gave me wrong info? Not sure about that Just enquiry with CIMB thru FB, he ask me to refer TnC Clause 8 & 9.No mention with the restriction on petrol/online/dining. Guess the CS gave u wrong info. Reply from CIMB : Hi XXX, we request you to please click the following link and refer to clause 8 and 9 for more information:- http://www.cimbbank.com.my/content/dam/cim...nal-28.6.17.pdf |
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Aug 8 2017, 04:13 PM
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#13
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QUOTE(laymank @ Aug 8 2017, 03:44 PM) I paid USD52.99 on 21Jul, was billed RM239.26 charge depend on different foreign currency?Looks like it's around 5.25% surcharge based on the following: https://www.mastercard.us/en-us/consumers/g...t-currency.html My taobao transaction in CNY got the charges of 2.1% as per calculation. (CIMB CR) So far only PBB had the lowest charge on bank fee (0.9%) for foreign transaction. |
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Aug 11 2017, 09:48 PM
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#14
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Aug 21 2017, 08:38 AM
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#15
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QUOTE(fairylord @ Aug 21 2017, 08:06 AM) I just make purchase and noticed shopee has started to settle payment in RM instead of USD (previously), may be no cross border chargers already. I thought charge Rm only will have cross border fee? (If it's oversea merchant server). Charge USD should won't have.Thanks for confirmation and information. |
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Aug 25 2017, 11:15 AM
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#16
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Aug 27 2017, 03:59 PM
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#17
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CIMB Lazada issue solved?
CB for Lazada on their Co-Brand prepaid card have auto adjustment, no need call for ask for CB adjustment. Lol |
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Aug 28 2017, 08:49 PM
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#18
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Aug 28 2017, 09:30 PM
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#19
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Aug 29 2017, 11:59 AM
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#20
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QUOTE(aiishiteru @ Aug 29 2017, 11:38 AM) May I know how did you guys apply for the Cash Rebate Platinum card i.e. through agent, banks or online? I've done the online application but was rejected right off after sending them the documents. CS refused to tell me the reason for rejection. My monthly salary is definitely more than RM24,000.00 per year. Anyone can enlighten me on this? Or is there any person from bank or agent who knows about this? Thank you. Thru online. 2nd attempt only approved. Normally bank wont disclose reason, but you roughly know it when you check your CCRIS report.Either no credit history / bad in CCRIS / high DSR commitment. You just try it after 3 months. |
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