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Credit Cards CIMB Bank Credit Cards V6, Cash Rebate Platinum, keep or cut ?

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JuneResources
post May 6 2017, 01:09 PM

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Hi guy, I m still newbies for the ctedit card.
What means of "standing instruction"? Is it walk in to the counter n swipe by credit xard consider standing instruction?
JuneResources
post May 6 2017, 05:18 PM

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QUOTE(annoymous1234 @ May 6 2017, 01:14 PM)
In other words, auto debit
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Lol... Auto debit is totally different from "go to counter payment".
Auto debit is auto deductions by monthly one..
JuneResources
post May 21 2017, 06:55 PM

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For CIMB bank cash rebate credit card, I make payment (astro, digi, maxis) at the counter by using this cash rebate card. Any min cash rebate? (Not standing instructions one..)


JuneResources
post May 21 2017, 09:16 PM

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QUOTE(djhenry91 @ May 21 2017, 07:30 PM)
no rebate
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QUOTE(fruitie @ May 21 2017, 07:33 PM)
0.2%. If you pay via online, Astro will give you 5%.
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Which one is true? Have rebate 0.2% or no rebate?? rclxub.gif

However, I see from CIMB there 0.2% unlimited Cash Rebate on other retail spend.
So this "other retail spend" is include payment by counter, am I right? (Just double confirm.. unsure.gif )
JuneResources
post Oct 10 2017, 11:33 PM

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Oh not, CIMB revised the cash rebate again. I think should do something for this card already.

Anyway, "Good Luck, CIMB".
JuneResources
post Oct 30 2017, 01:33 PM

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QUOTE(David83 @ Oct 29 2017, 10:35 PM)
I'm sure they love you a lot!  blush.gif
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Then the customer will love to cancel.
Anyway, first time heard send 5 cards to customers.

I guess this customers income should be.... very value.. innocent.gif
JuneResources
post Nov 1 2017, 02:53 PM

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QUOTE(LightningZERO @ Nov 1 2017, 02:29 PM)
If I have extra balance in my credit card and I cancel it, can I request it to be refunded to my CIMB bank account? Or I need to spend it?
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Better way is to spend it.
If refund to your Cimb saving account, I think got charges. Try to read your T&C based on your CC.
JuneResources
post Nov 1 2017, 08:18 PM

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QUOTE(saitong09 @ Nov 1 2017, 06:55 PM)
Maybe you call CS to check, let us know the outcome smile.gif
Same bank got charge? sweat.gif
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If I'm not wrong, you only can transfer to the same bank.. Example CIMB Credit card additional amount can transfer to CIMB saving account, but cannot other bank such as Maybank. Of course, same bank will have service charge (suggested you check for their T&C if I'm wrong) because credit card is for your spending, cannot thinking like Debit Card.

However if you have 2 CIMB credit card. I guess you can transfer the additional amount to another CIMB credit card. Example CIMB Cash rebate credit card can transfer to CIMB tesco credit card. (If I'm not wrong, you must call to CS to request for transfer because there is no options to transfer between 2 credit card via internet banking).

I see some of the fees & charges for cash advance fee. I'm not sure you paid additional amount (called overpaid) can taken out by cash consider as "cash advance" or not. If YES, then the statement already mentioned "The cash advance fee is 5% of the amount advanced or a minimum of RM 15.90, whichever is higher. This is imposed for each cash advance transaction."

So better call CS to verify before perform it.

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