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Credit Cards CIMB Bank Credit Cards V6, Cash Rebate Platinum, keep or cut ?

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wjleong15
post Apr 29 2017, 12:36 AM

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QUOTE(boonhan @ Apr 28 2017, 03:26 PM)
Did u guys experienced high number of SMS from cimb, keep promoting their RM1 deal for their credit card.

about 5-6 SMS until now already. now just 3.26pm. doh.gif
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comparable to HSBC
received quite a lot sms from this 2 banks
wjleong15
post Apr 29 2017, 11:46 PM

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QUOTE(wu ming @ Apr 29 2017, 11:45 AM)
Let you guys know tomorrow whether payment to TM via their portal entitled for any cashback.
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confirmed no cash back
I tried few months ago after uob vox changed tnc
wjleong15
post Apr 30 2017, 02:14 PM

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QUOTE(DarReNz @ Apr 30 2017, 07:04 AM)
you mean TM Portal https://mytm.tm.com.my/ ? not even get 0.2% ?
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this one got.
i use mbb2card amex thru maybank2u portal pay TM get 5% during weekend.
I heard pbb quantum master pay tm got 5%
will try next month
wjleong15
post Jun 30 2017, 09:47 PM

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fuitie cimb vs reduce requirement to 60k pa?
confused.gif
wjleong15
post Jul 1 2017, 12:35 AM

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QUOTE(mr.thinkpad @ Jun 30 2017, 10:16 PM)
vs is 100k per annum before rite?
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I think so

QUOTE(fruitie @ Jun 30 2017, 10:50 PM)
Not sure because I don't think I'm interested in it.
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I got confused
Cause in the vs page show 60k
I remember before was 100k
Then in their affinity cc programme show 100k

I want to apply their affinity cc programme
http://www.cimbbank.com.my/en/personal/pro...redit-card.html

So wanted to know whether vs is 60k or 100k
That's huge different...
doh.gif
wjleong15
post Jul 1 2017, 02:04 PM

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QUOTE(fruitie @ Jul 1 2017, 12:51 PM)
Yes, not worth the time to apply for it. If one wants for PPL, there are better cards out there with lower and more lenient requirements.
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Got ambank vs already
PPL 5x no problem
now want affinity card vs
Hope they update in their system faster...
wjleong15
post Jul 1 2017, 08:53 PM

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fruitie
In the past 2 months I received 3 auto cl increased via sms
citi ambank and cimb
strange...
is it because of approved pb housing loan?
wjleong15
post Jul 2 2017, 12:01 AM

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QUOTE(OKLY @ Jul 1 2017, 10:48 PM)
Auto? I thought their SMS is usually a consent and have to reply if agree to the CL increase? At least that's what I experienced with Citi.
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sorry for misleading
not really auto
but is just to reply yes or no
cimb is to call back say yes

feel strange...
citibank and ambank sms were in 2 days continuously
after nearly 2 months cimb pula

hlb use for many years but never offer me
bangwall.gif
wjleong15
post Jul 2 2017, 12:51 AM

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QUOTE(fly126 @ Jul 2 2017, 12:28 AM)
Never received SMS of CL increase from Citi before, however got email about NEW spending Limit macam ni, once or twice a year... hmm.gif
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my friend also got this auto increase
just I got sms offer whether to accept or not
rclxub.gif

you must be spending a lot
so every 6 months got auto increase
now cl must be very high righte
hmm.gif
wjleong15
post Jul 2 2017, 12:28 PM

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QUOTE(fly126 @ Jul 2 2017, 08:30 AM)
Yea, starting from 4 k now around 70k CL. innocent.gif
Seldom Utilize the Card but got take Cash Installment plan from them, Zero AF so far... whistling.gif
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cash installment 0% interest?
wjleong15
post Jul 2 2017, 01:45 PM

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QUOTE(fly126 @ Jul 2 2017, 12:42 PM)
Got Interest, however in low preferred Interest Rate
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they call you or you call them to get low rate?
wjleong15
post Jul 2 2017, 10:49 PM

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QUOTE(fruitie @ Jul 2 2017, 10:05 PM)
No way.. sweat.gif
It's 2% for HZ or 5% for SH.

Anyway, I will make complaint to CIMB for double standards despite same merchant - Taobao. They are obviously online transactions.
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how to know is hz or sh?
in my statement show www.taobao.com only
however next month only know how much cash back
wjleong15
post Jul 2 2017, 11:19 PM

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QUOTE(fruitie @ Jul 2 2017, 10:53 PM)
Er.. It's showing in unbilled transactions, I can see it.
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now i saw leh
in second line

ALI*www.taobao.com
HANGZHOU CN

mean 2% rebate?
vmad.gif ranting.gif

how to get back the 3%?
wjleong15
post Jul 3 2017, 04:36 PM

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QUOTE(fruitie @ Jul 3 2017, 12:38 AM)
Yes, 2%. Go and complain, make our voice heard. I will do my part.
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Let's wait end of this month statement come only complain
not yet receive cash back
wjleong15
post Jul 3 2017, 10:45 PM

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QUOTE(fruitie @ Jul 3 2017, 10:07 PM)
Apparently PBB Quantum also has this issue with Taobao HZ that tagged under groceries. doh.gif
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crazy
since cimb already aware of this issue
why don't they tackle this and solve permanently
image how we can swipe grocery in china but physically in malaysia?
must be online
else is fake card - scam case
should refund full amount
hmm.gif
wjleong15
post Jul 3 2017, 10:57 PM

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QUOTE(mamamia @ Jul 3 2017, 09:19 PM)
I guess they can't blame it on merchant.. online transaction has no MCC to identify, it is the bank system captured the transaction source code and classified as online transaction.. if this is to bring up to BNM, the bank is answerable and not merchant. Also, Lazada and Taobao is very common online purchase platform which the bank cannot deny..
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QUOTE(fruitie @ Jul 3 2017, 10:54 PM)
I use YOLO and SCB Gold to pay for my Taobao, safest..
Did you guys complain to PBB as well?
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mean every taobao hz transaction file 1 complaint to bnm ah?
later get blacklisted in bnm leh
hmm.gif
wjleong15
post Jul 3 2017, 11:09 PM

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QUOTE(fruitie @ Jul 3 2017, 10:58 PM)
Of course one complaint is enough, what for wanna complain so many? doh.gif
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then since got forumer teach on how to get 5% back
mean cimb already aware of it
still don't want to fix it
mad.gif
wjleong15
post Jul 30 2017, 12:03 PM

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QUOTE(fruitie @ Jul 24 2017, 10:01 PM)
Nope. Both are different...
I have stopped using it for Lazada and Taobao. Taobao Shanghai gives 5% while Taobao Hangzhou gives 2%.. Taobao HZ is under groceries... sweat.gif
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fruitie fruitie
just checked my last month taobao hangzhou transaction posted on 29 June
cashback in today
is 5%
is 5%
not 2%
so mean now cimb auto recognize it as online
rclxm9.gif
wjleong15
post Jul 30 2017, 12:31 PM

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QUOTE(fruitie @ Jul 30 2017, 12:23 PM)
You sure you have calculated it correctly? Because it just happened to my June cash back.
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Attached Image
sure, my the only transaction for June (taobao) and July (cashback credited)
icon_idea.gif
wjleong15
post Jul 30 2017, 12:42 PM

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QUOTE(fruitie @ Jul 30 2017, 12:34 PM)
Good news, they finally fixed it!
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hope this is permanent fix
now saw lazada bad news
continue observing...
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