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Credit Cards CIMB Bank Credit Cards V6, Cash Rebate Platinum, keep or cut ?

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btan
post Oct 31 2017, 10:33 PM

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dont know why
i cant buy things in lazada using cimb cc
mamamia
post Oct 31 2017, 10:34 PM

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QUOTE(btan @ Oct 31 2017, 10:33 PM)
dont know why
i cant buy things in lazada using cimb cc
*
What is the error msg?
btan
post Oct 31 2017, 10:35 PM

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payment fail
mamamia
post Oct 31 2017, 10:36 PM

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QUOTE(btan @ Oct 31 2017, 10:35 PM)
payment fail
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After key in OTP?
btan
post Oct 31 2017, 10:40 PM

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cant receive TAC code at all
after keyin all cc details, then straight payment fail
mamamia
post Oct 31 2017, 11:37 PM

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QUOTE(btan @ Oct 31 2017, 10:40 PM)
cant receive TAC code at all
after keyin all cc details, then straight payment fail
*
I think i experienced the same, but, need to try few times, n also the OTP is a bit late from CIMB... maybe after 2-3 min...
SzeMeng76
post Oct 31 2017, 11:44 PM

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QUOTE(btan @ Oct 31 2017, 10:33 PM)
dont know why
i cant buy things in lazada using cimb cc
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But today I just done Lazada transaction with CIMB Lazada Prepaid card, no problem.
imap.cc
post Nov 1 2017, 06:25 AM

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QUOTE(saitong09 @ Oct 31 2017, 09:53 PM)
lol 25% CB you don't want sweat.gif ? Btw, CS got asked you why canceled the card?
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Fifteen, not fifty biggrin.gif
caesarx
post Nov 1 2017, 07:15 AM

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QUOTE(hitch80 @ Oct 30 2017, 10:04 AM)
THat is why what CIMB is doing is wrong and purely EVIL.  Maybank & PBB are more honest on this matter.

statenebt balance RM600
cash  rebate - RM30
outstanding RM570

why should we pay more when the actual outstanding already less?  THat's what happen when we want to stp using the card, we ended up having positive balance floating inside the card for no reason.  We are not getting the cashback in the end

Let's say you use the card again next month, let's say RM100, after pay the remaining outstanding of RM570, the actual outstanding is RM100.  So how can they charge customer on the RM100 that is not yet statemented?

So for the initial case above finance charge RM29 is according to the unpaid statment balance of RM30??  WHat is the % of finance charge?
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maybe minimum charges is RM30 or x% from balance which is higher.
christ14
post Nov 1 2017, 07:20 AM

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the OTP somehow why late, im on Celcom

also i usually would just re request. as the 2nd one is usually quicker
Axell
post Nov 1 2017, 09:16 AM

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QUOTE(saitong09 @ Oct 31 2017, 09:53 PM)
lol 25% CB you don't want sweat.gif ? Btw, CS got asked you why canceled the card?
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I will cancel it anyway. Yes, they did asked why, I just replied them I got card from other bank with more benefits.
boonhan
post Nov 1 2017, 09:20 AM

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QUOTE(btan @ Oct 31 2017, 10:40 PM)
cant receive TAC code at all
after keyin all cc details, then straight payment fail
*
U key in wrong 3 time tac before?
Call cimb to unblock
xixo_12
post Nov 1 2017, 10:31 AM

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today must be busy day for cimb cs huh..
btan
post Nov 1 2017, 10:55 AM

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just call cimb cs, they said my card no problem at all.
SerioseCat
post Nov 1 2017, 01:32 PM

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QUOTE(christ14 @ Nov 1 2017, 07:20 AM)
the OTP somehow why late, im on Celcom

also i usually would just re request. as the 2nd one is usually quicker
*
Same here. CIMB CR Platinum. On Umobile.
LightningZERO
post Nov 1 2017, 02:29 PM

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If I have extra balance in my credit card and I cancel it, can I request it to be refunded to my CIMB bank account? Or I need to spend it?
JuneResources
post Nov 1 2017, 02:53 PM

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QUOTE(LightningZERO @ Nov 1 2017, 02:29 PM)
If I have extra balance in my credit card and I cancel it, can I request it to be refunded to my CIMB bank account? Or I need to spend it?
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Better way is to spend it.
If refund to your Cimb saving account, I think got charges. Try to read your T&C based on your CC.
fruitie
post Nov 1 2017, 03:15 PM

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QUOTE(LightningZERO @ Nov 1 2017, 02:29 PM)
If I have extra balance in my credit card and I cancel it, can I request it to be refunded to my CIMB bank account? Or I need to spend it?
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QUOTE(JuneResources @ Nov 1 2017, 02:53 PM)
Better way is to spend it.
If refund to your Cimb saving account, I think got charges. Try to read your T&C based on your CC.
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If refund to CIMB account has no charges, unless to other banks.
But again not sure if CIMB allows though.
nattan415
post Nov 1 2017, 04:13 PM

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I think after they changed the cash rebate policy, its no point keeping this CC right?
Like last time online foreign purchases is 5% cash rebate. So for now its only 2%?

Pandai lah they all, sighhhhh
drbone
post Nov 1 2017, 06:34 PM

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QUOTE(Axell @ Oct 31 2017, 07:56 PM)
I just called CIMB CS to cancel the card, they offered me RM50 cashback if spend RM200 but I proceed to cancel it anyway. lol
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Most of us here were offered RM 30, RM 15 immediately and the remainder after spending RM 200.

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