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Credit Cards Public Bank Credit Cards, PB Visa Sig 6% & Quantum 5% Cash Back

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warren11
post Sep 4 2017, 03:06 AM

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I would like to confirm the cash back for Quantum card is based on statement cycle?
Meaning if my statement date is 15th,then in order to maximize the RM30 cash back,I should plan my spending of RM 600 within 15th Aug till 15th Sep and NOT based on calendar month?

Thanks

SzeMeng76
post Sep 4 2017, 04:16 AM

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QUOTE(warren11 @ Sep 4 2017, 03:06 AM)
I would like to confirm the cash back for Quantum card is based on statement cycle?
Meaning if my statement date is 15th,then in order to maximize the RM30 cash back,I should plan my spending of RM 600 within 15th Aug till 15th Sep and NOT based on calendar month?

Thanks
*
Yes

lilsunflower
post Sep 4 2017, 08:31 AM

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QUOTE(warren11 @ Sep 4 2017, 03:06 AM)
I would like to confirm the cash back for Quantum card is based on statement cycle?
Meaning if my statement date is 15th,then in order to maximize the RM30 cash back,I should plan my spending of RM 600 within 15th Aug till 15th Sep and NOT based on calendar month?

Thanks
*
Correct, and also make sure the transaction is posted within the statement cycle (i.e. there may be 1-2 day lag between transaction date and posting date).

If statement cycle doesn't suit your spending pattern, can easily call to change.
space_boy_88
post Sep 4 2017, 08:45 AM

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NOT entitle cash back for quantum master

WONDERFUL PALLET CAFE SUNGAI PETANI MYS
tan_aniki
post Sep 4 2017, 09:16 AM

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PBVS 6% CB Entitled:

Online Transaction:
1. Takaful Ikhlas

Dining:
1. DST - Cheras (大树头)
2. McDonalds - Prima Saujana


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saitong09
post Sep 4 2017, 10:26 AM

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QUOTE(warren11 @ Sep 4 2017, 03:06 AM)
I would like to confirm the cash back for Quantum card is based on statement cycle?
Meaning if my statement date is 15th,then in order to maximize the RM30 cash back,I should plan my spending of RM 600 within 15th Aug till 15th Sep and NOT based on calendar month?

Thanks
*
QUOTE(lilsunflower @ Sep 4 2017, 08:31 AM)
Correct, and also make sure the transaction is posted within the statement cycle (i.e. there may be 1-2 day lag between transaction date and posting date).

If statement cycle doesn't suit your spending pattern, can easily call to change.
*
Change the statement date to end of the month, more easier to manage smile.gif
chenhui87
post Sep 4 2017, 11:19 AM

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just read the term and condition for 10x swipes promo, supp cash CB will be credited into principle acc... tongue.gif
so, my CB will goes to my papa... doh.gif bangwall.gif

This post has been edited by chenhui87: Sep 4 2017, 11:28 AM
snowswc
post Sep 4 2017, 12:38 PM

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QUOTE(lilsunflower @ Sep 4 2017, 08:31 AM)
Correct, and also make sure the transaction is posted within the statement cycle (i.e. there may be 1-2 day lag between transaction date and posting date).

If statement cycle doesn't suit your spending pattern, can easily call to change.
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do you know can we request tot change the payment cycle for other banks as well? e.g. maybank, SCB, Amabnk, UOB and etc?
imnotabot
post Sep 4 2017, 12:45 PM

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Can you pay TNB via Shopee if you don't have the bill number? I want to overpay my bill by RM50, but my bill usually comes out around 15th – 20th of the month.
arthur88
post Sep 4 2017, 12:58 PM

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DarReNz
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no cash back for Quantum Visa,

please take note
BeastX
post Sep 4 2017, 01:05 PM

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QUOTE(chenhui87 @ Sep 4 2017, 11:19 AM)
just read the term and condition for 10x swipes promo, supp cash CB will be credited into principle acc... tongue.gif
so, my CB will goes to my papa... doh.gif bangwall.gif
*
Surely your father will reimburse you... a non-issue?....

This post has been edited by BeastX: Sep 4 2017, 01:05 PM
chenhui87
post Sep 4 2017, 01:12 PM

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QUOTE(BeastX @ Sep 4 2017, 01:05 PM)
Surely your father will reimburse you... a non-issue?....
*
I dare not ask for 50 ringgit from him... tongue.gif
I am sure he will nag to me..
and said "rm50 also want to collect from me? I feed you until so big!" whistling.gif

This post has been edited by chenhui87: Sep 4 2017, 01:13 PM
MilesAndMore
post Sep 4 2017, 01:14 PM

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QUOTE(arthur88 @ Sep 4 2017, 12:58 PM)
DarReNz
Aeon Big Bukit Minyak
Billion Bukit Mertajam

no cash back for Quantum Visa,

please take note
*
AEON Big is a supermarket. It doesn't fall into the 5% cash back category covered by PBB Quantum VISA.
spiderwick
post Sep 4 2017, 02:05 PM

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QUOTE(DarReNz @ Aug 30 2017, 02:59 PM)
are you able to get the MCC from CS ?  icon_idea.gif
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LOL just called. apparently the cash back amount shown 50 RM is for the 6% rebate and not the contest that I participated earlier (the 10 swipes and win RM 50).
justanovice
post Sep 4 2017, 02:18 PM

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QUOTE(imnotabot @ Sep 4 2017, 12:45 PM)
Can you pay TNB via Shopee if you don't have the bill number? I want to overpay my bill by RM50, but my bill usually comes out around 15th – 20th of the month.
*
Yes, Almost all sellers can pay using account number itself.
AhBoy~~
post Sep 4 2017, 05:00 PM

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PB Quantum Visa & PB Quantum MasterCard is a pair card that must apply both together?
SzeMeng76
post Sep 4 2017, 05:18 PM

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QUOTE(AhBoy~~ @ Sep 4 2017, 05:00 PM)
PB Quantum Visa & PB Quantum MasterCard is a pair card that must apply both together?
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Yes, they will come together.
alextan99
post Sep 4 2017, 05:25 PM

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QUOTE(AhBoy~~ @ Sep 4 2017, 05:00 PM)
PB Quantum Visa & PB Quantum MasterCard is a pair card that must apply both together?
*
How many times this question are asked. Make an effort to read first. Its a combo card so it comes together
kart
post Sep 4 2017, 05:45 PM

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QUOTE(ytan053 @ Aug 22 2017, 03:03 PM)
Used to spend rm833.33 until recent 2 moths, I only spend rm833.30 and get rm50. Same goes to yolo card too.
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QUOTE(cybpsych @ Aug 22 2017, 03:16 PM)
if my guess is correct on PBB's 2-decimal rounding, it could take as low as 833.25 to hit RM50.00 cashback  biggrin.gif
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There should be for PBB VS Credit Card.

RM 833.25 x 6% = RM 49.995 ~ RM 50

Going by the same logic for PBB Quantum Credit Card,

RM 599.90 x 5% = RM 29.995 ~ RM 30

So, has anyone verified that the minimum spending to get the maximum cashback of RM 30 for either Quantum MC or Visa is RM 599.90? hmm.gif


AhBoy~~
post Sep 4 2017, 05:49 PM

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QUOTE(SzeMeng76 @ Sep 4 2017, 05:18 PM)
Yes, they will come together.
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thanks, saw that is the only option just want to confirm again.

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