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Credit Cards Public Bank Credit Cards, PB Visa Sig 6% & Quantum 5% Cash Back

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lilsunflower
post Apr 8 2017, 12:12 AM

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Applied for my credit limit increase (with significantly increased salary) a few days ago.... And got rejected!!

Did one for MBB which was approved (10k increase).

Not sure if my PBB CL increase was rejected due to maximising my BTs. I got crazy high BTs with Aeon, MBB and PBB and was only applying for increases just so I could get even more BT. PBB is now my lowest CL (compared to MBB, CIMB, HSBC, HLB, SCB, Alliance, Aeon, Ambank and Citibank).

Will try my luck With Aeon tomorrow.
lilsunflower
post Apr 8 2017, 04:00 AM

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QUOTE(justanovice @ Apr 8 2017, 12:53 AM)
My case, MBB was worse. I applied for CL increase last month, was having the same CL since like 6 years ago.
They granted me a CL increase which is less than 2X my monthly salary. *sulk*

I am new to PBB and i am getting a decent CL, better than MBB..

By the way since you are the BT specialist here, the current PBB 0% BT 6 months promo will end by June 2017. Does the promo gets extension usually? For many many years / cycles already?
Big BT ending in a Sep / Oct and I just hope PBB will have 0% BT offer by that time.
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For as long as I remember, the PBB 0% BT promotion has been renewed repeatedly. Been doing it for years.

QUOTE(guy3288 @ Apr 8 2017, 01:10 AM)
i have tried few different times with shopee buy, starting from 9.30Am you are safe, dont do before 9am.
my last BT with PBB took 4 days to be processed!! anyone applied  PBB BT on monday 3.4.2017? mine was approved only on 7.4.17! previously very fast, next approved.
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I applied 6 April 5pm...will report my experience.
lilsunflower
post Apr 8 2017, 02:37 PM

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QUOTE(jkngo2003 @ Apr 8 2017, 02:32 PM)
for visa signature card, if apply supp card for seperate account,

1. do i get rm 50 rebate two times?
2. principal need to pay all money in one statement or seperate statment and pay by the supp holder himself?
3. for 1 milliion cash back, can i use the supp card for register it and the cash back is go to supp card or principal card?

thanks
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1. Yes if supp is separate statement (this is for the standard 6%)

2. Supp holder can pay own statement

3. Must register principal only but supp spending will qualify and aggregate with principal. Only the principal will get the cashback
lilsunflower
post Apr 10 2017, 12:09 PM

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Wow just finished my 8 swipes. Booked family holiday on Air Asia and kiasu kiasu pay each ticket one by one. Super tiring lol.
lilsunflower
post Apr 12 2017, 10:57 AM

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QUOTE(zsnipes @ Apr 11 2017, 10:47 PM)
About PBB Balance Transfer Plan, I also got download the form.

Can I Apply PBB Credit Card & Balance Transfer TOGETHER?

I can ZIP all forms into a file & send to cardsmarketing@publicbank.com.my

Can do both application together?

Thank you.
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For PBB, normally need to get the approved card first then BT. I know some banks have a combined application, but PBB is separate.
lilsunflower
post Apr 13 2017, 03:13 PM

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QUOTE(celaw @ Apr 13 2017, 11:50 AM)
Did public bank had limit for Visa Signature supplementary credit cards?
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I recall someone reporting 9 is max.

I have 6 supps for my VS.
lilsunflower
post Apr 14 2017, 03:01 PM

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Applied for my Quantum on 5 April and received SMS approval today. Can't see it in my online banking though.

Curious to see if I will face the same teething issues re online transactions. Can't wait to try it out.
lilsunflower
post Apr 14 2017, 03:56 PM

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QUOTE(ronnie @ Apr 14 2017, 03:32 PM)
Have you check the Add Card menu to view the card numbers ?
This Online Transaction failure is more likly PBB didn't register the Quantum card number with MasterCard SecureCode
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QUOTE(laymank @ Apr 14 2017, 03:36 PM)
I manually linked them to my PBe. It's visible online now. You'll need PAC (aka OTP) to link them, though.
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Ooh! Thanks for the tip! I have managed to link them now. WOOHOO!

ALSO, Week 3 SWIPE cashback is IN! RM50 for me rclxms.gif
lilsunflower
post Apr 14 2017, 04:03 PM

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QUOTE(fruitie @ Apr 14 2017, 03:58 PM)
Went to BNM just now after lunch to check my CCRIS. Yeah, it looks nice now. biggrin.gif Time to start applying new cards. rclxms.gif
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OOOH I can't wait for you to join the VS club! Faster faster apply! smile.gif
lilsunflower
post Apr 15 2017, 09:03 PM

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QUOTE(starry @ Apr 15 2017, 04:24 PM)
Hi, do Grab and Uber qualify for cash back for online transactions?
I understand that UOB YOLO card gives cash back for both Grab and Uber but CIMB Cash Rebate Mastercard doesn't.
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QUOTE(DarReNz @ Apr 15 2017, 07:02 PM)
i would think it would as PB as less strict compared to CIMB but the best would be someone try and let us know the results  nod.gif
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QUOTE(starry @ Apr 15 2017, 08:19 PM)
I've tried and will post hopefully good news once I get the first statement. biggrin.gif
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I've done it before and PBB VS didn't me any rebate. For both Uber and Grab. Think it's been reported quite a few times in the previous thread.
lilsunflower
post Apr 15 2017, 09:08 PM

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QUOTE(zsnipes @ Apr 15 2017, 09:03 PM)
Hi All,

I applied for the new credit card in the "PB Mass Acquisition Credit Card Campaign".

I choose "Visa Platinum & Platinum Mastercard".

My purpose is to get the free Valentino Creations – 3-in-1 Travel Set.

In the T&C, it stated to make an accumulative retail transaction of RM200.

May I know pump PETROL is consider "retail transaction" or not, in order to get the free gift?

Thank you.
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Everything is retail unless there is a specific exclusion. I haven't read the TNC for this, but if it doesn't exclude petrol then you're safe.

lilsunflower
post Apr 16 2017, 12:21 PM

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QUOTE(celaw @ Apr 16 2017, 02:08 AM)
Not sure if PBB Quantum sub card would have separate Cash back total like VS? Any forumer to try? smile.gif
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Yes, I'm going to try and will report. But haven't received my cards yet.

QUOTE(kevyeoh @ Apr 16 2017, 08:23 AM)
but if you check the timing for previous week payout...by right we should be getting week 4 now already...
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Week 3 was only paid out on 14 April. Just need to wait patiently smile.gif
lilsunflower
post Apr 16 2017, 01:37 PM

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QUOTE(tzxsean @ Apr 16 2017, 01:21 PM)
How strict is the application for PBB VS card? In terms of annual income ?

If too strict probably the better choice for now is the quantum cards to compliment M2C
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VS requirements are reportedly strict. If you're far off, better apply for Quantum then later try your luck with VS.
lilsunflower
post Apr 16 2017, 04:42 PM

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QUOTE(wym6977 @ Apr 16 2017, 03:59 PM)
I didnt anticipate it ... only found out from latest statement..
I think most aim for RM50 (8 Swipes) so more chance for those 5 swipes
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No difference - the RM50k quota is shared.

But good to know Friday still OK.
lilsunflower
post Apr 17 2017, 11:58 PM

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QUOTE(ch_leong @ Apr 17 2017, 11:20 PM)
grabcar is consider as online transaction
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Is this confirmed?

When I tried several times in July 2016 with my VS, I didn't get CB (reported in previous VS thread). Other forrumers said the same.

As I haven't tested since then, things may have changed. But it'd be good to have a definitive answer.
lilsunflower
post Apr 18 2017, 08:29 AM

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QUOTE(ronnie @ Apr 18 2017, 07:53 AM)
My last GRAB transaction was on 16 March 2017. 99.99999% sure it's consider as Online
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Great smile.gif Thanks for confirming. Have you tried Uber too?

QUOTE(mamamia @ Apr 18 2017, 08:05 AM)
I'm having the same issue as u, but for my week 4, swipe on 27 Mar before 8am, transaction capture as 26 march. There goes my RM50
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Oh no. Perhaps after 9 would be safer from now on. I usually do mine while I'm in the office (830+++) and have had no timing issues so far.

For this swipe maybe no need to rush so much. For me, I just try to complete all by Monday.
lilsunflower
post Apr 18 2017, 09:21 AM

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QUOTE(jkngo2003 @ Apr 18 2017, 09:20 AM)
may i know quantum rebate is capped rm 30 based on calender month or statement cycle?

and oso the visa signature.
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Statement cycle
lilsunflower
post Apr 18 2017, 03:57 PM

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QUOTE(DarReNz @ Apr 18 2017, 10:41 AM)
i'll remove Grab & Uber from the list until we have confirmation from the latest transactions
updated  cool2.gif
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Good call - Just wanted to say thanks for being a very efficient and proactive TS smile.gif.
lilsunflower
post Apr 18 2017, 08:08 PM

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QUOTE(dextm @ Apr 18 2017, 07:29 PM)
Anybody tried if Google Play purchase valid for 6% CB?
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QUOTE(cybpsych @ Apr 18 2017, 07:50 PM)
if not in the list in post #4, likely nobody tried or reported here.

u can try and let us know.  thumbup.gif
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Confirmed ok.

Did 2 transactions in Jan and March (Zynga Poker chips haha) and both got CB.
lilsunflower
post Apr 21 2017, 07:53 AM

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I made 3 (advance purchase) bookings via Hilton Hotel App, but sadly they are NOT online transactions, and, the hotel only manually processed the transaction yesterday (which means my Week 6 cashback will be reduced to only RM20 instead of RM50).

Generally I think hotel reservations are hit-and-miss in terms of receiving online cashback. I know Agoda "pay now" is regarded as an online transaction, but there are so many variations depending on which platform you use, and the agreement between the online portal and the individual hotel.

Anyway, lesson learned. Total losses = RM180 (as I used 3 supp cards to get the RM50 6% cashback each, plus a loss of RM30 promo cashback for my Week 6).

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