QUOTE(kart @ Aug 19 2017, 10:24 AM)
My questions are about Public Bank Quantum MasterCard and Visa Credit Cards.
1) Is there any condition that I need to fulfil, to get annual fee waiver, such as minimum swipes in a year? Or, this annual fee waiver is just given without me doing anything at all?
2) Is the eligibility for 5% Online & Dining cashback based on strictly MCC only? Does the description of the transaction also affect the eligibility for 5% online cashback?
3) Is there minimum spending to get 5% Online & Dining cashback, if I use Public Bank Quantum MasterCard credit card?
Suppose that I spend just RM 1.00 in a single transaction (either online or dining), through my statement month. Will I get RM 0.05 of cashback on my statement date?
4) What are available statement dates that I choose?
5) Will the bank send the credit cards to me via post, or do I have to collect them in a designated Public Bank branch?
6) Since the cashback is credited on statement date, can I pay statement balance minus cashback, on the payment due date?
7) Is there an option to automate the sending of PDF credit card eStatement to our e-mail address?
Thank you very much for the information.

1. The cards have no annual fee.
2. I'm not sure.
3. No minimum spending.
4. I don't think you can choose the statement date.
5. They will send you the cards via post.
6. I'm not sure, but to be safe, just pay the statement balance. You have already received the cash back, so paying the full statement balance or minus cash back doesn't make much difference.
7. Yes, you can call CS to opt for e-Statement.