Even week 3 also not reported yet.
Credit Cards Public Bank Credit Cards, PB Visa Sig 6% & Quantum 5% Cash Back
Credit Cards Public Bank Credit Cards, PB Visa Sig 6% & Quantum 5% Cash Back
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Apr 13 2017, 05:16 PM
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#1
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Senior Member
6,261 posts Joined: Jul 2005 From: UEP Subang Jaya |
Even week 3 also not reported yet.
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Apr 15 2017, 07:21 AM
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#2
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Senior Member
6,261 posts Joined: Jul 2005 From: UEP Subang Jaya |
Received my Week 3 (20th March onwards) cashback of RM50. 4x Shopee (TNB) purchase, 4x Unifi (Payonline). All on Monday 20th March.
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Apr 26 2017, 04:22 PM
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#3
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Senior Member
6,261 posts Joined: Jul 2005 From: UEP Subang Jaya |
Week 4 I only got RM20!
Made 9 transactions on 27th March (Monday). 4 of them were ~7 am on Shopee, so suspect those were the problematic ones. Will check with my supp when transaction was captured on system. |
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May 8 2017, 04:11 PM
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#4
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Senior Member
6,261 posts Joined: Jul 2005 From: UEP Subang Jaya |
If my supp card bill is there any way to transfer balance to my main card (or the other way around)? Anyone done that way before?
Want to do a BT to pay for my supp card balance, but looks like different name can't. |
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May 15 2017, 02:12 PM
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#5
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Senior Member
6,261 posts Joined: Jul 2005 From: UEP Subang Jaya |
QUOTE(red_scorpion @ May 15 2017, 01:49 PM) shit..i didnt read carefully the tnc..just got my quantum card thought to win this cash back.. Use shopee to pay TNB is a workaround. Will be considered for the promo, already received multiple times.this time shit liao...how about tm/unifi and mobile(digi, celcom, maxis)? are they consider under utilities category? utilities should be only tnb and syabas, right? Just be careful not to do transaction in the morning as shopee transactions can timetravel back to sunday one. |
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May 19 2017, 02:42 PM
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#6
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Senior Member
6,261 posts Joined: Jul 2005 From: UEP Subang Jaya |
QUOTE(chonghe @ May 19 2017, 05:53 AM) So I look through many comments of Shopee pay bill etc. So I go website have a look and found that umobile prepaid RM30 can be selling at RM28, I mean seriously? So I can get RM2 off + cash back while paying with credit card? So all these while I just thought of using Lazada, so all these while I am so stupid? Definitely need to learn more from all sifu here.. QUOTE(ClarenceT @ May 19 2017, 06:03 AM) You can use CIMB card on Monday, Maybank card on Wednesday, at Lazada App to get 10% off on umobile topup (excl RM30/50). QUOTE(chonghe @ May 19 2017, 07:39 AM) Most efficient way is to reload RM100 at one go using shopback+lazada. Using the standard RM100-RM15 here's your savings:-RM15 (from voucher) 6.5% * RM85 (from shopback if you use lazada dupe) 6% * RM85 (from PBB VS, 5% if Quantum) X% from PBB current 8x promo (hard to count that due to number of swipes, it's either RM4 or RM6.25 per swipe, you count yourself. |
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May 22 2017, 09:39 AM
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#7
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Senior Member
6,261 posts Joined: Jul 2005 From: UEP Subang Jaya |
QUOTE(chonghe @ May 19 2017, 08:38 PM) legendary! It's the 'we miss you' voucher that gets sent to your email every once in a while (or just check lalalaxx.com, normally will have a few). One use per account. Nowadays mobile reload can use voucher di.Can I know RM15 voucher is from?? I thought mobile reload cannot use any voucher? Shopback lazada for existing customer isn't 3.5%? And it's 3.5% for existing, that's why I mention dupe. |
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May 26 2017, 09:24 AM
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#8
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Senior Member
6,261 posts Joined: Jul 2005 From: UEP Subang Jaya |
Never makes sense to pledge FD. You calculate how much interest you 'lose' relative to promo FD prices, quite a bit more than what you 'gain' with the 6% (and remember that to gain you have to spend money).
Get another similar benefits card. Probably split up among a few different cards. |
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May 31 2017, 11:25 AM
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#9
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Senior Member
6,261 posts Joined: Jul 2005 From: UEP Subang Jaya |
QUOTE(SzeMeng76 @ May 31 2017, 10:11 AM) Yes me too for my quantum. I also experience this for my Visa Signature. Never bothered to figure out why, since can pay using the 'other cards' method, I save it as favourites.Can't pay to own card. But when I go Pb card payment, pay to other cards And key in my credit card number, Then can. I'm using this way to pay for my latest payment. |
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Jun 1 2017, 09:25 AM
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#10
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Senior Member
6,261 posts Joined: Jul 2005 From: UEP Subang Jaya |
4103 01 JUN 01 JUN (DGP) SWIPE MORE FOR CASH-WK 4 30.00 CR
4103 01 JUN 01 JUN (DGP) SWIPE MORE FOR CASH-WK 5 30.00 CR Yay, I complained that my shopee Monday morning transactions got registered as Sunday instead, sent them my shopee receipts to show Monday transaction, finally they credited the missing promo cashback! |
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Jun 10 2017, 06:31 AM
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#11
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Senior Member
6,261 posts Joined: Jul 2005 From: UEP Subang Jaya |
QUOTE(BeastX @ Jun 9 2017, 07:25 PM) This promo sounds really good. Considering TNB bills on Payonline should be considered government, should be possible to get 35.2% cashback (88 ringgit from 250 ringgit spend). Whereas if using shopee have to be 8x and effective cashback "only" 18.5%. |
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Jun 10 2017, 12:33 PM
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#12
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Senior Member
6,261 posts Joined: Jul 2005 From: UEP Subang Jaya |
QUOTE(BeastX @ Jun 10 2017, 07:17 AM) Very much limited options.... TNB not included... Right... I paid TNB once rm50 to check the MCC. Will update if it's correct or not.Applicable if your a business paying GST quarterly....<<I suppose... 9222: Fines Government entities that administer and process local, state and federal fines and penalties, motor vehicles violations and community or property assessed fines. 9311: Tax Payments Local, state and federal entities that engage in financial administration and taxation, including the collect of taxes and penalties and the custody and disbursement of funds. Such merchants include property tax assessors’ offices, custom bureaus and state tax commissions. 9399: Government Services Merchants that provide general support service to the government such as personnel, auditing, procurement and building management services, and are not described by another, more specific MCC. 9402: Postal Services Government postal services, including local post office branches. Service provided includes accepting and processing package and mail for delivery, selling postage stamps, and express mailing services. |
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Jun 11 2017, 03:51 AM
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#13
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Senior Member
6,261 posts Joined: Jul 2005 From: UEP Subang Jaya |
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Jun 15 2017, 04:06 PM
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#14
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Senior Member
6,261 posts Joined: Jul 2005 From: UEP Subang Jaya |
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Jun 16 2017, 12:24 PM
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#15
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Senior Member
6,261 posts Joined: Jul 2005 From: UEP Subang Jaya |
QUOTE(imnotabot @ Jun 16 2017, 06:53 AM) I never used Shopee before, so I'm just wondering: if I want to pay my Unifi bill with RM50x3 transactions, then I just purchase RM50x3 right? The seller will make 3 transactions of RM50 instead of one transaction of RM150? You dont' purchase RM50x3. You purchase RM50 one time, then pay, then purchase RM50 again another time, then pay.Thanks, will do just that. If you just add 3x of RM50 to your cart you're doing one swipe of RM150... |
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Jun 19 2017, 04:34 AM
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#16
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Senior Member
6,261 posts Joined: Jul 2005 From: UEP Subang Jaya |
QUOTE(cybpsych @ Jun 18 2017, 09:33 AM) this issue only happen when you're new to bank for VS Principal. This is not true. My additional supp cards added later 'missed' one statement date and combined together into one statement with more than a month's worth of transactions.dont think your supp card will get affected. its statement will be generated together with principal's. The 'good' thing is that based on advise from this thread I got my supps to complain to PB and the missing CB from that initial part-month was credited back later. Just mafan only la. |
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Jun 19 2017, 03:39 PM
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#17
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Senior Member
6,261 posts Joined: Jul 2005 From: UEP Subang Jaya |
QUOTE(imnotabot @ Jun 19 2017, 02:49 PM) UMobile via u.com.my qualifies for the 8x promo right? I just did 4x unifi via shopee + 4x umobile via u.com.my this morning at 6.30am. You will need to chase public bank for your shopee transactions. It won't get registered as today, will register as yesterday transaction. I've had this a few times already, can get the cashback but have to call and complain. |
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Jun 30 2017, 09:35 AM
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#18
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Senior Member
6,261 posts Joined: Jul 2005 From: UEP Subang Jaya |
QUOTE(OKLY @ Jun 30 2017, 09:30 AM) Credit scoring will look better as the card holder shows responsibility with it. If I get higher credit limit while still maintaining my spending/usage on my card, my credit utilization is lower compared to before. For me it's the opposite, higher credit limit blocks me from getting new cards. My salary amount doesn't increase as fast as new cards eat it up.If you have 5 or 6 cards and total credit limit exceeds your annual salary then I think it's quite impossible to apply for more (even if utilization is only something like 10% of your credit limit). I had to cancel a card to apply a new one. Since then I've intentionally lowered limits on some of my 'temporary' credit cards (those which I apply just to get ringgitplus reward etc.) to avoid this problem |
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Jul 1 2017, 03:16 PM
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#19
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Senior Member
6,261 posts Joined: Jul 2005 From: UEP Subang Jaya |
QUOTE(drbone @ Jul 1 2017, 01:36 PM) I did tell them that Shopee payments are done online however the CS said that for Shopee , in their system , is no more considered as online transactions. Shoot them and demand that cashback. Others here have gotten it. This is clear cut case as purchase obviously done through online.Wasted many transactions for May. Maybe someone else can call CS and ask why their Shopee transactions were not awarded CB and see what they say. |
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Jul 5 2017, 02:27 AM
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#20
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Senior Member
6,261 posts Joined: Jul 2005 From: UEP Subang Jaya |
QUOTE(iamshf @ Jul 4 2017, 04:52 PM) What's the date/time of your transactions (especially shopee). Any transactions early (before noon?) on Monday on Shopee appears as Sunday transaction due to shopee somehow using some weird time zone.This can be settled, email CS and complain, send them the purchase email from shopee, they will credit back to you. Happened a few times to me/supp in the early stages of this promo. |
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