Aug 19 2017, 01:07 PM
QUOTE(kart @ Aug 19 2017, 10:24 AM)
My questions are about Public Bank Quantum MasterCard and Visa Credit Cards.
1) Is there any condition that I need to fulfil, to get annual fee waiver, such as minimum swipes in a year? Or, this annual fee waiver is just given without me doing anything at all?
2) Is the eligibility for 5% Online & Dining cashback based on strictly MCC only? Does the description of the transaction also affect the eligibility for 5% online cashback?
3) Is there minimum spending to get 5% Online & Dining cashback, if I use Public Bank Quantum MasterCard credit card?
Suppose that I spend just RM 1.00 in a single transaction (either online or dining), through my statement month. Will I get RM 0.05 of cashback on my statement date?
4) What are available statement dates that I choose?
5) Will the bank send the credit cards to me via post, or do I have to collect them in a designated Public Bank branch?
6) Since the cashback is credited on statement date, can I pay statement balance minus cashback, on the payment due date?
7) Is there an option to automate the sending of PDF credit card eStatement to our e-mail address?
Thank you very much for the information.
1) seriously I'm surprised of your question 1. u really haven't been studying the cards features, have you? not even reading page 1?1) Is there any condition that I need to fulfil, to get annual fee waiver, such as minimum swipes in a year? Or, this annual fee waiver is just given without me doing anything at all?
2) Is the eligibility for 5% Online & Dining cashback based on strictly MCC only? Does the description of the transaction also affect the eligibility for 5% online cashback?
3) Is there minimum spending to get 5% Online & Dining cashback, if I use Public Bank Quantum MasterCard credit card?
Suppose that I spend just RM 1.00 in a single transaction (either online or dining), through my statement month. Will I get RM 0.05 of cashback on my statement date?
4) What are available statement dates that I choose?
5) Will the bank send the credit cards to me via post, or do I have to collect them in a designated Public Bank branch?
6) Since the cashback is credited on statement date, can I pay statement balance minus cashback, on the payment due date?
7) Is there an option to automate the sending of PDF credit card eStatement to our e-mail address?
Thank you very much for the information.
2) dining would MCC based. online no idea. merchant description detection, no idea. PBB hasn't really upfront disclosing the exact eligibility criteria besides general online/dining/departmental/entertainment. I got a list from them, search back for it. online is quite relaxed, as long as CNP transaction. no dependency on POSMODE like cimb cr.
3) should be no but no one ever reported of such spending for holding this card
kindly try rm1 and update us here.4) call CS to find out available dates. let me guess, you're lazy to call and get the dates?
5) usually by post. via collect, some required to do so. check with CS.
6) monthly cb already IN the statement, not after the statement.
7) e-statement available. will auto send to u around +1 day after statement date. there is an estatement sign up promo. search back here.
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