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Credit Cards Public Bank Credit Cards, PB Visa Sig 6% & Quantum 5% Cash Back

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ClarenceT
post Apr 11 2017, 05:33 PM

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If motortakaful.com (Etiqa Takaful) by using PB VS, you can get 6% rebate.
ClarenceT
post May 9 2017, 04:13 PM

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QUOTE(cybpsych @ May 9 2017, 03:13 PM)
should be safe for 5x/8x promo.

even last year's 5x/8x promo, Thu/Fri is still eligible.
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Starting 1April, mass-market quantum card holders would compete unless they are disqualified.
ClarenceT
post May 13 2017, 12:41 PM

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QUOTE(janson_kaniaz @ May 13 2017, 10:48 AM)
Anyone got a survey letter from PBB?

It says it will reward with a free gift once submitted. Wonder what the free gift is.
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RM10 KFC voucher. (2014)
ClarenceT
post May 15 2017, 01:45 PM

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QUOTE(red_scorpion @ May 15 2017, 01:32 PM)
because want to hit min 5 or 8 txn for the 1million cash back campaign laugh.gif
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Utilities payment doesn't qualify for 5x/8x game. Pls read carefully the terms and conditions before playing the game.
ClarenceT
post May 19 2017, 05:09 AM

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QUOTE(atjm88 @ May 18 2017, 11:16 PM)
2. Anyone pay SESCO and get cash back under 5x/8x promo? Already registered under Pay Bill Malaysia, but the amount cannot less than the billed amount, any idea where can I pay the bill with lesser amount and still can get 5x/8x promo?
rclxms.gif
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Paybillsmalaysia (PaymentGalaxy) - Online+Government. SEB Cares (Sarawak Energy) - Online+Utilities.
Both qualify for online rebate (6% for PB VS) but not qualify for 5x/8x campaign (please refer to terms and conditions of this campaign)
You can pay any amount >RM1 at SEB Cares now, Paybillsmalaysia (PaymentGalaxy) had disallowed this (thru open payment by using credit card) since 2015/16.

To qualify for 5x/8x, you may try Shopee. But only 1 seller (TNB bill payment, a lot of sellers), so you can have max 2 transactions only per card, per seller, per day. Please also note that Shopee is using different time zone (London?) for payment processing, based on the forumer's feedback, avoid paying in Monday early morning.

This post has been edited by ClarenceT: May 19 2017, 05:10 AM
ClarenceT
post May 19 2017, 06:03 AM

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QUOTE(chonghe @ May 19 2017, 05:53 AM)
So I look through many comments of Shopee pay bill etc.

So I go website have a look and found that umobile prepaid RM30 can be selling at RM28, I mean seriously? So I can get RM2 off + cash back while paying with credit card?

So all these while I just thought of using Lazada, so all these while I am so stupid?

Definitely need to learn more from all sifu here..
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You can use CIMB card on Monday, Maybank card on Wednesday, at Lazada App to get 10% off on umobile topup (excl RM30/50).
ClarenceT
post May 19 2017, 08:11 AM

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QUOTE(chonghe @ May 19 2017, 07:39 AM)
The problem is every time I top up RM30  bangwall.gif
maybe I can top up RM10x3?
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If "Active period" is not an issue. eg for Digi, RM10 for 10 days, RM100 for 100 days, and 3xRM10 can get 10 days active period only.
ClarenceT
post May 26 2017, 09:36 AM

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PB prefer to give VI+MW or VP+MP (2 cards) than VS (1 card). only 40k+ VS card issued incl principal and supplementary.
ClarenceT
post May 26 2017, 03:50 PM

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QUOTE(tonytyk @ May 26 2017, 12:12 PM)
so PBB prefer customers to pledge FD in order to issue VS?
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If your income is too high, PBB may offer VI+WM instead; if not qualified for VS, they offered VP+MP to VS applicants. But now, they may offer Quantum cards. Maybe they intend to limit number of VS cardholders.
ClarenceT
post Jun 8 2017, 06:57 PM

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QUOTE(pat07 @ Jun 8 2017, 06:35 PM)
Dear Pros,

May i ask regarding the “Swipe More For PB Cash” Promotion.
At T&C
16. Split Qualified Retail Transactions are disallowed and shall be disqualified.

I split the payment of TNB and TM Bills at kiosk machine, am i consider disqualified?
i swipe more than 5 times at the TM kiosk machine, on the 6th time my payment is suspended. I call PBB CS to activate back, they told me is the TM kiosk machine that reject my payment because before i can key in the PIN my transaction already reject. I thought PBB are giving me bullshit excuse.
Can i make online payment to entitle the cash back?
Please advise.
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Did you read the words when using TM Kiosk? If I am not wrong, the Kiosk had informed you it would allow up to 5 transactions only per card in a month.
ClarenceT
post Jul 7 2017, 12:46 PM

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QUOTE(Lego Warfare @ Jul 6 2017, 03:16 PM)
lol a combo that gives the best all around features to me. (assuming you only want to carry 1 type of card each in your wallet)

Amex - MBB 2 Cards (5% CB - Anything during weekend), 5x points
Visa - PBB VS (6% CB - Online, Dining, Grocer), 3x Msia PPL
Master - Ambank WMC (Unlimited PPL for 26 airports), Overseas expenses RM1 = 1 air mile point

No AF charges for the above except for PBB Visa which requires 12x swipes per year.
Would have replaced MBB 2 Cards with MBB 2 Premier but their RM800 AF waiver requires RM80k expenditure on your card knocks it off the list...
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I also have Hong Leong Wise Gold
10% rebate on some transactions. Annual return near RM1031 (RM1200-RM169)

ClarenceT
post Jul 12 2017, 11:39 AM

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QUOTE(cclim2011 @ Jul 12 2017, 11:29 AM)
Not happy haha. I only got RM20, wk 15. Can complain?

12 JUN PAYONLINE-TELEKOM KL(HD) MY 97.50 DR
12 JUN PAYONLINE-MBPP GEORGETOWN MY 50.12 DR
12 JUN PAYONLINE-MBPP GEORGETOWN MY 50.12 DR
12 JUN ASTRO-3D E COM KUALA LUMPUR MY 50.01 DR
12 JUN ASTRO-3D E COM KUALA LUMPUR MY 50.02 DR
12 JUN ASTRO-3D E COM KUALA LUMPUR MY 50.03 DR
12 JUN Shopee Malaysia SINGAPORE SG 54.00 DR
12 JUN Shopee Malaysia SINGAPORE SG 50.00 DR
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6x qualified only, so RM20.
PAYONLINE-MBPP GEORGETOWN MY not qualified.

ClarenceT
post Jul 13 2017, 11:17 AM

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QUOTE(cclim2011 @ Jul 13 2017, 10:29 AM)
Hello. Myeg pdrm summon qualified?
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I assume it is a Govt-related, so not qualify for 6X/8X.
ClarenceT
post Jul 14 2017, 05:44 AM

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QUOTE(andykok @ Jul 13 2017, 10:29 PM)
Hi guys, pb quantum credit card no cash back at all for petrol right?
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You can get PB Petron card together with Quantum.
ClarenceT
post Jul 14 2017, 09:43 AM

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[quote=cybpsych,Jul 14 2017, 09:04 AM]
is this above eligible for debit card goverment payment rebate programme?
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[/quote]
the above promo?

read the T&Cs, eligible transactions based on MCC.

for cukai tanah/mpkj, maybe under mcc 9399.
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[/quote]

This thread is for PB Credit card only!
ClarenceT
post Jul 14 2017, 02:42 PM

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QUOTE(kevyeoh @ Jul 14 2017, 02:13 PM)
Hi all.. lazada really not counted under the 8x/5x cashback? Or only mobile app purchase not counted? Appreciate it ! As I about to make purchase also this coming Monday ...
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I think Lazada Malaysia changed their payment gateway recently.
My transaction at 11/7, 6am is dated 10/7.

ClarenceT
post Jul 16 2017, 09:30 AM

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QUOTE(jutamind @ Jul 15 2017, 07:38 PM)
If pay through UOB Payonline consider government as well?
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Payonline is a service provided by UOB. UOB is the acquiring bank, the merchant is MBSA and not UOB Payonline.
ClarenceT
post Jul 16 2017, 04:12 PM

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QUOTE(jimbet1337 @ Jul 16 2017, 02:32 PM)
Any difference? Both also got cashback right?
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Normal 5%/6% online cashback, most likely yes. 5x/8x game, not qualify.
ClarenceT
post Jul 19 2017, 01:18 PM

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QUOTE(Prop.Observer @ Jul 19 2017, 01:13 PM)
What is the differences in betweem multiple swipe and split transaction?
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You drink 3 different cups of coffee or you split 1 big cup of coffee into 3 portions.

This post has been edited by ClarenceT: Jul 19 2017, 01:20 PM
ClarenceT
post Jul 19 2017, 01:55 PM

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3 different cups - can be same taste (from the same pot), can be different tastes, different type of coffee.
3 portions from 1 cup - definitely same taste.

Luckily, TM allow any amount to be credited to your Unifi account. You can even pay in advance.

This post has been edited by ClarenceT: Jul 19 2017, 02:00 PM

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