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Credit Cards Public Bank Credit Cards, PB Visa Sig 6% & Quantum 5% Cash Back

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janson_kaniaz
post Apr 7 2017, 08:49 AM

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With VS + Quantum combo

does that mean I can max up to (RM50+6%) + (RM50+5%) by paying bills for the Monday RM50x8 promo?
janson_kaniaz
post Apr 7 2017, 11:56 PM

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QUOTE(fruitie @ Apr 7 2017, 11:51 PM)
Finally I have the courage to step into the almighty PBB thread as I am too poor for VS, yet. tongue.gif

Anyway, I still couldn't find time to apply for Quantum yet, will do soon after checking my CCRIS if it's nice enough for new card application. Hopefully it's good enough to cover my YOLO as I have no plan to keep it further when the AF kicks in.

Got rejected once by PBB back in end of Dec 2015.
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i heard they are being lenient for new applicants. so i would say just try to apply.
janson_kaniaz
post Apr 8 2017, 12:07 AM

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QUOTE(fruitie @ Apr 8 2017, 12:02 AM)
Yes, I will. Wanna try applying for Quantum first and then slowly applying for VS. laugh.gif
No rush yet as my current collection of cards fulfills my needs but really wanna experience the generosity of PBB when it comes to cash back contests. laugh.gif
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speaking of generous it used to be HLB/Maybank but now PBB is definitely way better.
janson_kaniaz
post Apr 14 2017, 05:23 PM

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anyone got the 8x/5x promo from paying TIME directly from their website?
janson_kaniaz
post Apr 17 2017, 09:40 PM

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Statement date for Quantum the same as VS?
janson_kaniaz
post Apr 17 2017, 11:14 PM

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QUOTE(starry @ Apr 17 2017, 10:58 PM)
I called CS and was informed first statement will only be issued on 19 May. I experienced this with my previous PBB card too. Waited and waited for the first statement which never appeared. Finally called CS and was informed first statement will only be issued the following month  rclxub.gif
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So all cards have same statement date by default?
janson_kaniaz
post Apr 22 2017, 03:04 PM

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gonna ask this again since no reply from previous post.

is quantum statement date by default the same as vs?
janson_kaniaz
post Apr 26 2017, 08:40 PM

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Confirmed by my friend.

TIME portal not qualified for 5x/8x promo.
janson_kaniaz
post May 1 2017, 12:20 AM

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QUOTE(lilsunflower @ Apr 30 2017, 11:24 PM)
Patiently waiting for tomorrow so I can start doing my online shopping. Going to buy a Nespresso machine on Amazon for only EUR79 (approx RM375) by buying EUR10.50x8 gift vouchers hehe.

Savings on the machine (almost half of the Malaysian price!), 6% online cash back, and 12% promo cashback! smile.gif smile.gif smile.gif. But I'll only be swiping after lunch time JUST IN CASE I encounter any funny timezone issues.

Everyone else ready for Monday swiping spree?
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I'm planning to use my quantum cards tmr for the first time.

Do you think mix and match count? For example 4 transactions with quantum vs and another 4 with mc for the total of 8.

And also have we received the details on the type of merchant for all the categories?
janson_kaniaz
post May 1 2017, 10:21 AM

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I can't pay via astro and uobpayonline. Unable to process. Card not supported. Anyone with similar experience?

This post has been edited by janson_kaniaz: May 1 2017, 10:50 AM
janson_kaniaz
post May 1 2017, 12:02 PM

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QUOTE(Human Nature @ May 1 2017, 11:32 AM)
This is for quantum?
Never face any issue with vs on that two portal
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yes. quantum. for astro i couldn't even get to the OTP page. it says card not supported. card works at petrol station though. 🤔

This card is not supported. Please use another credit card.

This post has been edited by janson_kaniaz: May 1 2017, 12:16 PM
janson_kaniaz
post May 1 2017, 03:41 PM

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so nobody has any issue with uobpayonline using quantum? this is weird...
janson_kaniaz
post May 3 2017, 07:57 AM

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QUOTE(lilsunflower @ May 2 2017, 11:32 PM)
Some people reported swipes on Friday also counted. But those were early days.

I took a risk this week by swiping my last 3 swipes only today (Tuesday 2 May), because my VS 833 quota (1 principal and 6 supps!)  has been totally exhausted and my statement date is 2nd May... So by swiping today I definitely get the 6% standard cashback and may also get the RM50 promo cashback.

Everyweek I record the date and time of my last qualifying transaction so that I can track. Today is the first time I've swiped after Monday.
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Kindly update. Interested to know as well since with many quantum users now.
janson_kaniaz
post May 3 2017, 08:40 PM

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I paid Unifi with my quantum on Monday afternoon via uobpayonline.

transaction was captured on tuesday and not monday. and details are also very different.

previous payment using VS:
PAYONLINE-TELEKOM KL(HD) MY

new payment with quantum:
TELEKOM MALAYSIA BHD KL(HD) MYS
janson_kaniaz
post May 6 2017, 06:58 PM

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QUOTE(lilsunflower @ May 6 2017, 06:55 PM)
Bill payments for Digi and TNB - I've do this nearly every week and its always gotten cashback. In fact, in the same statement I have 6 other Shopee bill payments (in April). All of those qualified.
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May be the merchant has changed the terminal (using physical machine to key in your details). Pure speculation...
janson_kaniaz
post May 7 2017, 04:00 PM

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QUOTE(lilsunflower @ May 7 2017, 02:52 PM)
I just called CS and received the following response%

It was not eligible for cashback, because for some (unknown) reason, Shopee charged it manually even though OTP was generated. All my April transactions were charged as online. She checked each transaction and said couldn't see what's the difference, as all identical description.

She said maybe one off, and we won't be able to know as it is the merchant who processes the transaction. She said normally OTP transactions have much much higher chance of being online, but even that is not guaranteed.

Anyway, if any of you have May Shopee transactions, could you please call CS just to check if it is online or manual? I will do some Shopee transactions tomorrow and will also update, but just wanted to check if this is a one off problem or if there's been a change in processing.

Going to ask some of my supps whether they did any Shopee transactions in May. Will report back here.
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I guess I was right. You might wanna ask the merchant at shopee why he did what he did. Otherwise he will repeat the same thing. Worth letting him know it might affect if you'll want to continue business with him.
janson_kaniaz
post May 7 2017, 04:24 PM

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QUOTE(cybpsych @ May 7 2017, 04:08 PM)
merchant has control over shopee's cc transaction handling?
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i'm just throwing an idea out there. i don't know for sure.

QUOTE(MGM @ May 7 2017, 04:12 PM)
I thought Shoppe is d one accepting payment on behalf of d merchant.
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i have no idea. apparently not, if you ask me. i could be wrong.
janson_kaniaz
post May 10 2017, 11:20 AM

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QUOTE(alexwsk @ May 10 2017, 11:10 AM)
all in the same day, won't that be split transactions?
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i think it has been explained a few times what "split" transactions are.

anyway if you're afraid, you can always have time gap between your transactions.
janson_kaniaz
post May 10 2017, 04:50 PM

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QUOTE(blstz @ May 10 2017, 03:47 PM)
Just activated my quantum cards yesterday. I just tried to purchase AXA travel insurance online with my Quantum MC but failed. Seems like still got alot of merchant banks still not recognising this card.  sweat.gif What should I do?

Error message from AXA website was "Invalid credit card or foreign credit card. Please use another local credit card.Please contact AXA Assistance for immediate assistance (603) - 2142 0399"

BTW, anyone know whether CB is calculated based on transaction date or posting date? Thx!
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same for astro portal. no idea how to tell the merchant to accept it.
janson_kaniaz
post May 13 2017, 10:48 AM

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Anyone got a survey letter from PBB?

It says it will reward with a free gift once submitted. Wonder what the free gift is.

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