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 Working in Singapore V20, All About Living in The Little Red Dot

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larilagilaju
post Mar 2 2017, 12:41 PM

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HELP MEEEEEE.

Went to POSB again to open my account. I live in JB and they need LHDN letter or tax letter or something. I never register LHDN. How can I get that letter?
deadravel
post Mar 2 2017, 03:42 PM

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QUOTE(TzeThon @ Mar 2 2017, 12:02 PM)
yes very sad that OCBC terms changed! sad.gif

i think UOB conditions are lesser. but need another credit card also not a wise choice.

furthermore, if we open both OCBC and UOB accounts, and split our savings, we also can't earn much interest in total right?

by the way, SGD rate is going up now. hopefully hit 3.5 this year  tongue.gif  tongue.gif  tongue.gif
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i saw the comparison, if large amt of money better go uob

https://justasingaporeanson.blogspot.sg/201...comparison.html
WallChecker
post Mar 2 2017, 08:59 PM

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QUOTE(deadravel @ Mar 2 2017, 03:42 PM)
i saw the comparison, if large amt of money better go uob

https://justasingaporeanson.blogspot.sg/201...comparison.html
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Aiyo, I haven't went to branch open OCBC already change. Looks like I need to find alternative liao..
eligible
post Mar 2 2017, 09:58 PM

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QUOTE(almeizer @ Mar 1 2017, 11:03 PM)
Hi guys, my company is hiring. If anyone planning to go SG and need to find job then can try. Minimally need to be able to get EP which you need to have a degree from recognize University. You can visit the link below. Good luck guys.

http://sg.jobsdb.com/sg/en/job/software-su...400003003123302
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May I send resume to you directly?
Flash90
post Mar 3 2017, 12:10 AM

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QUOTE(OldKidz @ Mar 2 2017, 12:12 AM)
V20... perhaps maybe we should share more information at 1st threat.

Like which bank to open when u reach SG for ur 1st job.
Which telco is better, which telco is best for bucks.
Where to buy daily product / grocery is best / cheap etc.

Boring than shall go where to handout.
Activities and what's happening around SG?
Even perspective of getting call back to MY and how / which cheaper too etc? lol
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I will start my job there in the next two weeks. Will try to help out with some of these info happy.gif

QUOTE(larilagilaju @ Mar 2 2017, 12:41 PM)
HELP MEEEEEE.

Went to POSB again to open my account. I live in JB and they need LHDN letter or tax letter or something. I never register LHDN. How can I get that letter?
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Last time i went there, they mention as long I have IPA (kinda temporary employment pass) and address in Sg, then I can open up.
But, one of my friends mention that we need to have company letter. Though the bank staff never mentioned that to me.
ghodul
post Mar 3 2017, 01:05 AM

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QUOTE(TzeThon @ Mar 2 2017, 12:02 PM)
yes very sad that OCBC terms changed! sad.gif

i think UOB conditions are lesser. but need another credit card also not a wise choice.

furthermore, if we open both OCBC and UOB accounts, and split our savings, we also can't earn much interest in total right?

by the way, SGD rate is going up now. hopefully hit 3.5 this year  tongue.gif  tongue.gif  tongue.gif
*
3.5?

Tambak Johor will roboh for sure. Nowadays oso jem like hell already...
David900924
post Mar 3 2017, 08:37 AM

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Hi guys, may I know which bank in singapore can be open without the singapore employment doc?
Frank3
post Mar 3 2017, 02:11 PM

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QUOTE(bennike129 @ Mar 1 2017, 09:23 PM)
» Click to show Spoiler - click again to hide... «

CPF and Income Tax

- If you work 183 days or more in a calendar year you are a tax resident and pay the same progressive tax rates as locals.
- If you work less than 183 days you are not a tax resident and pay flat 15% tax or progressive tax rates as locals (whichever is higher). However the following year if your employment spills over into exceeding 183 days you can request IRAS to re-assess you as a tax resident and refund you the difference in tax paid.
- Visit IRAS website for more information on taxes.
- CPF (equivalent of our EPF) is only mandatory for PR's and SC's (Singapore Citizens) at 16% Employee, 20% Employer, capped at first $5k per monthShould be Employer 17% and Employee 20 %, capped at SGD6K per month
- Some companies will encash the employer portion for foreigners.
- Visit CPF Website for more information on CPF.

» Click to show Spoiler - click again to hide... «
This post has been edited by Frank3: Mar 3 2017, 02:11 PM
rookie93
post Mar 5 2017, 05:51 PM

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QUOTE(David900924 @ Mar 3 2017, 08:37 AM)
Hi guys, may I know which bank in singapore can be open without the singapore employment doc?
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DBS/POSB
Blues89
post Mar 6 2017, 09:33 AM

☆*:.。. o(≧▽≦)o .。.:*☆
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i dun wish myr drop so much eh although good for us,but our family back in msia bad eh :/
IwanAGP
post Mar 6 2017, 09:50 AM

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QUOTE(Progineer @ Mar 6 2017, 05:45 AM)
I once had a peak over the shoulders of a middle aged lady withdrawing cash at an atm. She had 360k sgd savings in cash... I immediately felt jealous.
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360k drool.gif drool.gif

I just wanna take 10% will do drool.gif
Freedom15
post Mar 6 2017, 10:26 AM

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QUOTE(Progineer @ Mar 6 2017, 05:45 AM)
I once had a peak over the shoulders of a middle aged lady withdrawing cash at an atm. She had 360k sgd savings in cash... I immediately felt jealous.
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How to accumulate such wealth oo...
But kinda wasted...Those monies are not invested...

Blues89
post Mar 6 2017, 10:47 AM

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maybe invested money is x10 the savings biggrin.gif
JamesLew28
post Mar 6 2017, 04:39 PM

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something to share

https://sg.news.yahoo.com/calm-down-singapo...-030023182.html
TzeThon
post Mar 6 2017, 05:05 PM

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QUOTE(JamesLew28 @ Mar 6 2017, 04:39 PM)
can get "chap fan" at S$3 here. dollar to dollar. cannot get decent food at RM3 in Malaysia.
MRT also not expensive and very convenient. almost everywhere has covered walkways / tunnels, etc.
not difficult to survive in Singapore.
JamesLew28
post Mar 6 2017, 05:15 PM

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QUOTE(TzeThon @ Mar 6 2017, 05:05 PM)
can get "chap fan" at S$3 here. dollar to dollar. cannot get decent food at RM3 in Malaysia.
MRT also not expensive and very convenient. almost everywhere has covered walkways / tunnels, etc.
not difficult to survive in Singapore.
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agree
KilJim
post Mar 6 2017, 05:18 PM

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QUOTE(JamesLew28 @ Mar 6 2017, 04:39 PM)
Might want to point out that article is from 2014
ThanatosSwiftfire
post Mar 6 2017, 05:26 PM

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Not difficult to survive;and keep renting. If only property and car was a lot more affordable though sad.gif
knwong
post Mar 6 2017, 05:30 PM

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QUOTE(JamesLew28 @ Mar 6 2017, 04:39 PM)
Why don't you share your own experience while living here?

Article can be bias
IwanAGP
post Mar 6 2017, 06:54 PM

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QUOTE(knwong @ Mar 6 2017, 05:30 PM)
Why don't you share your own experience while living here?

Article can be bias
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tl;dr

Single, Don't drink, Don't geylang, Don't buy luxuries = Save a whole lot. Even for freshie down here.

Probably enough to save equivalent salary in MY and even more.

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