Ya wei, submitted corporate card application rejected...submitted personal card application also rejected

Checked with Credit Bureau also same reason...

PR or EP?



I only know my pay now is low enough to qualify for credit card as a foreigner. Get PR then different story.

PR or EP?



I only know my pay now is low enough to qualify for credit card as a foreigner. Get PR then different story.

What should I do to retain my bonus? My bonus is under review and approval now

EP, they told me to take loan just for the sake of credit activity or try other card which I already have but still got rejected

Try Citibank? I think in general they are more liberal in approving credit cards.

Otherwise SCB manhattan card has a version with s$500 credit limit, I'd guess that the approval criteria for that is super lax. Could be worth it to live with that low limit for a few months to build credit history if all else fails.

SCB manhattan 60k annual income. Cannot meet

The 'buy off' is a early release. Common in the industry if your role is critical role

Can forget about the bonus the moment you tender, even if it's already approve. Just look forward for the 'greener' pasture at new company. Let old bygones be bygones

No, there is a specific version of the card that only comes with a $500 limit. It's designed for students, but working ppl are also welcome to apply.

http://www.wowmanhattan.com.sg/benefits-500.html

whats the website for SG Jobs ? looking for job.
Currently working in malaysia

Just wondering guys,

The requirement for EP got change huh? I'm currently on EP now. Yesterday, I just sign a new good offer, which is 25% from my current pay. But the new HR stated that she can't apply EP for me due to new requirement. She say that she will apply S-Pass for me instead...

Does downgrading ur pass affecting something here?

Yup, EP now starts at 3600..

Now current company counter offer me. 20% salary increment. Don't know what to do now.

Now current company counter offer me. 20% salary increment. Don't know what to do now.

Shouldn't be that difficult, just compare your RM +20% salary vs the SGD offer you have
My opinion, usually 20% extra in RM isn't enough to compare (purely salary point of view)
Many other factors other than that of course

EP, they told me to take loan just for the sake of credit activity or try other card which I already have but still got rejected

Foreigner is 60k per annum rite. Where got low!

Just wondering guys,

The requirement for EP got change huh? I'm currently on EP now. Yesterday, I just sign a new good offer, which is 25% from my current pay. But the new HR stated that she can't apply EP for me due to new requirement. She say that she will apply S-Pass for me instead...

Does downgrading ur pass affecting something here?

just to share some of my experience, after 1 year working in sg. 

food:
hawker food is quite affordable, u can get by ur lunch/dinner with $5
restaurant in mall normally range from ~$8 to any price

transport:
u can get to anywhere in sg by public transport - mrt/bus
so no problem with transport actually. just that u need to plan ur time well
if u stay near to ur office , then thats good and u can save alot in transportation.

accommodation:
a common room here (1pax) include utilities&internet normally rental range from $400-$700 for hdb
if condo around $800-1000+
some include aircon which is always good as weather here 80% of the time is hot

misc:
hippie cafe in sg: coffee price around $5-10, big breakfast can range from $10-30+ depending on the area where the cafe is
library in sg: apa book u mau pun ada, can borrow with a small fees
daily necessities: i see some of my fren always go JB to buy shampoo,food,watson,etc. but for me i would not spend the time going out to JB purposely buying shampoo and stuff.
tax: not much rebate like in malaysia
bank: open dbs/posb easiest, as they accept malaysia IC. also most common bank in sg, can find the atm at every corner.
mobile no.: singtel,starhub,m1. imo, starhub is the balance between singtel and m1, m1 is cheap but line not stable, singtel is stable not price higher.
entertainment: in sg, far more expensive than compare in malaysia.

imo: u can save alot $$$ in sg, unless u always go hippie cafe/restaurant, drink alcohol, or go geylang.