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> Working in Singapore V20, All About Living in The Little Red Dot

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TSbennike129
post Mar 1 2017, 09:23 PM, updated 4y ago

Love WL <3
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It's time for a new thread on 2017! innocent.gif devil.gif devil.gif

Previous V19 Thread

Previous V18 Thread

V17 Thread

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Job Hunting

- Job hunting is more difficult now thanks to the Fair Consideration Framework but still possible.
- Popular Job Search Sites: JobStreet, Monster, eFinancialCareers

Employment

- There are 4 types of Work Passes for foreigners in SG: WP, S-Pass, EP and PEP. Visit MOM website for more information on these passes.
- The company hiring you has to initiate all the formalities for you so no need to worry too much on what type of pass or how to apply for it.
- Note that different types of work pass have different rights, benefits & restrictions.

CPF and Income Tax

- If you work 183 days or more in a calendar year you are a tax resident and pay the same progressive tax rates as locals.
- If you work less than 183 days you are not a tax resident and pay flat 15% tax or progressive tax rates as locals (whichever is higher). However the following year if your employment spills over into exceeding 183 days you can request IRAS to re-assess you as a tax resident and refund you the difference in tax paid.
- Visit IRAS website for more information on taxes.
- CPF (equivalent of our EPF) is only mandatory for PR's and SC's (Singapore Citizens) at 16% Employee, 20% Employer, capped at first $5k per month.
- Some companies will encash the employer portion for foreigners.
- Visit CPF Website for more information on CPF.

Permanent Residence

- ICA does not have any official guidelines for PR approval (or any points system like Australia/NZ).
- Previously most agencies recommend applying for PR after 1 year if you are on P1 EP, 2 years or more if you are on P2/Q1 EP.
- Visit ICA website for more information on applying for PR.

Accomodation in Singapore

- Accomodation $600-$100 (room) $2000-$3000 (entire flat)
- Typical costs are 1st month rental + 1 month deposit (for each year of the lease) + 1/2 month agent fee (for each year of the lease).
- Foreigners can only own Private Condominiums and are subject to ~18% stamp duty. PR's can own Private Condominiums and Resale HDB's are and subject to ~8% stamp duty.
- Popular room/house search websites: PropertyGuru, FlatsDB, RoomsDB, EasyRoomMate.

Accomodation in Johor

- Foreigners on Work Pass living in Malaysia and commuting to SG can drive MY-registered cars and bikes. Cars incur $35 and bikes incur $4 VEP/daily.
- PR's and SC's living in Malaysia and commuting to SG can only drive SG-registered cars and bikes into the island.
- Visit LTA website for more information on operating a car in SG as a foreigner.

Driving in Singapore

- Foreigners on Work Pass are allowed to drive in Singapore for the first year only using Malaysian Drivers License. For second year onwards you are expected to convert to Singapore license.
- Visit eCitizen site for more information on converting your license.
- Note that foreigners on work pass are only allowed to drive Malaysia-registered cars if you stay outside Singapore. Visit LTA site for more information.

Expenses

This is very subjective depending on the spending power of different individuals. Basic monthly expenditure:
- Accomodation up to $600-$1000 (room) $2000-$3000 (entire flat)
- Food $500 and up
- Transport $60 and up
- Handphone, bills and utilities $100 and up
- Entertainment, shopping etc $xxxx

This post has been edited by bennike129: Mar 1 2017, 09:23 PM
WallChecker
post Mar 1 2017, 09:29 PM

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Hello v20! First to reporting! biggrin.gif
KilJim
post Mar 1 2017, 09:34 PM

^-_-^ ZzzZzZzZzzz....
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Berribu-ribu tahniah! V20
Freedom15
post Mar 1 2017, 09:35 PM

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Parking
knwong
post Mar 1 2017, 10:15 PM

Look at all my stars!!
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Received notice that OCBC 360 interest and KrisFyer redemptions TnC will be revised.

Damn no more free loaders. Guess economy is bad
ldhong
post Mar 1 2017, 10:19 PM

On my way
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Hi all,

Keep the thread going rclxm9.gif
kai91
post Mar 1 2017, 10:21 PM

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just as you guys were talking about ocbc360, they have now revised their bonus terms. you guys jinx it biggrin.gif

come come uob
Avermofo
post Mar 1 2017, 10:28 PM

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QUOTE(knwong @ Mar 1 2017, 10:15 PM)
Received notice that OCBC 360 interest and KrisFyer redemptions TnC will be revised.

Damn no more free loaders. Guess economy is bad
*
Ya damn sad. No longer can enjoy higher interest rate for OCBC 360
Avermofo
post Mar 1 2017, 10:33 PM

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Guys, what is your salary when you first came to work in SG?
Shoki
post Mar 1 2017, 10:59 PM

Look at all my stars!!
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Grats V20 smile.gif
almeizer
post Mar 1 2017, 11:03 PM

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Hi guys, my company is hiring. If anyone planning to go SG and need to find job then can try. Minimally need to be able to get EP which you need to have a degree from recognize University. You can visit the link below. Good luck guys.

http://sg.jobsdb.com/sg/en/job/software-su...400003003123302
OldKidz
post Mar 2 2017, 12:12 AM

$ MoNeY $
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V20... perhaps maybe we should share more information at 1st threat.

Like which bank to open when u reach SG for ur 1st job.
Which telco is better, which telco is best for bucks.
Where to buy daily product / grocery is best / cheap etc.

Boring than shall go where to handout.
Activities and what's happening around SG?
Even perspective of getting call back to MY and how / which cheaper too etc? lol
aLertz
post Mar 2 2017, 09:59 AM

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Congrats V20 liau !!!

QUOTE(knwong @ Mar 1 2017, 10:15 PM)
Received notice that OCBC 360 interest and KrisFyer redemptions TnC will be revised.

Damn no more free loaders. Guess economy is bad
*
QUOTE(kai91 @ Mar 1 2017, 10:21 PM)
just as you guys were talking about ocbc360, they have now revised their bonus terms. you guys jinx it biggrin.gif

come come uob
*
sigh....no more saving bonus....lost 1% there
any better ones out there? UOB better?
kai91
post Mar 2 2017, 10:31 AM

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QUOTE(aLertz @ Mar 2 2017, 09:59 AM)
Congrats V20 liau !!!
sigh....no more saving bonus....lost 1% there
any better ones out there? UOB better?
*
I probably should've mentioned that uob is not for all. but if you are spending $500 per month (can be on their debit or credit) then it's easier to earn their bonus. it's just $500 spending + salary.
Blues89
post Mar 2 2017, 10:36 AM

☆*:.。. o(≧▽≦)o .。.:*☆
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yea ocbc360 changed :/
kovin
post Mar 2 2017, 10:52 AM

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any other tips or tricks to earn from saving account + credit card?
theeastdevil
post Mar 2 2017, 10:59 AM

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silent reader here
Fiona Chin
post Mar 2 2017, 11:59 AM

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QUOTE(kovin @ Mar 2 2017, 10:52 AM)
any other tips or tricks to earn from saving account + credit card?
*
Don't have 60k of cash standing by so just recommend credit card. For general usage, UOB One card is 5% rebate if meet the target. Not a bad card.
EdwL
post Mar 2 2017, 12:00 PM

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Hi,

Anyone know what is the salary range for certified internal auditor with over 3 years experience in Sg?
I have applied some jobs in JobsDB, but all turned out 'Not suitable'. Is it more difficult for malaysian to work in Sg now?
TzeThon
post Mar 2 2017, 12:02 PM

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QUOTE(knwong @ Mar 1 2017, 10:15 PM)
Received notice that OCBC 360 interest and KrisFyer redemptions TnC will be revised.

Damn no more free loaders. Guess economy is bad
*
yes very sad that OCBC terms changed! sad.gif

i think UOB conditions are lesser. but need another credit card also not a wise choice.

furthermore, if we open both OCBC and UOB accounts, and split our savings, we also can't earn much interest in total right?

by the way, SGD rate is going up now. hopefully hit 3.5 this year tongue.gif tongue.gif tongue.gif

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