overall i would say no benefits if u dont think of staying in sg n building family here.
sumore cpf eats up ur 20% salary

if got children, must apply .

although CPF eats 20%. the employer also contributes another 17% to the pool.
not too bad.
especially when we don't have anything in our EPF account in malaysia. CPF is a good way to ensure that we have some money in the future.

Some co give the employer cpf as an allowance.

Hi sifu
I will come earlier to sg before 1st day work.
I plan to get sg Sim card for phone and apply bank account.
But I don't have original offer letter and EP doc. yet.
Can I proceed first or wait first from the company?

Only jialat for West Malaysian can't take cpf till 55 leh...

600 at Jurong east for 2 pax with aircon ？

1 and a half year.

get the boss to sign the EP152 form (the form that the HR need to sign 2 week before your formality of PR) before you tender

This post has been edited by fcuk90: Mar 15 2017, 11:03 PM

bank need EP, Tenancy agreement otherwise u will be hard to open. Even for the DBS multi currency account.

Sim card can get prepaid first, register use passport

Common sight for big cities like SG and HK. Got time die no time or no money sick kind of life. But still got CPF right? Can eat that one no worry as long as don't spend it on the 30 years housing installments or the kids' uni fund.

hi bro, tq
how to get tenancy agreement doc?
I am staying in my aunty's house..

Is it better to wait for awhile longer before applying PR?

I heard many saying better to wait for like one to two years plus or better after first tax submission.

Sorry forgot to mention, no aircon.

I apply full contribution 20% immediately after get PR. Because i want to get 17% from employer, and my aim is to buy house, build family here.
90% i will not going back msia because i still can't see any future at MSIA.

Good that u thought about ur future. In your case i highly recommend getting citizenship soon. The pay cut etc, can adapt to it de, not a big deal.

Yea, intend to get citizenship to enjoy BTO, housing Grant, baby bonus, childcare leave, 4 months maternity leave (for my love), cheaper education...and etc.

I dunno much for others but I open the DBS multi currency account with my passport and Malaysia IC only

i think it depends.
applied after 6 to 7 months working in Singapore and got it. but i can't really remember how long the process took. i think maybe 3 to 4 months?

congrats!