Feb 28 2022, 03:06 PM
QUOTE(MUM @ Feb 25 2022, 02:27 PM)
Bank H charges:
SC: 0.88% (promo now, may goes up to 1.5%)
Management fee: 1.8%
Fund from Bank H ....Don't have these data on
Annual expense ratio: % and Trustee fee; %?
Should I switch to bank H instead?
for me, it will depends on some other factors like these
are you buying in large amount?
are you frequently buying into that fund?
do you liked that user interface or customer service between that bank H and FSM?
will you be paying ANOTHER SC to bank H due to the switch...for you had already paid SC to FSM previously?
some funds in FSM has redemption fees....
SC: 0.88% (promo now, may goes up to 1.5%)
Management fee: 1.8%
Fund from Bank H ....Don't have these data on
Annual expense ratio: % and Trustee fee; %?
Should I switch to bank H instead?
for me, it will depends on some other factors like these
are you buying in large amount?
are you frequently buying into that fund?
do you liked that user interface or customer service between that bank H and FSM?
will you be paying ANOTHER SC to bank H due to the switch...for you had already paid SC to FSM previously?
some funds in FSM has redemption fees....
QUOTE(MUM @ Feb 25 2022, 02:27 PM)
Bank H charges:
SC: 0.88% (promo now, may goes up to 1.5%)
Management fee: 1.8%
Fund from Bank H ....Don't have these data on
Annual expense ratio: % and Trustee fee; %?
Should I switch to bank H instead?
for me, it will depends on some other factors like these
are you buying in large amount?
are you frequently buying into that fund?
do you liked that user interface or customer service between that bank H and FSM?
will you be paying ANOTHER SC to bank H due to the switch...for you had already paid SC to FSM previously?
some funds in FSM has redemption fees....
Thanks for your input.SC: 0.88% (promo now, may goes up to 1.5%)
Management fee: 1.8%
Fund from Bank H ....Don't have these data on
Annual expense ratio: % and Trustee fee; %?
Should I switch to bank H instead?
for me, it will depends on some other factors like these
are you buying in large amount?
are you frequently buying into that fund?
do you liked that user interface or customer service between that bank H and FSM?
will you be paying ANOTHER SC to bank H due to the switch...for you had already paid SC to FSM previously?
some funds in FSM has redemption fees....
Bank H charges:
SC: 0.88% (promo now, may goes up to 1.5%)
Management fee: 1.8%
Fund from Bank H ....Don't have these data on
Annual expense ratio: % and Trustee fee; %? No info on the first. Coincidently, Bank H is the Trustee for Fund A. So does that means that Trustee Fee is no longer applicable?
Should I switch to bank H instead?
for me, it will depends on some other factors like these
are you buying in large amount? How would that affect the decision?
are you frequently buying into that fund? Occasionally
do you liked that user interface or customer service between that bank H and FSM? Both using app. No need to deal with customer service.
will you be paying ANOTHER SC to bank H due to the switch...for you had already paid SC to FSM previously? For this you are right, but I'm looking at long term saving in terms of fees.
some funds in FSM has redemption fees....NIL for this fund
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