Anyone tried logging in FSM today? I can't enter my account

Mine is doing about the same as you. Except my Dynamic AP income fund was doing more like 6%, since I started DCA'ing in 2016 instead of 2014.

I'm still having some KGF, and my intention is to convert it to Kenanga OnePRS growth fund. Since I don't have much PRS funds anyway this year.

EI small cap, having a good run due to our Covid moratorium perhaps gonna end soon. Nothing excites me from the Eastspring overall portfolio these days.

Sold or am in process of selling my Dynamic AP funds. My personal conclusion here is no funds should be held more than 5 years (Malaysian active managed funds that don't feed to super large funds). Just feels like once they reach a peak momentum (IRR>10%) and cap size (close to or above 500mil) then they will shrink balls and just ride the market benchmark. Really hoping that others can chime in on my sentiment and prove me wrong...haha.

Oh yeah, one more thing. I find that once the funds are linked to PRS, you can expect it to follow market benchmark eventually. (And no index is greater than SP 500 lol)

I have not made much new investment. Only DCA small cap, 200 per month and 3k a year for prs cimb ap version. Mother fund stopped basically. KGF lacklustre performance has discourage me from new money.

I somehow agree with you, the bigger they get, the slower they are. By slow i mean low return. It could be own observation bias.

But i somehow feel cimb ap is not the case... No doubt the return is influence by weakness of myr but the return has still been better than my local funds. 8% truly satisfied. Keeps my entire portfolio up at 6%, weigh down by KGF. Maybe at the right time. I will let go of KGF in the near future. Just not sure where to invest next.

Regret not going for more china exposure. Haha.

Why do you say the Ap income fund is dragged down by MYR weakness. I would think the opposite no? When you buy 0.25USD per 1MYR, later it becomes 1.2MYR per 0.25USD.

What you lose is purchasing power as the same 1.2MYR can only buy the same amount of 0.25USD shares / candy / whatever. But that only happens when you or CIMB management cash out.

Yeah. I stopped fresh funds from going into KGF, AP Income, small cap for a few years now. Pretty sure I gotten better returns elsewhere for the time being. The question is what do I think going forward which is still negative for them.

Hey y'all, anyone of you have used FSM's portfolio services?

Hows the feedback from the ground?

I am looking towards either a portfolio service like FSM/Stashaway vs a basket of FSM UT selections to make up my portfolio, then i will top-up yearly.

Thanks for sharing ideas!

Hey y'all, anyone of you have used FSM's portfolio services?

Hows the feedback from the ground?

I am looking towards either a portfolio service like FSM/Stashaway vs a basket of FSM UT selections to make up my portfolio, then i will top-up yearly.

Thanks for sharing ideas!

Hey y'all, anyone of you have used FSM's portfolio services?

Hows the feedback from the ground?

I am looking towards either a portfolio service like FSM/Stashaway vs a basket of FSM UT selections to make up my portfolio, then i will top-up yearly.

Thanks for sharing ideas!

just curious, what got you to make the decision?

actually i do feel it's not the fund's fault. i had >8% IRR back in 2017.

but the market that KGF invest in, it's just not so great also. so now 4% only... SGIH

KGF is investing in Malaysia. How do you expect KGF to perform when Malaysia market itself is so bad.

If I'm not mistaken Malaysia returns was one of the lowest in 2018 and 2019.

Invest when bad and will give good return. It will have high revenue when rebound.

The question is when it will rebound and if it rebounds will it be able to make up all the losses when it was bad.

Invest when bad and will give good return. It will have high revenue when rebound.

The question is when it will rebound and if it rebounds will it be able to make up all the losses when it was bad.

no one can answer u. if can, everyone rich already. it is on your own judgement to buy & sell.

anyone invested in: EASTSPRING INVESTMENTS GLOBAL BALANCED TARGET RETURN FUND? Any experts here have any thoughts on this?

Launch Date: May 18, 2020 and its is a "Balanced" fund.....

my agar agar guess is regulars of this FSM thread does not go for it...

Agar2 is jelly
Agak2 is guess