Any new features?

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This post has been edited by GrumpyNooby: Jan 7 2021, 12:46 PM

Wow 10+ funds, wonder how's their performance, overall green profile due to diversify enough to cover back the red?
Affin Hwang select bond fund

I invested with fsm many years already so All funds green ya. But got a few funds dont perform better than FD.

This year i rebalanced my account from 85% equity : 15% fixed income / bond to 50:50 due to market outlook and pandemic.

will keep rebalancing in mind ...
looking back, is rebalancing helpful, or holding on for a longer time horizon (5/10years) will eventually catch up with the loss

during that time,...your initial planned assets ratio may be skewed away from your comfort zone

example: you planned to have a 50/50 EQ/FI ratio initially due to your comfort zone....
your this 50/50 ratio may be in jeopardy due to 1 side increased too much than the other during this 5/10 yrs...

If u do nothing at all, and jus dca, i think over a longer horizon u will be fine. This year is a good example, if u didnt sell anythg in march, now u will be richer lol

Rebalancing helpful in the sense u maintain the right ratio. For example ur equity maybe go up too much, until the ratio is 95 :5, then u may need rebalance

i see a few ppl here dumping REITS here and maybe i'm missing something.

I started in FSM early Jan 2020 and holding a few funds (United Global, United ASEAN, Principal Greater China, TA Tech & Manu REITS). After the crash, all funds returned to green except REITS, which is still quite deep in red.

I'm kinda happy that Manu REITS still haven't fully recovered wor. At least there is still one undervalued fund to take advantage of the DCA benefits. Why sell leh?

meaning rebalancing is better than holding on to initial plan right, at least from your experience

Why buy reits?
Got so many other things to buy why want to take risk on reits?
If buy reits why not buy direct from stock markets?

Why cannot sell leh? Sell and put the money into better performing stocks/funds e.g. glove stock Good or not?

there was a similar question posed just few days ago...
try read page 1111
post 22208 and 22211

well this is what FSM had mentioned just few weeks ago

Investors may have garnered decent profits after a run-up in global equities over the past few weeks. In this article, FSM look to shed light on the subject matter, and how investors could go about it.
https://www.fundsupermart.com.my/fsmone/art...-your-portfolio

Manu REITS gives me access to HK & SG REITS ler. From what I understand, Malaysia REITS not as strong as these two giants. If Malaysia REITS is as good then yea, makes more sense to just buy direct from KLCI.


isn't that opposite of buy low, sell high? haha.


hm i see. thanks!

This post has been edited by encikbuta: Jul 24 2020, 03:03 PM

I compare my Manu REITs holding with other equity funds for the last 6 months - in my opinion this fund in my portfolio is badly performed. Recommended funds are having sales with 0.5% sales charge - i have some of these earlier on before the sales e.g. Prin China, East Small-cap, East Dinasti (performing quite well). So, I distributed some of the Manu Reit to these funds and to a few bond funds e.g. Emerg Market + Affin Select (which performing quite well) - re-balancing to 50/50 from 65/35.

Base on the selected fund,

AMANAHRAYA SYARIAH TRUST FUND for bond
Principal Greater China Equity Fund for greater china
TA Global Technology Fund for US tech

This 3 is ok combination. Having said that, with the exception of the bond fund. The other 2 might be too high to enter now.

Personally, I would also add on Amchina A-shares. This is also worth considering.

The bond should be good for your 60/70 low-medium volatility

TAGTF, greater china n Amchina for 30/40 equity portion.

How about TradePlus S&P New China Tracker as compare to Principal Greater China Equity Fund for greater china? Will it cheaper to enter and lower cost?

Am china is wholesale fund?
Am china not same with greater china?

This post has been edited by ironman16: Jul 24 2020, 06:01 PM

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This post has been edited by GrumpyNooby: Jan 7 2021, 12:46 PM

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This post has been edited by GrumpyNooby: Jan 7 2021, 12:46 PM

😅