When looking mutual fund information in FSM, it will stated the below indicators:

- Annualised Returns
- Cumulative Performance
- Calendar Year Returns
- Historical NAV Movement

If I want to compare same class of mutual fund (ex: money market fund) to determine which one is giving better return, which indicator should I use?

Is it correct that the NAV moment should be useful when we try to sell the fund? Just like shares, if the buying NAV is lower then sell NAV then is profit?

When open FSM one Singapore brokerage account, will it be the same feature with the account for Malaysia?

I plan to buy Singapore Reits etf, attended a webinar and they are promoting their account opening service. If having this account, does the charges is based on Singapore brokerage rate or Malaysia rate?

How about TradePlus S&P New China Tracker as compare to Principal Greater China Equity Fund for greater china? Will it cheaper to enter and lower cost?