Malaysia 10-year MGS yields fall to record low

KUALA LUMPUR (July 22): The 10-year Malaysian Government Securities (MGS) yields have fallen to a record low of 2.63%, after the nation registered in June 2020 its highest net foreign inflow in six years since May 2014.

Bank Negara Malaysia said on its website that trading yields for the 10-year MGS maturing in August 2029, fell one basis point to close at 2.63% yesterday (July 21).

https://www.theedgemarkets.com/article/mala...fall-record-low

KAF? What fund is this?
No % how to comment
No asia fund? Malaysia don't like?
How old r u?

“Diversification is the only free lunch”

Although I assume your question require a straight answer, the question you pose requires a fair amount of thought.

Optimal here can be define in many ways.

Is your optimal means low volatility gain, or maximum gain, etc etc

Depending on your definition, the composition of the fund can be quite different. Low vol means higher FI. Max gain, means higher equity.

Affin hwang select asia ex japan opportunities but i choose principal asia Pacific dynamic income because now cheaper, i kumpul unit during dip.

Malaysia last time i like kenanga growth but this few year sakit hati tengok. After march, suddenly makan viagra pick up, i tunggu dia pick until pancit baru switch. Got a few choices but not decide yet. Wanna wait master @xuzen kasi advised sikit 😆😆😆
Any sifu wanna kasi advise oso ok.

One more, may b wanna in lagi Reits but haven't decided yet

I ever got
Principal asia pacific dynamic income
Kenanga growth
Am Reits
Ta global tech
Eastspring dinasti
Principal Greater China
Principal global titan

After that redeem some go SAMY

Now start again accumulate
Principal asia pacific dynamic income
United global quality equity

Gonna add may b Am Reits n kenanga growth series 2 or....... Not sure yet.

Wait sifu here blow2 then i curi2 tengok

I had 10+ funds. I still do, but less.

This portfolio looks ok. Maybe more on china and global tech.not a fan of US - focussed fund at the moment, due to covid n election.

Why not affin hwang select bond fund? Asia-focussed

I invested with fsm many years already so All funds green ya. But got a few funds dont perform better than FD.

This year i rebalanced my account from 85% equity : 15% fixed income / bond to 50:50 due to market outlook and pandemic.

during that time,...your initial planned assets ratio may be skewed away from your comfort zone

example: you planned to have a 50/50 EQ/FI ratio initially due to your comfort zone....
your this 50/50 ratio may be in jeopardy due to 1 side increased too much than the other during this 5/10 yrs...

Base on the selected fund,

AMANAHRAYA SYARIAH TRUST FUND for bond
Principal Greater China Equity Fund for greater china
TA Global Technology Fund for US tech

This 3 is ok combination. Having said that, with the exception of the bond fund. The other 2 might be too high to enter now.

Personally, I would also add on Amchina A-shares. This is also worth considering.

The bond should be good for your 60/70 low-medium volatility

TAGTF, greater china n Amchina for 30/40 equity portion.

Both r good, u can judge it by return n volatility. See which one suit u.
If can afford, take both

is it too late now? the chart is all time high

😁 Because i oso don't know the bottom or peak, so, i just invest every month, got dip baru add some.
I choose the fund that i confident with it baru i start invest.

no... dont think like this. there are some great funds not inside the recommended list. FSM favors a longer term annualized performance. But some of the best performing funds today are quite new.
sreit is good for the same reason reits is good in hk. land is scarce there.

if your time horizon is long enough, u can start building positions now. but how long before the bets will pay off, this one only god can tell.

different kind mentality.

i am a trend follower. once the trend slows down, i reduce position and move into others or just keep as cash.

dont follow my target allocations if u type that accumulates with dca or vca.

i start by sorting them by performance, 1 year, 6m, 3m, 1m

i compare them relative to the funds within the same sector or region

i elimate the others.

then i select those with the best sharpe ratio

keep in mind, this is just for me. coz i prioritize short to medium time frame fund performance with least amount of volatility. Hence the criteria above.

Cash account is like your trading platform trust account.
Indicative rate is very low at about 1.1% pa only

https://www.fundsupermart.com.my/fsmone/fun...22-Cash-Account

It's not same as RHB CMF 2 which is a MMF fund.