if only, if only, one had these funds from Nov 2017 till now....
things would definitely be different for this can be said to be an alternate diversed port


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while waiting for his responses, may i kay poh abit....

there are a few fixed price funds for non bumi with unlimited investment amount......all those also parked fully?
and alternate to FSM CMF?....try Philips mutual money market fund?

how long do you want to park there??

can try use the Funds selector tools.....select the risk rating 0~2 or 3 depends on your appetite...then see?

This post has been edited by MUM: Jul 26 2018, 09:24 AM

so are you pulling out?

lol no bad. amoug 6 I got 3

Nope. Just that very curious how on earth their research team doing the research lol
Only 2 funds are performing. United global and Japan. haha

how you know how much fees they charge you bro ?

I guess they focus more on long term not for short term results.....
invest more on regions with lower valuation and some on others...

anyway, which research house can predict Trump or NK can do things differently than norm?
they can just diverse abit and hope that past performance would not deviate too much.

not sure about him...
I kay poh abit too....
I kena RM50 per year.

Management fee not sent to your mail meh? Per Q?

In the latest artivcle by them also. they recommend people into tech fund LOL in their managed port they don't have any tech fund.
Talking about short term long term. They actually switch quite a lot in short period. Nikko - titans - templeton - EMB..... all wrong switch LOL!!!! Ok la nikko and titan to united global was good one.

in regards to those switched funds.....how many % does it changed and how many does it allocated in the port?
maybe they would just diverse into some striker, defensive or theme funds for supplementary port...
they have alot of funds ...many with <3% allocation.....some even 1~2%
they main core still remains....abt 15%

on a serious note.
I would rather happy if they move to a more aggressive movement in this volatile period. most of the find they picked fundamental are good. of course they have some funds which are not performing and not feasible according to current market....
example. emb, both rhb and es. esher (but usd start to pick up lol), kaf.
main core only having 1 fund which is less than 3 years. united global.
and of course like their striker japan. when I have no 10k to buy it haha.
being disappointed on tech is not even in their radar....

hahahahaha.. their managed portfolio really pathetic.. I placed for one year still in negative.... and they sounded so confident about EMB from day one until recently. And switch to US high yield.bond. After switching out EMB has been rising at a very fast rate. 2-3% since they switch out.. LOl..

can try ...AFFIN HWANG WORLD SERIES - JAPAN GROWTH FUND - MYR ...initial investment is 1k

maybe they had analysed each individual funds holdings and determined the cummulatives % of tech stock held by those funds individually are already enough?

I placed from June......I got abt +4.5% (abt 14 months)

I guess, they are human too....like some of us that had the experience of making the calls to switch funds then later it moves against our wishes
just few months back,...some switched out of India being scared of bank scandals, some switch out of Tech funds being cared of it overly hot PE, some switched out of Reits being scare of the impact of interest rate, etc, etc...

it is a judgement call on a fund....being good or bad next month not everyone can see,,,,,just that the % allocated in the port must not be large

This post has been edited by MUM: Jul 26 2018, 10:14 AM

Managed Portfolio will charge you additional Charges apart from the 1.75% sale charges?

try this FQAs?
https://www.fundsupermart.com.my/fsm/manage...nd-services/faq

My previous style was to write cheong - hei article but now I think I may be suffering from writer's block hence no cheong - hei article.


My latest Algozen™ ver four reading is prompting me to skew my exposure to less risky assets such as RHB Income fund (Asia - pac balanced fund ) , Selina Reits (Asia-pac reits), ES Equity Income (M'sia large cap) and Asnita bond ( M'sia corporate bond). I am abandoning China fund for the time being. Until trade war is resolved, I'll sit out this war that benefit no one except some ego of a megalomaniac named Trump.


Will review again in Jan 2019 or until some firm decision on this trade war.


Xuzen

yea rite lol

Its their job. They charge us for a fee. Their vision should be sharper than us who no "actively managed". They only have 1 job.

Did you not read that mutual funds in usa had a records of nit beating the indexes too? They hv many mba, super computers or gurus too

I just want to clarify, this platform of investment do I just put in say rm5k in one setting or need to put in money monthly basis?

Min 500 or 1k......no need continue......you can do 1 time or select auto deduct too