read first page as well as fsm faq. if ur questions are not answered or not clear, many sifu here will be willing to assist.

Read front page. Yes can withdraw anytime but bear in mind
-when you buy there's service charge of 1.75% so if you withdraw straight away, expect to lose 1.75% on the spot.
- money will come back in about 1 week.

Of you want instant withdrawal, your only choice
-savings account
- FD
- amanah saham fixed price fund.

If you can wait 1-2days, then money market fund would be another option.

This post has been edited by Ramjade: Jul 19 2018, 10:36 AM

Hi guys, how to calculate return based on nav yea? is it correct if i take each month-end nav for 12 months then divide by 12?

This post has been edited by Jebsee: Jul 19 2018, 10:39 PM

why do you need to divide by 12? will that past performance gonna repeats the next months?

just a note.....if that fund has dividend distribution policy...that fund's NAV performance is not a good indicator of that fund's returns.

This post has been edited by MUM: Jul 20 2018, 12:59 AM

im finding average return, and i have no clue and btw it is about my assgnmnt

just a note also....
"When judging the overall performance of a mutual fund, always look at the fund’s total return instead of just the changes in its NAV.
Distributions made by the fund may reduce the fund’s NAV but they still belong as part of the shareholder’s overall return.
Viewing returns in this manner gives a more accurate depiction of a fund’s success"
http://mutualfunds.com/education/different...d-total-return/

For those who are interested, eunittrust Malaysia is now offering permanent service charge of 1.5%

Good, let the competition begins

should i give up on affin hwang quantum fund? based on past performance it so good and i continue invest think is bad market but seem negative for long time already

Use the excel templates in page 1. Either mine or pink spider ones will do.

woot woot interpac.

mind to share how may % is this fund is in your portfolio?

as this fund is of highest FSM risk rating...try to allocate it to under 10%? (perhaps maybe even 5% like for India, Reits, resources and Tech....let them be the strikers in your team?)

It may has its place in a portfolio

just my 2 cents...caveat emptor

Thanks

Thanks

quite high about 25 to 30% cos last time is very good i focus on it

In Feb 2017,...FSM did has an article on this fund....
at the very end of it, it did mentioned,
"......Interested investors can consider to include the fund into the supplementary part of their portfolios, with not more than 10% allocation of their overall portfolios. "

https://www.fundsupermart.com.my/main/resea...uary-2017--7950

anyway,...most would just say.....if you are still young and have a good risk appetite and this UT investment portfolio is not your only investment....then can go big or go home

no right or wrong....maybe circumstances changes and this period of lower than expected performance will helps you to realign and relects on your investment's selection perspective.

https://www.fundsupermart.com.my/main/resea...he-Horizon-9946

for those losing $ on DANA SAFI... now is the time to LOAD UP??....

as per FSM suggestion.

problem with unit trust is that we can’t give a good evaluation of its performance other than past history. fund manager can buy any stock which you cannot control.

in comparison buying stocks of company we have better evaluation in the stock we are buying based on the stock price and evaluation of the company management and profit etc

same thing here again.....at the end of the article.....

"However, investors should also bear in mind that both the funds have a concentrated exposure in the local small to mid-cap stocks, hence, we would like to advise investors to include the fund as part of their supplementary portfolios, with not more than 10% allocation of their overall portfolios."

anyway,...most would just say.....if you are still young and have a good risk appetite and if this UT investment portfolio is not your only investment....then can go big or go home

no right or wrong....maybe circumstances changes and this period of lower than expected performance will helps you to realign and reflects on your investment's selection perspective.

isn't the FMs is buying into the notion as highlighted in RED too?

and also FMs has more indepth info of the actual plants(entities) itself than just referring to the financial reports

This post has been edited by T231H: Jul 21 2018, 05:54 PM

ya but we are rely on fund manager actions which make wrong decision sometimes and make big loss like affin hwang. last time buy correct stock then good. now buy wrong stock we can’t do anything and no control what he buy. if noob then die us.