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 FundSuperMart v18 (FSM) MY : Online UT Platform, UT DIY : Babystep to Investing :D

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funnyface
post Feb 28 2018, 02:41 PM

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QUOTE(infested_ysy @ Feb 28 2018, 02:38 PM)
How do you calculate things like that? I can't wrap my head around it.
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income distribution +0.0147 per unit. So if the NAV did not change, it would drops at exact 0.0147 on 26th Feb.

Instead of dropping 0.0147, it only drops 0.0104. So meaning the gain on that day is 0.0043 = ~+0.9% (0.0043/25th NAV x 100%)
infested_ysy
post Feb 28 2018, 04:07 PM

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Would you guys recommend any of the top unit trusts listed here?
https://www.imoney.my/unit-trust-investments
T231H
post Feb 28 2018, 04:11 PM

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QUOTE(infested_ysy @ Feb 28 2018, 04:07 PM)
Would you guys recommend any of the top unit trusts listed here?
https://www.imoney.my/unit-trust-investments
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i think many forummers here has 4 of the top 5 funds in that list
5p3ak
post Feb 28 2018, 04:31 PM

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For those holding this fund which is winding up soon what fund will you switch to?
https ://www.fundsupermart.com.my/main/fundinfo/Eastspring-Investments-Global-Leaders-MY-Fund-MYPRUGLL
T231H
post Feb 28 2018, 04:35 PM

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QUOTE(5p3ak @ Feb 28 2018, 04:31 PM)
For those holding this fund which is winding up soon what fund will you switch to?
https ://www.fundsupermart.com.my/main/fundinfo/Eastspring-Investments-Global-Leaders-MY-Fund-MYPRUGLL
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if i am not mistaken....i1899 did mentioned United Global Quality Equity fd sometime back.......
can try to have a look then tell us what you think...
i1899
post Feb 28 2018, 05:05 PM

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QUOTE(T231H @ Feb 28 2018, 04:35 PM)
if i am not mistaken....i1899 did mentioned United Global Quality Equity fd sometime back.......
can try to have a look then tell us what you think...
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United Global Quality Equity doesn't disappoint me so far..

But, just as reminder,

Before step into United Funds, please take note below points:
1) 1% (intra fund house) switching fee for almost all united funds.
2) Minimum redeem units : 1000 units.
funnyface
post Feb 28 2018, 05:10 PM

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QUOTE(i1899 @ Feb 28 2018, 05:05 PM)
United Global Quality Equity doesn't disappoint me so far..

But, just as reminder,

Before step into United Funds, please take note below points:
1) 1% (intra fund house) switching fee for almost all united funds.
2) Minimum redeem units : 1000 units.
*
EQ to FI should be still FOC right? hmm.gif

If we use ninja trick (EQ to FI to EQ), should be still free.... tongue.gif
i1899
post Feb 28 2018, 05:54 PM

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QUOTE(funnyface @ Feb 28 2018, 05:10 PM)
EQ to FI should be still FOC right?  hmm.gif

If we use ninja trick (EQ to FI to EQ), should be still free.... tongue.gif
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Not, switching fee cannot be offset by credit, only the sales charge can be waived using credit.
if perform INTRA swiching among UNITED funds, need to pay 1% as switching fee.
1% is quite high for me, is higher than my entitled sales charges.

So, Ninja trick is not good for united funds switching The only way to not pay the switching fee is directly sell to bank account or CMF.

Refer to :

https://www.fundsupermart.com.my/main/buyse...svdo?code=MYUOB


funnyface
post Feb 28 2018, 06:00 PM

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QUOTE(i1899 @ Feb 28 2018, 05:54 PM)
Not, switching fee cannot be offset by credit, only the sales charge can be waived using credit.
if perform INTRA swiching among UNITED funds, need to pay 1% as switching fee.
1% is quite high for me, is higher than my entitled sales charges.

So, Ninja trick is not good for united funds switching The only way to not pay the switching fee is directly sell to bank account or CMF.

Refer to :

https://www.fundsupermart.com.my/main/buyse...svdo?code=MYUOB
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hmm....maybe it will get waived? Like Manulife... sleep.gif
i1899
post Feb 28 2018, 06:18 PM

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QUOTE(funnyface @ Feb 28 2018, 06:00 PM)
hmm....maybe it will get waived? Like Manulife...  sleep.gif
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u can try to get a special offer, but i can confirm u that UNITED 1% switching fee cannot be waived, at this moment.


Manulife waive only 6 switching / year , max amount/ year is RM25x6 = RM150. it is waived by Manulife, not FSM.

pls refer to: https://www.fundsupermart.com.my/main/buyse...do?code=MYMLIFE

Remark : Manulife Asset Management Services Berhad will waive the switching fee for the first 6 switching in a calendar year for each unit holder.


Switching fee on RHB is also RM25 and it also cannot be waived.

RM25/ switching is nothing, is not same story with UNITED 1% switching fee.





5p3ak
post Feb 28 2018, 09:41 PM

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QUOTE(i1899 @ Feb 28 2018, 05:05 PM)
United Global Quality Equity doesn't disappoint me so far..

But, just as reminder,

Before step into United Funds, please take note below points:
1) 1% (intra fund house) switching fee for almost all united funds.
2) Minimum redeem units : 1000 units.
*
I don't quite get the 1% switching fee, does that mean if I wanna switch I need to switch RM1060 worth if the other fund investment amount is RM1000? unsure.gif
i1899
post Feb 28 2018, 10:57 PM

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QUOTE(5p3ak @ Feb 28 2018, 09:41 PM)
I don't quite get the 1% switching fee, does that mean if I wanna switch I need to switch RM1060 worth if the other fund investment amount is RM1000? unsure.gif
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United's 1% switching fee is applicable to INTRA fund house switching only.

For example, when u want to switch RM100K from United Global Quality to United Japan Discovery.
- RM1K will be deducted from United Global Quality, as switching fee, and then RM99K will be switched to United Japan Discovery. No credit is utilized in this case because no sales charges.

1 year later, the RM99K grows to RM120K.. u decided to switch United Japan to United Income Plus Fund.
Then, the other RM1.2K will be deducted from United Japan Fund.


So, total paid switching fee is RM2.2K, and snow ball will be bigger and bigger if always doing intra switching among UNITED Funds.



jfleong
post Feb 28 2018, 11:42 PM

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Alibaba plunged second day in a row, not looking good now, perfect time to reload especially with 0% SC @ eUT
kenny79
post Mar 1 2018, 08:35 AM

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Ambank priority customer can enjoy 0.5% sale charges in birthdays month trying top up again ...
jfleong
post Mar 1 2018, 10:49 AM

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QUOTE(kenny79 @ Mar 1 2018, 08:35 AM)
Ambank priority customer can enjoy 0.5% sale charges in birthdays month trying top up again ...
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Why not try eUT ? 0%
MUM
post Mar 1 2018, 10:54 AM

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QUOTE(jfleong @ Mar 1 2018, 10:49 AM)
Why not try eUT ? 0%
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maybe some people got turned off bcos of this..... doh.gif

QUOTE(jfleong @ Feb 28 2018, 03:59 PM)
Asked me to update info, send them an email
Turns out their email full :bangswall:
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and maybe some people does not have enough money to top up to qualify for the 0% SC.
biggrin.gif
jfleong
post Mar 1 2018, 10:59 AM

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QUOTE(MUM @ Mar 1 2018, 10:54 AM)
maybe some people got turned off bcos of  this..... doh.gif 
and maybe some people does not have enough money to top up to qualify for the 0% SC.
biggrin.gif
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Priority customer surely got 5k?
But you get what you pay for, if the advice by the RM there is really good then the 0.5% might be worth it
MUM
post Mar 1 2018, 11:02 AM

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QUOTE(jfleong @ Mar 1 2018, 10:59 AM)
Priority customer surely got 5k?
But you get what you pay for, if the advice by the RM there is really good then the 0.5% might be worth it
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yes, thumbup.gif
ben3003
post Mar 1 2018, 11:02 AM

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QUOTE(i1899 @ Feb 28 2018, 05:05 PM)
United Global Quality Equity doesn't disappoint me so far..

But, just as reminder,

Before step into United Funds, please take note below points:
1) 1% (intra fund house) switching fee for almost all united funds.
2) Minimum redeem units : 1000 units.
*
should consider MYR Hedged or USD one? really cannot invest more into GL already..
wkalvin
post Mar 1 2018, 11:05 AM

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eUT still 0% SC today? not end at 28Feb ?

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