Thanks fly126.

Do you know how user-friendly the citi Malaysia app is?

I'm using it so far No Problem.

have you read/understand the features/benefits of both cards?

m2card: 5% weekend cb for EVERYTHING. u also get up to 5TPs.
quantum: 5% anyday cb for online/dining (mastercard) or entertainment/departmental (visa).

Maybe you need to clarify that m2card 's Amex(not the MC/Visa) card that give 5% weekend cb for EVERYTHING. u also get up to 5TPs

Free Lifetime Annual Fee: A Must

Card required for: Cash back/rebate

Existing credit cards (if any): Maybank 2 Gold cards (Visa, AMEX) & Maybank Ikhwan Petronas

Others: Need substitute cards that could give me cashback/rebate for any transactions on weekdays and also substitute cards for M2 Gold AMEX card. My existing cards all have benefit on weekends only. So, looking for the same benefit cards but can be used on weekdays as well if any.

Please follow the front page template and fill in accordingly. Others may advise better in that way.

I did.

This is the template:

1. Annual Income: RM24K to RM30K or RM30K to RM36K or RM36K to RM60K or RM60K to RM100K or RM100K to RM150K or RM180K and above or leave blank.

2. Free Lifetime Annual Fee: A Must or No only.

3. Card required for: List all your needs. Example Petrol, Education, Cash Back/Rebate Only, AirMiles, Overseas Transactions, Free LCCT Lounge Access , Golf, etc or Don't Know.

4. Existing credit cards (if any): List them or Nil.

5. Interested in CC from: Citibank - Premier Miles

6. Others: Please be specific. Example: I am a foreigner or I only want to pay amount due with my M2U online savings account or I want cash back only and no reward points.

1. Annual Income:

2. Free Lifetime Annual Fee: A Must

3. Card required for: Cash back/rebate and other benefits

4. Existing credit cards (if any): Maybank 2 Gold cards (Visa, AMEX) & Maybank Ikhwan Petronas

5. Interested in CC from: No idea

6. Others: Need substitute cards that could give me cashback/rebate for any transactions on weekdays and also substitute cards for M2 Gold AMEX card. My existing cards all have benefit on weekends only. So, looking for the same benefit cards but can be used on weekdays as well if any.

Hi All,

Will be moving to Malaysia in a couple of months.

Have browsed through the various bank/credit card sites but would like to also hear from users.
Not only am I looking to sign up for CCs, but I also need to sign up for some personal bank savings accounts. I do a lot of transactions/payments online so for me a good APP/web interface is important too.
From what I understand, CIMB has the best app interface - let me know if I am wrong.

Anyway, in regards to the CCs, here are my details:

1. Annual Income: RM500k+

2. Free Lifetime Annual Fee: No.

3. Card required for: List all your needs. AirMiles, Lounge Access, Overseas Transactions

4. Existing credit cards (if any): Nil (in Msia).

5. Interested in CC from: Suggestions please!

6. Others: I am a foreigner. I would like to be able to track expenses on CC via App. Don't care much about cashback as in many cases they are capped.

Thanks everyone!

1. Annual Income: 30k to 35k

2. Free Lifetime Annual Fee: anything as long free first year

3. Card required for: cashback for grocery, petrol and ptptn

4. Existing credit cards (if any): Nil bt applying for ocbc cashflo

5. Interested in CC from: nil

6. Others: nil.

Maybank 2 Cards (Good with PTPTN)
* 5x Treats-Points for every Ringgit spent on Maybankard 2 Amex and 1x Treats Point on MasterCard / Visa Card Maybankard 2 Card.
* 5% Weekend Cashback when spend on Maybank2 Amex, CB capped at RM50/month.
or
MBB Ikhwan Mastercard- 5% Cash-Back on Petrol & Groceries, every Fri/Sat. , CB capped at RM50/month.

By good wif ptptn u mean?

1. Annual Income: RM 36k.

2. Free Lifetime Annual Fee: yes! or at least cheap annual fee.

3. Card required for: mainly for petrol, grocery and bill payment.

4. Existing credit cards (if any): cimb petronas.

5. Interested in CC from: any.

6. Others: i spend mostly on petrol, so that is my main concern. grocery on weekends, and bill payment at the end of the month. dining, shopping and entertainment occasionally. i would like to replace my existing card if there is a better one.

Thanks!

MBB 2Cards or MBB Ikhwan MC & PBB Quantums
Convert your CIMB Petronas to Cash Rebate for more Utilize.

1. Annual Income: RM37000

2. Free Lifetime Annual Fee: No.

3. Card required for: Petrol, Groceries, bills, Cash Back.

4. Existing credit cards (if any): Nil.

5. Interested in CC from: RHB Smart Value Card

6. Others: Rejected by Citi & Maybank card.