wow....either your AF waive all or must be deadly...
thanks for your advice again...

Surprisingly most of my cards are free AF, waived with 12x swipes a year or I know the banks give easy AF waiver.
Those with AF, I will use one year and cancel later. These are usually not so important cards for me.

This is a nice combo..
Actually, i spend a lot on petrol at Petronas because of my CIMB card is Petronas..
Tbh its a hassle for me because Petronas isnt near my house..

Thanks for the recommendation!

Which credit card is the best for petrol only purpose right now ? I not really into petronas because normally i use shell for bonuslink

m2c amex or citibank cash back

Hi, which credit card would you all recommend?

1. Annual Income: RM30K to RM36K

2. Free Lifetime Annual Fee: A Must

3. Card required for: Groceries, potential overseas transaction, petrol in the future

4. Existing credit cards (if any): Nil.

5. Interested in CC from:

I've been using debit card for 4 years already and I heard having a credit card is useful to getting credit scores(?). Please advice.

Thank you

check out Maybank card 2 --> Maybankard 2

Hi all, looking to get some recommendations

1. Annual Income: RM 30 k

2. Free Lifetime Annual Fee: A must

3. Card required for: Petrol (Shell), Maxis bill, movie, dining & hotels

4. Existing credit cards (if any): Nil

5. Interested in CC from: Any

6. Others: Regarding Annual Fee: 1st year free or waived with conditions are acceptable. No reward points. This will be my first CC

Thank you!

This post has been edited by zhi: Jul 25 2017, 11:50 AM

go for maybank 2 cards

This post has been edited by DarReNz: Jul 25 2017, 01:35 PM

1. Annual Income: >RM70k

2. Free Lifetime Annual Fee: yes or at least cheap annual fee.

3. Card required for:
insurance : 600+
online : 200+
petrol: 250+
groceries: 600+

4. Existing credit cards (if any): UOB One Platinum (Hate it's annual fee, cannot waive), Maybank 2 card (using only the visa, seems not much benefits, not sure should I activate the amex or not coz saw it got 5% cash rebate on weekend. been using it for 10+years)

5. Interested in CC from: any

6. Others : Prefer cash back than treat point coz i will not remember to use the treat point (wasted so many on Maybank)

This post has been edited by neo_6053: Jul 25 2017, 02:13 PM

quantum cards will do since you have maybank 2 cards. you should be using only the amex for 5% cash rebate on all spending, visa can just leave in your drawer for cold storage

Hong Leong Bank Essential Visa
does the 12 swipe includes auto-debit insurance?

YES.

but cap at RM30 only

thanks again.. another question.. can op for email billing instead of physical mail?

Yes

cap at RM30 each so you will have a total of RM60 for both cards besides your RM50 from maybank amex card

Hi guys,

Need to ask advice and opinion for card.

Annual Income: 120,000

2. Free Lifetime Annual Fee: not necessary

3. Card required for: I am doing business in F&B. Frequent use to buy grocery

4. Existing credit cards (if any): Maybank Visa Ikhwan, MB2Card Platinum, MBB Visa Signature, Amex green Charge Card

5. Interested in CC from: Please suggest

6. Others: looking for cash back (Grocery, Petrol) ( and if possible for premium perks (lol)

Jz Add-on Ikhwan MC or Apply PBB VS or may consider take HLB Wise however NO AF Waiver & need to spend RM2K for 100 bucks CB.

1. Annual Income: RM42k

2. Free Lifetime Annual Fee: Yes

3. Card required for: Pump petrol only, cash back (I often pump during weekdays)

4. Existing credit cards (if any): Mach HL

5. Interested in CC from: Any

6. Others: I want cc that can give me highest cash back via pump petrol

This post has been edited by soyabean123: Jul 26 2017, 11:01 PM