Why no longer have access. I received my card last 2 month and I used it 3 weeks ago.

Why no longer have access. I received my card last 2 month and I used it 3 weeks ago.

Nope they didn't allow free ppl access when I was in Langkawi 6 weeks ago.

1. Annual Income: RM60k to RM80k

2. Free Lifetime Annual Fee: Preferably 

3. Card required for: air ticket / travelling for maybe next year.

4. Existing credit cards (if any): Wise, Mach, New Aeon, Aeon Big, Ikwan Visa/Master, M2Card, CIMBCR

5. Interested in CC from: no idea.

6. Others: -  I have only check citibank airasia cards but it comes with AF.

1. Annual Income: 25.2k

2. Free Lifetime Annual Fee: Yes

3. Card required for:
- utilities/petrol/groceries/
- plan to buy at senheng using installment. TV/refrigerator.

4. Existing credit cards (if any): nil.

5. Interested in CC from : maybank /cimb. recommend me.

1. Annual Income: 25.2k

2. Free Lifetime Annual Fee: Yes

3. Card required for:
- utilities/petrol/groceries/
- plan to buy at senheng using installment. TV/refrigerator.

4. Existing credit cards (if any): nil.

5. Interested in CC from : maybank /cimb. recommend me.

ii) MBB Ikhwan Mastercard - 5% Cash-Back on Petrol & Groceries, every Fri/Sat.

CIMB Cash Rebate then. It is a not too bad all rounder card.

Maybank needs at least 30k per annum.

i) CIMB Cash Rebate Mastercard
* 2% CB on Utility, Mobile Bill Payments via Standing Instruction/Auto Debit (TNB, Gas Malaysia, SESCO, Maxis, Digi, Celcom, U Mobile, YES)
* 2% CB for Petrol, Groceries
* 5% CB for E-Commerce/Online Spend (Max. CB RM30.00/ month) NO CB on Flight Tickets Booking
* 0.2% CB on Other Retail Spend
With Total Maximum CB capped at RM50/month
https://forum.lowyat.net/topic/3988506
OR
ii) MBB Ikhwan Mastercard - 5% Cash-Back on Petrol & Groceries, every Fri/Sat.

thanks all, appreciate that, that MBB Ikhwan Mastercard gold rite, ill try to apply,

mana tau nasib baik bole dapat . 
thanks again

For HLB Wise Card, need to spend at least RM2k to get the 10% cash back.

"10% cash back all year round.

Maximize your returns with the highest, fixed cash back in town. Enjoy 10% cash back on your chosen spend categories all year round. Use it when you want it, where you want it.

Just make a minimum of RM2,000 posted retail spend in a calendar month, you’ll get to enjoy the 10% cash back on your spending in the selected categories of your choice."

source: https://www.hlb.com.my/main/personal/cards/WISE-card

For HLB Wise Card, need to spend at least RM2k to get the 10% cash back.

"10% cash back all year round.

Maximize your returns with the highest, fixed cash back in town. Enjoy 10% cash back on your chosen spend categories all year round. Use it when you want it, where you want it.

Just make a minimum of RM2,000 posted retail spend in a calendar month, you’ll get to enjoy the 10% cash back on your spending in the selected categories of your choice."

source: https://www.hlb.com.my/main/personal/cards/WISE-card

Hi, can recommend reward points card based on below?

1. Annual Income: RM100k above

2. Free Lifetime Annual Fee: Not necessary but maxiumum RM200+

3. Card required for: Reward points which doesnt expire.. So far i can only find Citibank

4. Existing credit cards (if any):

5. Interested in CC from: any

6. Others: -

Anyone know the term and conditions on applying supplementary credit card? Some background information, both my wife and myself kena rejected from credit card application in the past few months, which due mainly to no sufficient supporting document provided (I believe so). Those rejected application is applied in the shopping center – with free power bank.

I believe that if we provide sufficient supporting we should able to get credit card easily. Now, I plan to apply a supplementary credit card to my wife, just wonder whether we need to provide those document or not..

No Income Documents Required, Jz your supp. Card Applicant (a copy of your Wife IC ) needed only on this.

Maybank 2Cards
* It's Lifetime Waiver NO Annual Fee on Treats-Point (Basis), with 3 Years Lifespan Period
* The benefits of two cards, Maybankard 2 American Express® Card and Maybankard 2 MasterCard / Visa Card, in 1 sign up & 1 statement.
* Enjoy a low Finance Charge of 8.88% p.a. on your outstanding retail balance.
* 5x Treats-Points for every Ringgit spent on Maybankard 2 Amex and 1x Treats Point on MasterCard / Visa Card Maybankard 2 Card.
* 5% Weekend Dining Cashback when spend on Maybank2 Amex, CB capped at RM50 per customer (including Supp Card member) per month.
* Earn 1x TREATS Points for every Ringgit spent on Maybank 2 American Express Card at Education Institutions, Insurance Providers, Utilities: Electric, Gas, Sanitary and Water, Petrol, EzyPay.
* NO TREATS Points will be rewarded for every Ringgit spent on Maybank 2 MasterCard/ Visa/ American Express card at Government Bodies.
* Uses the Treats Point on Shopping Voucher or Enrich Air Miles Redemption even though the Treats Point come with (3) Years Expiry Period

Yes, Maybe Citibank Card Privileges (Offer or Promo) + Evergreen Rewards Point No Expired which are their Perks an Undeniable Temptation to some of us here, but however most of the Citibank CC do come with an Annual Fee. Ya, You may Request Annual Fee Waiver from Citibank Every Year but Sometimes also Subject to their Approval, they give or not...

Meanwhile, Maybank 2Cards will Benefiting U with 2 cards, Maybankard 2 American Express® Card & Maybankard 2 Visa / MasterCard, in 1 Sign up, and 1 Statement plus, the MBB 2 Cards also is Lifetime Fee Waiver with NO T&C's Applied on  

You can Accumulate/Earn More Rewards Point even Faster: 1x/ 2x / 5X Treats point + 5% Cash-Back from Weekends Dining Spend with Maybank 2Cards (Amex) for Every RM1 Spent. Do Use the Treats Point on Shopping Voucher Redemption Even Use it for MAS Enrich Air Miles Redemption. (5X Tp = 1.25% CB)  
Although the their Treats Point do come with 3 Years Expiration Period but it may even Better than Citibank CC just Plain RM1 /1 Rewards Point. Somemore, FYI... NO Point will be Rewarded on Petrol Purchase with Most of the Citi's Credit Card https://www.citibank.com.my/ICARD/subapp/re...rewards-tnc.pdf

With Maybank 2Cards U Can Enjoy Lowest finance charge of 8.88% per annum on your outstanding retail balance. All you need to do is promptly settle minimum payment, 5% of the outstanding balance or a minimum of RM25 & Citibank or Most All the Bank CC with Finance Charge of 15-18% per Annum or a min of RM50.

ONE MORE A MUST HAVE...
PB Visa Signature - 6% Cash Back on Grocery, Dining and Online Transaction a Lifetime Fee Waiver Card with 12x Swipes p.a.