Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Recommendation for Credit Cards V4, Please post according to Format stated
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 Jan 4 2017, 02:13 PM
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#1
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Senior Member
2,065 posts Joined: Oct 2014 From: Ipoh,Perak 
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1. Annual Income: RM60k to RM80k
2. Free Lifetime Annual Fee: Preferably 3. Card required for: air ticket / travelling for maybe next year. 4. Existing credit cards (if any): Wise, Mach, New Aeon, Aeon Big, Ikwan Visa/Master, M2Card, CIMBCR 5. Interested in CC from: no idea. 6. Others: - I have only check citibank airasia cards but it comes with AF. |
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Nov 2 2017, 09:40 AM
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#2
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Senior Member
2,065 posts Joined: Oct 2014 From: Ipoh,Perak
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QUOTE(borneoman1 @ Nov 2 2017, 07:15 AM) 1. Annual Income: RM24K to RM30K May I ask what do you mean by "pay amount due with M2U"?2. Free Lifetime Annual Fee: A Must 3. Card required for: Utilities, Groceries, Cash Back/Rebate Only, Online Transactions, Overseas Transactions 4. Existing credit cards (if any): MBB 2 cards gold, MBB Petronas Visa 5. Interested in CC from: Maybank preferred but open to others. 6. Others: Pay amount due with M2U, want cash back & reward points if possible. Tq  |
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Dec 18 2018, 10:28 AM
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#3
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Senior Member
2,065 posts Joined: Oct 2014 From: Ipoh,Perak
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QUOTE(koolbrader @ Dec 18 2018, 10:24 AM) I have Salary Slip about RM4k/month and Side income about RM40k/month. But no matter how much I earn, my Maybank credit card limit is super low because it's based on my salary slip. Also Maybank seems very stingy with their limit. My brother in law has Maybank 12k limit and CIMB 80k limit. That doesn't make sense. Mom also big limit with bank other than Maybank. Foreign banks usually gives high credit limits compare to the local banks.Question : Which credit card easiest to get big limit? Which should I apply for? 1. Annual Income: RM50k 2. Free Lifetime Annual Fee: Free if possible 3. Card required for: Overseas Transactions, Petrol, Cash Back 4. Existing credit cards (if any): Maybank 2 Cards Visa and Amex 5. Interested in CC from: Any bank 6. Others: I just need a credit card with huge limit. Wow. 40k a month x 12 = 480k a year. Did you declare all your income to LHDN? If you did, then getting a high credit limit should not even be a problem. |
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