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Credit Cards Recommendation for Credit Cards V4, Please post according to Format stated

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torres09
post Dec 30 2016, 09:43 PM

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QUOTE(fly126 @ Dec 30 2016, 09:17 PM)
I) Alliance You:nique (Up to 3% Cashback)
Monthly Spend (RM) Rebate (%)
0 - 1,000 0.50
1,001 - 2,0001.50
2,001 - 3,0003.00
> 3,0000.30

http://www.alliancebank.com.my/youniqueia

II) SCB Cash Back Gold- Enjoy up to 5% CB , excluded Petrol & Insurance Transactions
https://www.sc.com/my/credit-cards/goldcard/gold-card.html
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thanks bro. the you:nique card seems good, just to confirm for example i spend 3500 a month, does it mean i get 3% cashback on 3000, and 0.3% on subsequent 500? or is it only 0.3% of 3500?

the stanchart card seem to mention retail spend, not sure of it applies to gov related payments..
fly126
post Dec 30 2016, 09:59 PM

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QUOTE(ckuanglim @ Jul 18 2016, 10:22 AM)
I have a question on Younique Rebates.
If I spend RM3000, how much rebate?

3000 x 3% = 90
OR
(1000 x 0.5%) + (1000 x 1.5%) + (1000 x 3%) = 30

which one? no cap on rebate?
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QUOTE(BeastX @ Jul 18 2016, 10:44 AM)
Correction:

(1000 x 0.5%) + (1000 x 1.5%) + (1000 x 3%) = 5 + 15 + 30 = RM50

No cap ... but after RM3k it's only 0.3%
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QUOTE(torres09 @ Dec 30 2016, 09:43 PM)
thanks bro. the you:nique card seems good, just to confirm for example i spend 3500 a month, does it mean i get 3% cashback on 3000, and 0.3% on subsequent 500? or is it only 0.3% of 3500?

the stanchart card seem to mention retail spend, not sure of it applies to gov related payments..
*
Pls Check on these Posts... whistling.gif
So far I think got forummer Reported manage to get Cash back on PTPTN payment with their SCB CB Gold, also... smile.gif

This post has been edited by fly126: Dec 30 2016, 10:13 PM
Duckies
post Dec 30 2016, 10:14 PM

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QUOTE(fruitie @ Dec 30 2016, 05:00 PM)
Yes, then that's the case. Just make sure it is showing good consistent payment only start applying again.
Not UOB particular with PTPTN loan, it is just that your CCRIS is not beautiful anymore. All banks will have the same evaluation anyway.
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But I could get credit cards from other banks such as Citibank, HSBC and PBB hmm.gif
fly126
post Dec 30 2016, 10:20 PM

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QUOTE(Duckies @ Dec 30 2016, 10:14 PM)
But I could get credit cards from other banks such as Citibank, HSBC and PBB hmm.gif
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Is it You manage to get ALL these CC before Mac 2016, I think after Mac 2016 they baru Implement the CCRIS Stingy Thing whistling.gif

This post has been edited by fly126: Dec 30 2016, 10:25 PM
fruitie
post Dec 30 2016, 10:20 PM

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QUOTE(Duckies @ Dec 30 2016, 10:14 PM)
But I could get credit cards from other banks such as Citibank, HSBC and PBB hmm.gif
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Well, probably it's really UOB strict.
Duckies
post Dec 31 2016, 12:21 AM

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QUOTE(fly126 @ Dec 30 2016, 10:20 PM)
Is it You manage to get ALL these CC before Mac 2016, I think after Mac 2016 they baru Implement the CCRIS Stingy Thing whistling.gif
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QUOTE(fruitie @ Dec 30 2016, 10:20 PM)
Well, probably it's really UOB strict.
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Nah, my latest card application was just last month sweat.gif I guess UOB is pretty strict on this.
torres09
post Dec 31 2016, 08:04 AM

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QUOTE(fly126 @ Dec 30 2016, 09:59 PM)
Pls Check on these Posts...  whistling.gif
So far I think got forummer Reported manage to get Cash back on PTPTN payment with their SCB CB Gold, also...  smile.gif
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i see.. ok thanks bro..
will consider whether to apply!
sj0217
post Dec 31 2016, 10:32 PM

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QUOTE(torres09 @ Dec 31 2016, 08:04 AM)
i see.. ok thanks bro..
will consider whether to apply!
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FYI, There has SCB temp booth at 1u shopping mall this weekends if you stay KV
drbone
post Jan 2 2017, 07:31 PM

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QUOTE(hye @ Dec 30 2016, 09:49 AM)
If you are looking for a card that gives you 5% cash back for Petrol and Groceries PLUS FREE 5X entries to Plaza Premium Lounges nationwide without any conditions, click here to read my review of the Maybank Visa Signature.
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Maybank VS does not allow PPL access anymore, correct?

This post has been edited by fruitie: Jan 2 2017, 07:37 PM
fruitie
post Jan 2 2017, 07:38 PM

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QUOTE(drbone @ Jan 2 2017, 07:31 PM)
Maybank VS does not allow PPL access anymore, correct?
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Yes, no more. However, you quoted a long post. I have edited it to ease mobile users...
Next time you can just remove whatever that's not relevant. wink.gif
drbone
post Jan 2 2017, 07:51 PM

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Good point smile.gif
byronong
post Jan 3 2017, 12:25 AM

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https://www.sc.com/my/campaign/justone-platinum/

Not bad.. looks interesting
daymond85
post Jan 3 2017, 07:39 AM

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Any card that give better cash back on groceries shopping at giant? Last time UOB lady card have , but now they remove this benefit.

I don't spend that much so I don't think I can meet wise card requirement to get the 10% cash back. Any other recommendation ?
cybpsych
post Jan 3 2017, 08:05 AM

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QUOTE(daymond85 @ Jan 3 2017, 07:39 AM)
Any card that give better cash back on groceries shopping at giant? Last time UOB lady card have , but now they remove this benefit.

I don't spend that much so I don't think I can meet wise card requirement to get the 10% cash back. Any other recommendation ?
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what other cards are you having? if u follow template, at least we can review and give proper recommendation smile.gif

just top of my head...

maybank ikhwan Mastercard
maybank visa signature
public bank Visa signature
cimb cash rebate
hlb mach
BacktoBasics
post Jan 3 2017, 11:04 AM

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QUOTE(drbone @ Jan 2 2017, 07:31 PM)
Maybank VS does not allow PPL access anymore, correct?
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Why no longer have access. I received my card last 2 month and I used it 3 weeks ago.
SUSAmeiN
post Jan 3 2017, 03:20 PM

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Hi, can recommend cashback card based on below?

1. Annual Income: RM24K to RM30K

2. Free Lifetime Annual Fee: A Must

3. Card required for: Petrol (Monthly RM200), Cash Back/Rebate, groceries (monthly RM200-300)

4. Existing credit cards (if any): Nil.

5. Interested in CC from: any

6. Others: -
fly126
post Jan 3 2017, 03:38 PM

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QUOTE(AmeiN @ Jan 3 2017, 03:20 PM)
Hi, can recommend cashback card based on below?

1. Annual Income: RM24K to RM30K

2. Free Lifetime Annual Fee: A Must

3. Card required for: Petrol (Monthly RM200), Cash Back/Rebate, groceries (monthly RM200-300)

4. Existing credit cards (if any): Nil.

5. Interested in CC from: any

6. Others: -
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Maybank Ikhwan Mastercard
fruitie
post Jan 3 2017, 05:15 PM

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QUOTE(BacktoBasics @ Jan 3 2017, 11:04 AM)
Why no longer have access. I received my card last 2 month and I used it 3 weeks ago.
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Err.. MBB VS already removed PPL access since March 2016. I hope you won't be charged in your bill later.
It is already announced that time in MBB VS site.

QUOTE(fly126 @ Jan 3 2017, 03:38 PM)
Maybank Ikhwan Mastercard
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Gotta make sure at least RM 30k per annum.
SUSAmeiN
post Jan 3 2017, 05:41 PM

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QUOTE(fly126 @ Jan 3 2017, 03:38 PM)
Maybank Ikhwan Mastercard
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Noted. Thank you.

QUOTE(fruitie @ Jan 3 2017, 05:15 PM)
Err.. MBB VS already removed PPL access since March 2016. I hope you won't be charged in your bill later.
It is already announced that time in MBB VS site.
Gotta make sure at least RM 30k per annum.
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Yes.

fly126
post Jan 3 2017, 09:55 PM

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hye pls Remove/ update, ...There will be NO more min retail spend of RM100 of the month needed in order to qualify for the cash back on HLB Essential now.

the link not working also, pls Update this the Correct one: https://www.hlb.com.my/main/assets/files/ne...and-updates.pdf

TQVM notworthy.gif

This post has been edited by fly126: Jan 3 2017, 10:01 PM

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